Nelnet Inc
$
57.97
0 (0%)
| Volume: | 84,985 | Avg Vol (1m): | 65,477 |
| Market Cap $: | 2.30 Bil | Enterprise Value $: | 24.07 Bil |
| P/E (TTM): | 15.18 | P/B: | 1.00 |
| Earnings Power Value | -553.56 |
| Net Current Asset Value | 0 |
| Tangible Book | 51.11 |
| Projected FCF | 100.08 |
| Median P/S Value | 49.76 |
| Graham Number | 66.28 |
| Peter Lynch Value | 0 |
| DCF (FCF Based) | 0 |
| DCF (Earnings Based) | 0 |
1Y (-%)
Manual of Stocks™ Web
Financial Strength : 3/10
GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
| Current | vs industry | vs history | |
|---|---|---|---|
| Equity-to-Asset | 0.09 |
Equity-to-Asset ranked
lower than
90.07%
of
413
companies
in the
Credit Services
industry.
Industry Max: 1, Med: 0.43, Min: -16.13
NNI:
0.09
Ranked among companies with meaningful Equity-to-Asset only.
|
Equity-to-Asset range over the past 10 years
Min: 0.02, Med: 0.04, Max: 0.09
Current: 0.09
|
| Debt-to-Equity | 9.39 |
Debt-to-Equity ranked
lower than
97.73%
of
220
companies
in the
Credit Services
industry.
Industry Max: 31.78, Med: 1.4, Min: 0.01
NNI:
9.39
Ranked among companies with meaningful Debt-to-Equity only.
|
Debt-to-Equity range over the past 10 years
Min: 9.39, Med: 24.92, Max: 125.45
Current: 9.39
|
| Debt-to-EBITDA | 21.21 |
Debt-to-EBITDA ranked
lower than
93.29%
of
283
companies
in the
Credit Services
industry.
Industry Max: 489.17, Med: 6.7, Min: 0.03
NNI:
21.21
Ranked among companies with meaningful Debt-to-EBITDA only.
|
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 21.21
Current: 21.21
|
| Beneish M-Score | -2.12 |
Not Manipulator
Manipulator
| |
| WACC vs ROIC % |
ROIC 0%
WACC 2.54%
| ||
Profitability & Growth : 3/10
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
| Current | vs industry | vs history | |
|---|---|---|---|
| Net Margin % | 15.11 |
Net Margin ranked
higher than
65.30%
of
438
companies
in the
Credit Services
industry.
Industry Max: 349450, Med: 13.22, Min: -11643.24
NNI:
15.11
Ranked among companies with meaningful Net Margin only.
|
Net Margin range over the past 10 years
Min: 15.11, Med: 25.81, Max: 33.74
Current: 15.11
|
| ROE % | 6.79 |
ROE ranked
higher than
54.82%
of
436
companies
in the
Credit Services
industry.
Industry Max: 190103.22, Med: 6.88, Min: -6112.96
NNI:
6.79
Ranked among companies with meaningful ROE only.
|
ROE range over the past 10 years
Min: 6.79, Med: 17.68, Max: 23.2
Current: 6.79
|
| ROA % | 0.63 |
ROA ranked
lower than
63.80%
of
453
companies
in the
Credit Services
industry.
Industry Max: 185.91, Med: 2.32, Min: -914.31
NNI:
0.63
Ranked among companies with meaningful ROA only.
|
ROA range over the past 10 years
Min: 0.52, Med: 0.84, Max: 1.11
Current: 0.63
|
| 3-Year Total Revenue Growth Rate | 7.30 |
3-Year Revenue Growth Rate ranked
lower than
72.47%
of
356
companies
in the
Credit Services
industry.
Industry Max: 1159, Med: 6.6, Min: -100
NNI:
11.2
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
|
3-Year Revenue Growth Rate range over the past 10 years
Min: -3.2, Med: 9.15, Max: 60.8
Current: 11.2
|
| 3-Year EPS w/o NRI Growth Rate | -1.80 |
3-Year EPS w/o NRI Growth Rate ranked
lower than
72.67%
of
300
companies
in the
Credit Services
industry.
Industry Max: 1125.7, Med: 8, Min: -132.1
NNI:
-1.8
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
|
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -45.4, Med: 17.8, Max: 159
Current: -1.8
|
» NNI's 30-Y Financials
Financials (Next Earnings Date: 2019-08-07)
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Business Description
| Industry | Credit Services » Credit Services NAICS : 522291 SIC : 6141 |
| Compare | NSE:SUNDARMFIN TSE:7164 NAS:QFIN NYSE:GDOT SHSE:600901 NYSE:QD NAS:LX BKK:SAWAD NSE:BHARATFIN HKSE:01606 TSE:8585 OSTO:INTRUM BKK:KTC MIL:CERV NAS:NAVI BOM:531213 TSE:8253 TSX:EFN XKRX:029780 BKK:AEONTS |
| Traded in other countries | NIJ.Germany |
| Address | 121 South 13th Street, Suite 100, Lincoln, NE, USA, 68508 |
| Nelnet Inc holds student loans and engages in student loan servicing and tuition payment processing. The majority of company revenue is interest income from the student loans the company holds. Nelnet holds student loans that it originated under the Federal Family Education Loan Program before 2010. Because of the Health Care and Education Reconciliation Act of 2010, which authorized only the federal government to originate these loans, Nelnet cannot originate new student loans, but it can and does purchase existing loans from other lenders. Virtually all other company revenue comes from fees it earns by servicing student loans owned by itself and others, including the government, and tuition payment processing for over 800 colleges and universities as well as nearly 10,000 K-12 schools. | |
Ratios
| Current | vs industry | vs history | |
|---|---|---|---|
| PE Ratio (TTM) | 15.18 |
PE Ratio ranked
higher than
59.77%
of
343
companies
in the
Credit Services
industry.
Industry Max: 12291.33, Med: 16.14, Min: 0.03
NNI:
15.18
Ranked among companies with meaningful PE Ratio only.
|
PE Ratio range over the past 10 years
Min: 1.89, Med: 6.88, Max: 48.61
Current: 15.18
|
| Forward PE Ratio | 11.86 |
Forward P/E ranked
higher than
54.69%
of
64
companies
in the
Credit Services
industry.
Industry Max: 56.5, Med: 12.5, Min: 0.06
NNI:
11.86
Ranked among companies with meaningful Forward P/E only.
| N/A |
| PE Ratio without NRI | 15.18 |
PE without NRI ranked
higher than
60.18%
of
339
companies
in the
Credit Services
industry.
Industry Max: 12291.33, Med: 16.11, Min: 0.03
NNI:
15.18
Ranked among companies with meaningful PE without NRI only.
|
PE without NRI range over the past 10 years
Min: 1.92, Med: 6.88, Max: 59.41
Current: 15.18
|
| PB Ratio | 1.00 |
PB Ratio ranked
higher than
55.26%
of
418
companies
in the
Credit Services
industry.
Industry Max: 2284.63, Med: 1.19, Min: 0.04
NNI:
1
Ranked among companies with meaningful PB Ratio only.
|
PB Ratio range over the past 10 years
Min: 0.35, Med: 1.05, Max: 1.51
Current: 1
|
| PS Ratio | 2.30 |
PS Ratio ranked
higher than
54.35%
of
414
companies
in the
Credit Services
industry.
Industry Max: 1151.59, Med: 3.46, Min: 0.01
NNI:
2.3
Ranked among companies with meaningful PS Ratio only.
|
PS Ratio range over the past 10 years
Min: 0.38, Med: 1.97, Max: 2.99
Current: 2.3
|
| Price-to-Operating-Cash-Flow | 33.20 |
Price-to-Operating-Cash-Flow ranked
lower than
60.63%
of
127
companies
in the
Credit Services
industry.
Industry Max: 2660, Med: 7.24, Min: 0.45
NNI:
33.2
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
|
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 0.66, Med: 4.81, Max: 36.13
Current: 33.2
|
| EV-to-Revenue | 23.38 |
EV-to-Revenue ranked
lower than
89.65%
of
425
companies
in the
Credit Services
industry.
Industry Max: 95879.51, Med: 5.35, Min: 0.03
NNI:
23.38
Ranked among companies with meaningful EV-to-Revenue only.
|
EV-to-Revenue range over the past 10 years
Min: 22.2, Med: 33, Max: 56.6
Current: 23.38
|
| Shiller PE Ratio | 10.71 |
Shiller PE Ratio ranked
higher than
71.21%
of
66
companies
in the
Credit Services
industry.
Industry Max: 128.8, Med: 17.29, Min: 1.21
NNI:
10.71
Ranked among companies with meaningful Shiller PE Ratio only.
|
Shiller PE Ratio range over the past 10 years
Min: 7.83, Med: 11.23, Max: 14.61
Current: 10.71
|
Dividend & Buy Back
| Current | vs industry | vs history | |
|---|---|---|---|
| Dividend Yield % | 1.22 |
Trailing Dividend Yield ranked
lower than
75.00%
of
316
companies
in the
Credit Services
industry.
Industry Max: 95, Med: 2.56, Min: 0.01
NNI:
1.22
Ranked among companies with meaningful Trailing Dividend Yield only.
|
Trailing Dividend Yield range over the past 10 years
Min: 0.39, Med: 1.13, Max: 2.06
Current: 1.22
|
| Dividend Payout Ratio | 0.18 |
Dividend Payout Ratio ranked
higher than
77.65%
of
170
companies
in the
Credit Services
industry.
Industry Max: 183.33, Med: 0.3, Min: 0.02
NNI:
0.18
Ranked among companies with meaningful Dividend Payout Ratio only.
|
Dividend Payout Ratio range over the past 10 years
Min: 0.03, Med: 0.08, Max: 0.18
Current: 0.18
|
| 3-Year Dividend Growth Rate (Per Share) | 16.30 |
3-Year Dividend Growth Rate ranked
higher than
75.65%
of
115
companies
in the
Credit Services
industry.
Industry Max: 132.1, Med: 4.6, Min: -100
NNI:
16.3
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
|
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 0.8, Max: 78.8
Current: 16.3
|
| Forward Dividend Yield % | 1.24 |
Forward Dividend Yield ranked
lower than
79.02%
of
305
companies
in the
Credit Services
industry.
Industry Max: 95, Med: 2.72, Min: 0.01
NNI:
1.24
Ranked among companies with meaningful Forward Dividend Yield only.
| N/A |
| Yield-on-Cost (5-Year) % | 2.10 |
Yield-on-Cost (5y) ranked
lower than
66.92%
of
402
companies
in the
Credit Services
industry.
Industry Max: 142.86, Med: 2.55, Min: 0.01
NNI:
2.1
Ranked among companies with meaningful Yield-on-Cost (5y) only.
|
Yield-on-Cost (5y) range over the past 10 years
Min: 0.67, Med: 1.95, Max: 3.55
Current: 2.1
|
| 3-Year Share Buyback Rate | 2.40 |
3-Year Share Buyback Rate ranked
higher than
93.30%
of
194
companies
in the
Credit Services
industry.
Industry Max: 26, Med: -3.7, Min: -404.3
NNI:
2.4
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
|
3-Year Share Buyback Rate range over the past 10 years
Min: -9.3, Med: 1.65, Max: 4.1
Current: 2.4
|
Valuation & Return
| Current | vs industry | vs history | |
|---|---|---|---|
| Price-to-Tangible-Book | 1.13 |
Price-to-Tangible-Book ranked
higher than
53.79%
of
409
companies
in the
Credit Services
industry.
Industry Max: 2322.04, Med: 1.26, Min: 0.04
NNI:
1.13
Ranked among companies with meaningful Price-to-Tangible-Book only.
|
Price-to-Tangible-Book range over the past 10 years
Min: 0.87, Med: 1.39, Max: 5.54
Current: 1.13
|
| Price-to-Projected-FCF | 0.58 |
Price-to-Intrinsic-Value-Projected-FCF ranked
higher than
75.56%
of
90
companies
in the
Credit Services
industry.
Industry Max: 23.81, Med: 1.01, Min: 0.05
NNI:
0.58
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
|
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.18, Med: 0.36, Max: 0.58
Current: 0.58
|
| Price-to-Median-PS-Value | 1.16 |
Price-to-Median-PS-Value ranked
lower than
83.61%
of
366
companies
in the
Credit Services
industry.
Industry Max: 31, Med: 1, Min: 0.01
NNI:
1.16
Ranked among companies with meaningful Price-to-Median-PS-Value only.
|
Price-to-Median-PS-Value range over the past 10 years
Min: 0.36, Med: 1.05, Max: 9.77
Current: 1.16
|
| Price-to-Graham-Number | 0.87 |
Price-to-Graham-Number ranked
higher than
61.81%
of
199
companies
in the
Credit Services
industry.
Industry Max: 1124.21, Med: 1.07, Min: 0.02
NNI:
0.87
Ranked among companies with meaningful Price-to-Graham-Number only.
|
Price-to-Graham-Number range over the past 10 years
Min: 0.41, Med: 0.66, Max: 5.53
Current: 0.87
|
More Statistics
| Revenue (TTM) (Mil) $ | 1,029.62 |
| EPS (TTM) $ | 3.82 |
| Beta | 0.43 |
| Volatility % | 10.96 |
| 52-Week Range $ | 47.59 - 63.97 |
| Shares Outstanding (Mil) | 39.72 |