GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Penns Woods Bancorp Inc (NAS:PWOD) » Definitions » Capital Adequacy Tier - Leverage Ratio %

Penns Woods Bancorp (Penns Woods Bancorp) Capital Adequacy Tier - Leverage Ratio % : 8.60% (As of Dec. 2023)


View and export this data going back to 1996. Start your Free Trial

What is Penns Woods Bancorp Capital Adequacy Tier - Leverage Ratio %?

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

Penns Woods Bancorp's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Dec. 2023 was 8.60% , which is higher than 8.16% for the pervious quarter ended in Sep. 2023.

Penns Woods Bancorp's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Dec. 2023 was 8.60% , which is lower than 8.64% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Penns Woods Bancorp's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

PWOD's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

Penns Woods Bancorp Capital Adequacy Tier - Leverage Ratio % Historical Data

The historical data trend for Penns Woods Bancorp's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Penns Woods Bancorp Capital Adequacy Tier - Leverage Ratio % Chart

Penns Woods Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Net Charge Offs to Average Loans %
Get a 7-Day Free Trial Premium Member Only Premium Member Only

Penns Woods BancorpQuarterly Data
Trend Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Efficiency Overhead Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Charge Offs to Average Loans %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

Competitive Comparison of Penns Woods Bancorp's Capital Adequacy Tier - Leverage Ratio %

For the Banks - Regional subindustry, Penns Woods Bancorp's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Penns Woods Bancorp  (NAS:PWOD) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Penns Woods Bancorp  (NAS:PWOD) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


Penns Woods Bancorp Capital Adequacy Tier - Leverage Ratio % Related Terms

Thank you for viewing the detailed overview of Penns Woods Bancorp's Capital Adequacy Tier - Leverage Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Penns Woods Bancorp (Penns Woods Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
300 Market Street, P.O. Box 967, Williamsport, PA, USA, 17703-0967
Penns Woods Bancorp Inc is the bank holding company for Jersey Shore State Bank and Luzerne Bank. The banks serve customers in North Central and North Eastern Pennsylvania through their retail banking, commercial banking, mortgage services and financial services divisions. The Banks are engaged in commercial and retail banking which includes the acceptance of time, savings, and demand deposits, the funding of commercial, consumer, and mortgage loans, and safe deposit services. Utilizing a branch office network, ATMs, Internet, and telephone banking delivery channels, the Banks deliver their products and services to the communities residing in.
Executives
Charles E. Kranich director 1025 GREENBRIAR DRIVE, STATE COLLEGE PA 16801-6936
William Edwards director 885 SHADE HOLLOW ROAD, MILL HALL PA 17751
Cameron Kephart director 300 MARKET STREET, P.O. BOX 967, WILLIAMSPORT PA 17703
Daniel K. Brewer director 23 LONG VIEW DRIVE, BLOOMSBURG PA 17815
Richard A Grafmyre director, officer: President and CEO 115 SKYWARD DRIVE, DANVILLE PA 17821
Brian L Knepp officer: VP of Finance/Asst. Secretary ONE STRAWBERRY LANE, MIDDLEBURG PA 17842
Jack W. Jones officer: CBO 300 MARKET STREET, P. O. BOX 967, WILLIAMSPORT PA 17703
Robert Neher officer: President Luzerne Bank 300 MARKET STREET, P.O. BOX 967, WILLIAMSPORT PA 17703
Furey James M Ii director 299 LEHMAN DRIVE, COGAN STATION PA 17728
Nackley John G Sr director 559 LAKESIDE DRIVE, HARVEYS LAKE PA 18618
Joseph E Kluger director 1768 PENNS CROSSING, ALLENTOWN PA 18104
D Michael Hawbaker director 502 STONECLIFFE PLACE, PORT MATILDA PA 16870
Jill Fortinsky Schwartz director 857 NANDY DRIVE, KINGSTON PA 18704
Michelle M Karas officer: Chief Operating Officer C/O PENNS WOODS BANCORP, INC., 300 MARKET STREET, WILLIAMSPORT PA 17703
Robert Q. Miller director 534 MUNRO ROAD, MILL HALL PA 17751