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PWOD (Penns Woods Bancorp) Cyclically Adjusted FCF per Share : $2.64 (As of Dec. 2024)


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What is Penns Woods Bancorp Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Penns Woods Bancorp's adjusted free cash flow per share for the three months ended in Dec. 2024 was $1.433. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $2.64 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Penns Woods Bancorp's average Cyclically Adjusted FCF Growth Rate was 0.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 4.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 4.60% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 4.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Penns Woods Bancorp was 8.60% per year. The lowest was 3.10% per year. And the median was 5.15% per year.

As of today (2025-03-30), Penns Woods Bancorp's current stock price is $28.20. Penns Woods Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2024 was $2.64. Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF of today is 10.68.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Penns Woods Bancorp was 19.28. The lowest was 6.54. And the median was 12.35.


Penns Woods Bancorp Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Penns Woods Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Penns Woods Bancorp Cyclically Adjusted FCF per Share Chart

Penns Woods Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.26 2.32 2.53 2.62 2.64

Penns Woods Bancorp Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.62 2.68 2.70 2.60 2.64

Competitive Comparison of Penns Woods Bancorp's Cyclically Adjusted FCF per Share

For the Banks - Regional subindustry, Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF falls into.


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Penns Woods Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Penns Woods Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2024 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=1.433/133.1571*133.1571
=1.433

Current CPI (Dec. 2024) = 133.1571.

Penns Woods Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201503 0.222 99.621 0.297
201506 0.478 100.684 0.632
201509 0.671 100.392 0.890
201512 0.510 99.792 0.681
201603 0.283 100.470 0.375
201606 0.313 101.688 0.410
201609 0.786 101.861 1.027
201612 0.315 101.863 0.412
201703 0.557 102.862 0.721
201706 -0.221 103.349 -0.285
201709 0.297 104.136 0.380
201712 1.165 104.011 1.491
201803 0.469 105.290 0.593
201806 0.452 106.317 0.566
201809 0.314 106.507 0.393
201812 0.933 105.998 1.172
201903 0.807 107.251 1.002
201906 0.195 108.070 0.240
201909 0.983 108.329 1.208
201912 -0.358 108.420 -0.440
202003 0.994 108.902 1.215
202006 0.375 108.767 0.459
202009 0.336 109.815 0.407
202012 1.030 109.897 1.248
202103 1.303 111.754 1.553
202106 -0.392 114.631 -0.455
202109 0.711 115.734 0.818
202112 0.755 117.630 0.855
202203 0.989 121.301 1.086
202206 0.456 125.017 0.486
202209 1.156 125.227 1.229
202212 0.729 125.222 0.775
202303 1.480 127.348 1.548
202306 0.541 128.729 0.560
202309 -0.120 129.860 -0.123
202312 0.581 129.419 0.598
202403 0.269 131.776 0.272
202406 0.933 132.554 0.937
202409 -0.232 133.029 -0.232
202412 1.433 133.157 1.433

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Penns Woods Bancorp  (NAS:PWOD) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=28.20/2.64
=10.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Penns Woods Bancorp was 19.28. The lowest was 6.54. And the median was 12.35.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Penns Woods Bancorp Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Penns Woods Bancorp's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Penns Woods Bancorp Business Description

Industry
Traded in Other Exchanges
N/A
Address
300 Market Street, P.O. Box 967, Williamsport, PA, USA, 17703-0967
Penns Woods Bancorp Inc is the bank holding company for Jersey Shore State Bank and Luzerne Bank. The banks serve customers in North Central and North Eastern Pennsylvania through their retail banking, commercial banking, mortgage services and financial services divisions. The Banks are engaged in commercial and retail banking which includes the acceptance of time, savings, and demand deposits, the funding of commercial, consumer, and mortgage loans, and safe deposit services. Utilizing a branch office network, ATMs, Internet, and telephone banking delivery channels, the Banks deliver their products and services to the communities residing in.
Executives
Charles E. Kranich director 1025 GREENBRIAR DRIVE, STATE COLLEGE PA 16801-6936
Aron M Carter officer: Senior Vice President 4 N. SCENIC DRIVE, ELYSBURG PA 17824
Casale Michael J Jr director 1761 MALVIN PLACE, WILLIAMSPORT PA 17701
Nestlerode R Edward Jr director 1445 WEST CARDINAL DRIVE, LOCK HAVEN PA 17745
Richard A Grafmyre director, officer: President and CEO 115 SKYWARD DRIVE, DANVILLE PA 17821
Brian L Knepp officer: VP of Finance/Asst. Secretary ONE STRAWBERRY LANE, MIDDLEBURG PA 17842
Michelle M Karas officer: Chief Operating Officer C/O PENNS WOODS BANCORP, INC., 300 MARKET STREET, WILLIAMSPORT PA 17703
Cameron Kephart director 300 MARKET STREET, P.O. BOX 967, WILLIAMSPORT PA 17703
William Edwards director 885 SHADE HOLLOW ROAD, MILL HALL PA 17751
Daniel K. Brewer director 23 LONG VIEW DRIVE, BLOOMSBURG PA 17815
Jack W. Jones officer: CBO 300 MARKET STREET, P. O. BOX 967, WILLIAMSPORT PA 17703
Robert Neher officer: President Luzerne Bank 300 MARKET STREET, P.O. BOX 967, WILLIAMSPORT PA 17703
Furey James M Ii director 299 LEHMAN DRIVE, COGAN STATION PA 17728
Nackley John G Sr director 559 LAKESIDE DRIVE, HARVEYS LAKE PA 18618
Joseph E Kluger director 1768 PENNS CROSSING, ALLENTOWN PA 18104