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Central Pacific Financial (Central Pacific Financial) Capital Adequacy Tier - Tier 1 Ratio % : 12.60% (As of Mar. 2024)


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What is Central Pacific Financial Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

Central Pacific Financial's Capital Adequacy Tier - Tier 1 Ratio % for the quarter that ended in Mar. 2024 was 12.60% , which is higher than 12.40% for the pervious quarter ended in Dec. 2023.

Central Pacific Financial's Capital Adequacy Tier - Tier 1 Ratio % for the annual that ended in Dec. 2023 was 12.40% , which is higher than 11.30% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Central Pacific Financial's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

CPF's Capital Adequacy Tier - Tier 1 Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

Central Pacific Financial Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for Central Pacific Financial's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Central Pacific Financial Capital Adequacy Tier - Tier 1 Ratio % Chart

Central Pacific Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Central Pacific FinancialQuarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Central Pacific Financial's Capital Adequacy Tier - Tier 1 Ratio %

For the Banks - Regional subindustry, Central Pacific Financial's Capital Adequacy Tier - Tier 1 Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Tier 1 Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Pacific Financial  (NYSE:CPF) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %=Tier 1 Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Central Pacific Financial  (NYSE:CPF) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.


Central Pacific Financial Capital Adequacy Tier - Tier 1 Ratio % Related Terms

Thank you for viewing the detailed overview of Central Pacific Financial's Capital Adequacy Tier - Tier 1 Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Central Pacific Financial (Central Pacific Financial) Business Description

Industry
Traded in Other Exchanges
N/A
Address
220 South King Street, Honolulu, HI, USA, 96813
Central Pacific Financial Corp operates in the financial services sector in the United States. It is a full-service commercial bank offering a broad range of banking products and services, including accepting time and demand deposits and originating loans. Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The bank is not a member of the Federal Reserve System. The company's loans include commercial loans, construction loans, commercial and residential mortgage loans and consumer loans. The company derives income from interest and fees on loans, interest on investment securities and fees received in connection with deposits and other services.
Executives
Agnes Catherine Ngo officer: EVP and CAO 220 S KING STREET, HONOLULU HI 96817
Camp Friedman Christine H H director 220 SOUTH KING STREET, HONOLULU HI 96813
Arnold D Martines officer: Senior Vice President 220 SOUTH KING ST, HONOLULU HI 96813
Paul K Yonamine director C/O HOKU SCIENTIFIC, INC., 2153 NORTH KING STREET, SUITE 300, HONOLULU HI 96819
Earl E Fry director C/O INFORMATICA CORPORATION, 2100 SEAPORT BLVD., REDWOOD CITY CA 94063
Kisan Jo officer: EVP 220 SOUTH KING ST, 870, HONOLULU HI 96813
Diane Murakami officer: EVP 220 SOUTH KING ST, 870, HONOLULU HI 96813
Jason Fujimoto director 220 SOUTH KING ST, 870, HONOLULU HI 96813
Paul Kosasa director ABC STORE, 766 POHNKAINA ST, HONOLULU HI 96813
Jonathan B Kindred director 220 SOUTH KING STREET, HONOLULU HI 96813
Saedene K Ota director 220 SOUTH KING ST, #870, HONOLULU HI 96813
Wayne K Kamitaki director 220 SOUTH KING ST, #870, HONOLULU HI 96813
Crystal Rose director 47-460 WAIHEE PLACE, KANEOHE HI 96744
Kevin Vincent Dahlstrom officer: EVP, CHIEF MARKETING OFFICER 220 S KING STREET, #870, HONOLULU HI 96813
John C Dean other: Acting Exec Chairman of Board 220 S. KING STREET, HONOLULU HI 96813