CPF (Central Pacific Financial) YoY EPS Growth: 19.40% (As of Jun. 2026)

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CPF Central Pacific Financial Corp CPF
67 GF Score
Price $37.83
GF Value $31.80
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Central Pacific Financial YoY EPS Growth?

Central Pacific Financial CPF -0.03% 67 YoY EPS Growth is 19.40% as of Jun. 2026. GuruFocus rates CPF with a GF Score™ of 67/100 and a GF Value™ of $31.80 (Modestly Overvalued). The stock has 5 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Central Pacific Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 was 19.40%.

Central Pacific Financial's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.80.

Central Pacific Financial YoY EPS Growth Historical Data

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The historical data trend for Central Pacific Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Pacific Financial YoY EPS Growth Chart

Central Pacific Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 114.39 -5.30 -19.03 -9.22 45.18

Central Pacific Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.52 40.82 102.38 20.00 19.40
CPF
67GF Score
Central Pacific Financial Corp CPF
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Central Pacific Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Central Pacific Financial's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(2.86-1.97)/ | 1.97 |
=45.18 %

Central Pacific Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.8-0.67)/ | 0.67 |
=19.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 19.40% mean?
Central Pacific Financial (CPF) has a YoY EPS Growth of 19.40% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Central Pacific Financial and its competitors.
Is Central Pacific Financial's YoY EPS Growth too high?
Central Pacific Financial's current YoY EPS Growth is 19.40%. Overall, Central Pacific Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Pacific Financial's YoY EPS Growth compare to FSBC and FBAK?
Central Pacific Financial's YoY EPS Growth of 19.40% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Central Pacific Financial and its competitors. Central Pacific Financial's current YoY EPS Growth is 19.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Pacific Financial stock overvalued right now?
Based on GuruFocus' analysis, Central Pacific Financial (CPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.80, compared to a current price of $37.83 — trading 19% above its estimated fair value. The current YoY EPS Growth is 19.40%. Central Pacific Financial's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Central Pacific Financial (CPF), the current YoY EPS Growth is 19.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Pacific Financial (CPF) Overvalued in 2026?

Based on GuruFocus' analysis, Central Pacific Financial stock appears to be overvalued. The current stock price of $37.83 is trading 19% above its estimated GF Value™ of $31.80. GuruFocus considers Central Pacific Financial to be Modestly Overvalued.

Key valuation signals for CPF:

  • YoY EPS Growth: 19.40%
  • GF Value™: $31.80 vs. price of $37.83 (19% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the CPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Central Pacific Financial Business Description

Other Exchanges XCP1:Germany
Address 220 South King Street, Honolulu, HI, USA, 96813
Central Pacific Financial Corp operates in the financial services sector in the United States. It is a full-service commercial bank offering a broad range of banking products and services, including accepting time and demand deposits and originating loans. Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The bank is not a member of the Federal Reserve System. The company's loans include commercial loans, construction loans, commercial and residential mortgage loans, and consumer loans. The company derives income from interest and fees on loans, interest on investment securities, and fees received in connection with deposits and other services. It operates in single segment which is Banking operations.
67GF Score

Get the complete analysis for CPF

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.83
Price
$31.80
GF Value