CPF (Central Pacific Financial) Cyclically Adjusted Revenue per Share: $9.98 (As of Mar. 2026)


CPF Central Pacific Financial Corp CPF
63 GF Score
Price $38.28
GF Value $30.19
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Central Pacific Financial Cyclically Adjusted Revenue per Share?

Central Pacific Financial CPF -1.59% 63 Cyclically Adjusted Revenue per Share is $9.98 as of Mar. 2026. GuruFocus rates CPF with a GF Score™ of 63/100 and a GF Value™ of $30.19 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Central Pacific Financial's adjusted revenue per share for the three months ended in Mar. 2026 was $2.718. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $9.98 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Central Pacific Financial's average Cyclically Adjusted Revenue Growth Rate was 6.50% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 6.40% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 8.60% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was -20.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Central Pacific Financial was 15.70% per year. The lowest was -47.10% per year. And the median was 4.10% per year.

As of today (2026-07-04), Central Pacific Financial's current stock price is $38.28. Central Pacific Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $9.98. Central Pacific Financial's Cyclically Adjusted PS Ratio of today is 3.84.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Central Pacific Financial was 4.36. The lowest was 0.38. And the median was 2.06.


Central Pacific Financial  (NYSE:CPF) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Central Pacific Financial's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=38.28/9.98
=3.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Central Pacific Financial was 4.36. The lowest was 0.38. And the median was 2.06.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Central Pacific Financial Cyclically Adjusted Revenue per Share Related Terms


Central Pacific Financial Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Central Pacific Financial's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Pacific Financial Cyclically Adjusted Revenue per Share Chart

Central Pacific Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.20 8.07 8.67 9.18 9.73

Central Pacific Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.37 9.53 9.66 9.73 9.98

CPF vs WTBFA, MBWM, AMTB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Central Pacific Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Pacific Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Central Pacific Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Central Pacific Financial's Cyclically Adjusted PS Ratio falls into.


CPF
63GF Score
Central Pacific Financial Corp CPF
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Central Pacific Financial Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Central Pacific Financial's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.718/330.2130*330.2130
=2.718

Current CPI (Mar. 2026) = 330.2130.

Central Pacific Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.579 241.018 2.163
201609 1.580 241.428 2.161
201612 1.461 241.432 1.998
201703 1.652 243.801 2.238
201706 1.602 244.955 2.160
201709 1.684 246.819 2.253
201712 1.578 246.524 2.114
201803 1.671 249.554 2.211
201806 1.720 251.989 2.254
201809 1.784 252.439 2.334
201812 1.813 251.233 2.383
201903 1.924 254.202 2.499
201906 1.893 256.143 2.440
201909 1.917 256.759 2.465
201912 2.143 256.974 2.754
202003 1.971 258.115 2.522
202006 2.094 257.797 2.682
202009 2.115 260.280 2.683
202012 2.441 260.474 3.095
202103 2.096 264.877 2.613
202106 2.143 271.696 2.605
202109 2.308 274.310 2.778
202112 2.378 278.802 2.817
202203 2.127 287.504 2.443
202206 2.484 296.311 2.768
202209 2.320 296.808 2.581
202212 2.497 296.797 2.778
202303 2.353 301.836 2.574
202306 2.290 305.109 2.478
202309 2.234 307.789 2.397
202312 2.240 306.746 2.411
202403 2.224 312.332 2.351
202406 2.311 314.175 2.429
202409 2.402 315.301 2.516
202412 2.126 315.605 2.224
202503 2.484 319.799 2.565
202506 2.642 322.561 2.705
202509 2.715 324.800 2.760
202512 2.829 324.054 2.883
202603 2.718 330.213 2.718

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $9.98 mean?
Central Pacific Financial (CPF) has a Cyclically Adjusted Revenue per Share of $9.98 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Central Pacific Financial and its competitors.
Is Central Pacific Financial's Cyclically Adjusted Revenue per Share too high?
Central Pacific Financial's current Cyclically Adjusted Revenue per Share is $9.98. Overall, Central Pacific Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Pacific Financial's Cyclically Adjusted Revenue per Share compare to WTBFA and MBWM?
Central Pacific Financial's Cyclically Adjusted Revenue per Share of $9.98 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Central Pacific Financial and its competitors. Central Pacific Financial's current Cyclically Adjusted Revenue per Share is $9.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Pacific Financial stock overvalued right now?
Based on GuruFocus' analysis, Central Pacific Financial (CPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.19, compared to a current price of $38.28 — trading 26.8% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $9.98. Central Pacific Financial's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Central Pacific Financial (CPF), the current Cyclically Adjusted Revenue per Share is $9.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Pacific Financial (CPF) Overvalued in 2026?

Based on GuruFocus' analysis, Central Pacific Financial stock appears to be overvalued. The current stock price of $38.28 is trading 26.8% above its estimated GF Value™ of $30.19. GuruFocus considers Central Pacific Financial to be Modestly Overvalued.

Key valuation signals for CPF:

  • Cyclically Adjusted Revenue per Share: $9.98
  • GF Value™: $30.19 vs. price of $38.28 (26.8% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the CPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Pacific Financial Business Description

Address 220 South King Street, Honolulu, HI, USA, 96813
Central Pacific Financial Corp operates in the financial services sector in the United States. It is a full-service commercial bank offering a broad range of banking products and services, including accepting time and demand deposits and originating loans. Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The bank is not a member of the Federal Reserve System. The company's loans include commercial loans, construction loans, commercial and residential mortgage loans, and consumer loans. The company derives income from interest and fees on loans, interest on investment securities, and fees received in connection with deposits and other services. It operates in single segment which is Banking operations.
63GF Score

Get the complete analysis for CPF

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.28
Price
$30.19
GF Value