Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Automated Bank Services's Days Sales Outstanding for the
three
months ended in Mar. 2026 was 57.06.
Automated Bank Services's Days Inventory for the
three
months ended in Mar. 2026 was .
Automated Bank Services's Days Payable for the
three
months ended in Mar. 2026 was .
Therefore, Automated Bank Services's Cash Conversion Cycle (CCC) for the
three
months ended in Mar. 2026 was 57.06.
Automated Bank Services (OTCPK:ABANF) Cash Conversion Cycle Explanation
Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.
Be Aware
CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.
The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.
Automated Bank Services Cash Conversion Cycle Related Terms
Automated Bank Services Cash Conversion Cycle Historical Data
* Premium members only.
The historical data trend for Automated Bank Services's Cash Conversion Cycle can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Automated Bank Services Cash Conversion Cycle Chart
ABANF vs MSFT, ORCL, PLTR: Cash Conversion Cycle Comparison
For the Software - Infrastructure subindustry, Automated Bank Services's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Automated Bank Services Cash Conversion Cycle vs Software Industry
For the Software industry and Technology sector, Automated Bank Services's Cash Conversion Cycle distribution charts can be found below:
* The bar in red indicates where Automated Bank Services's Cash Conversion Cycle falls into.
Automated Bank Services Cash Conversion Cycle Calculation
Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.
Cash Conversion Cycle is one of several measures of management effectiveness.
Automated Bank Services's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Automated Bank Services (ABANF) has a Cash Conversion Cycle of 57.06 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Automated Bank Services and its competitors.
Is Automated Bank Services' Cash Conversion Cycle too high?
Automated Bank Services' current Cash Conversion Cycle is 57.06. The Software industry median Cash Conversion Cycle is 32.01. Automated Bank Services' value of 57.06 is 78.3% above this industry median. Overall, Automated Bank Services has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Automated Bank Services' Cash Conversion Cycle compare to MSFT and ORCL?
Automated Bank Services' Cash Conversion Cycle of 57.06 can be compared against companies in the Software industry. The industry median Cash Conversion Cycle is 32.01. Automated Bank Services' value of 57.06 is 78.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Software company?
The median Cash Conversion Cycle among Software companies is 32.01, based on 2,813 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Automated Bank Services's current Cash Conversion Cycle of 57.06 is 78.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Automated Bank Services and its competitors. For the Software industry, the median Cash Conversion Cycle is 32.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Automated Bank Services's current Cash Conversion Cycle is 57.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Automated Bank Services stock overvalued right now?
Based on GuruFocus' analysis, Automated Bank Services (ABANF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.81, compared to a current price of $7.93 — trading 36.5% above its estimated fair value. The current Cash Conversion Cycle is 57.06 and 78.3% above the Software industry median of 32.01. Automated Bank Services' overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Automated Bank Services (ABANF), the current Cash Conversion Cycle is 57.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Automated Bank Services (ABANF) Overvalued in 2026?
Based on GuruFocus' analysis, Automated Bank Services stock appears to be overvalued.
The current stock price of $7.93 is trading 36.5% above its estimated GF Value™ of $5.81.
GuruFocus considers Automated Bank Services to be Significantly Overvalued.
Key valuation signals for ABANF:
Cash Conversion Cycle: 57.06
GF Value™: $5.81 vs. price of $7.93 (36.5% above fair value)
Industry Position: 78.3% above the Software median
No single metric tells the full story. See the ABANF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Automated Bank Services Ltd is an Israel-based company involved in providing technological services to the financial system. The company serves as a central junction and a national infrastructure for clearing credit cards. It also works with credit card companies as both a clearing and issuing company.
86GF Score
Get the complete analysis for ABANF
Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ABANF has been successfully added to your 
