ABANF (Automated Bank Services) Moat Score: 3/10 (As of Aug. 01, 2026)

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ABANF Automated Bank Services Ltd ABANF
86 GF Score
Price $7.93
GF Value $5.81
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Automated Bank Services Moat Score?

Automated Bank Services ABANF 86 Moat Score is 3 as of Aug. 01, 2026. GuruFocus rates ABANF with a GF Score™ of 86/100 and a GF Value™ of $5.81 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,837 Software companies, Automated Bank Services ranks better than 84.63% on this metric.

Automated Bank Services has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Automated Bank Services has No Moat: Automated Bank Services operates in a competitive financial services market with limited differentiation and customer loyalty. It lacks significant cost advantages or regulatory barriers, resulting in a very weak moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Automated Bank Services might have No Moat - Very weak/transient advantages.

Automated Bank Services  (OTCPK:ABANF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Automated Bank Services Moat Score Related Terms

ABANF vs MSFT, ORCL, PLTR: Moat Score Comparison

For the Software - Infrastructure subindustry, Automated Bank Services's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Automated Bank Services Moat Score vs Software Industry

For the Software industry and Technology sector, Automated Bank Services's Moat Score distribution charts can be found below:

* The bar in red indicates where Automated Bank Services's Moat Score falls into.


ABANF
86GF Score
Automated Bank Services Ltd ABANF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Automated Bank Services (ABANF) has a Moat Score of 3 as of Aug. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Automated Bank Services ranks #436 out of 2837 companies in the Software industry, placing it in the top 15.4%.
Is Automated Bank Services' Moat Score too high?
Automated Bank Services' current Moat Score is 3. Based on the distribution chart, Automated Bank Services ranks #436 out of 2837 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Automated Bank Services has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Automated Bank Services' Moat Score compare to MSFT and ORCL?
According to the Software industry distribution chart, Automated Bank Services ranks #436 out of 2837 companies for Moat Score. This places Automated Bank Services in the top 15% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Automated Bank Services's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Automated Bank Services stock overvalued right now?
Based on GuruFocus' analysis, Automated Bank Services (ABANF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.81, compared to a current price of $7.93 — trading 36.5% above its estimated fair value. The current Moat Score is 3. Automated Bank Services' overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Automated Bank Services (ABANF), the current Moat Score is 3 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Automated Bank Services (ABANF) Overvalued in 2026?

Based on GuruFocus' analysis, Automated Bank Services stock appears to be overvalued. The current stock price of $7.93 is trading 36.5% above its estimated GF Value™ of $5.81. GuruFocus considers Automated Bank Services to be Significantly Overvalued.

Key valuation signals for ABANF:

  • Moat Score: 3
  • GF Value™: $5.81 vs. price of $7.93 (36.5% above fair value)
  • GF Score™: 86/100 with 4 warning signs

No single metric tells the full story. See the ABANF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Automated Bank Services Business Description

Other Exchanges SHVA:Israel
Address 26 HaRokmim Street., Tower A, Azrieli Center, Holon, ISR
Automated Bank Services Ltd is an Israel-based company involved in providing technological services to the financial system. The company serves as a central junction and a national infrastructure for clearing credit cards. It also works with credit card companies as both a clearing and issuing company.
86GF Score

Get the complete analysis for ABANF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.93
Price
$5.81
GF Value