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Automated Bank ServicesABANF 86 FCF Margin % is 31.94% as of Mar. 2026, which is 17% above its 10-year median of 27.35. GuruFocus rates ABANF with a GF Score™ of 86/100 and a GF Value™ of $5.81 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,821 Software companies, Automated Bank Services ranks better than 68.66% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ABANF vs MSFT, ORCL, PLTR: FCF Margin % Comparison
For the Software - Infrastructure subindustry, Automated Bank Services's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Automated Bank Services FCF Margin % vs Software Industry
For the Software industry and Technology sector, Automated Bank Services's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Automated Bank Services's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Automated Bank Services (ABANF) has a FCF Margin % of 31.94% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Automated Bank Services and its competitors. This is 17% above median its historical median of 27.35. Over the past decade, Automated Bank Services' FCF Margin % has ranged from 7.74 to 37.46. According to the industry distribution chart, Automated Bank Services ranks #884 out of 2821 companies in the Software industry, placing it in the top 31.3%.
Is Automated Bank Services' FCF Margin % too high?
Automated Bank Services' current FCF Margin % of 31.94% is 17% above median its 10-year median of 27.35. Over the past 10 years, this metric has ranged from a low of 7.74 to a high of 37.46. The Software industry median FCF Margin % is 2.30. Automated Bank Services' value of 31.94% is 1288.7% above this industry median. Based on the distribution chart, Automated Bank Services ranks #884 out of 2821 companies in the Software industry, which is above the industry midpoint. Overall, Automated Bank Services has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Automated Bank Services' FCF Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Automated Bank Services ranks #884 out of 2821 companies for FCF Margin %. This puts Automated Bank Services in the upper half of its industry. The industry median FCF Margin % is 2.30. Automated Bank Services' value of 31.94% is 1288.7% above this benchmark. Historically, Automated Bank Services' own FCF Margin % has ranged from 7.74 to 37.46 over the past decade. While the company's 10-year median is 27.35 vs. the industry median of 2.30, Automated Bank Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.30, based on 2,821 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Automated Bank Services's current FCF Margin % of 31.94% is 1288.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Automated Bank Services and its competitors. For the Software industry, the median FCF Margin % is 2.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Automated Bank Services's current FCF Margin % is 31.94%, which is 17% above median its own 10-year median of 27.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Automated Bank Services stock overvalued right now?
Based on GuruFocus' analysis, Automated Bank Services (ABANF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.81, compared to a current price of $7.93 — trading 36.5% above its estimated fair value. The current FCF Margin % is 31.94%, which is 17% above median its 10-year median of 27.35 and 1288.7% above the Software industry median of 2.30. Automated Bank Services' overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Automated Bank Services (ABANF), the current FCF Margin % is 31.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Automated Bank Services (ABANF) Overvalued in 2026?
Based on GuruFocus' analysis, Automated Bank Services stock appears to be overvalued.
The current stock price of $7.93 is trading 36.5% above its estimated GF Value™ of $5.81.
GuruFocus considers Automated Bank Services to be Significantly Overvalued.
Key valuation signals for ABANF:
FCF Margin %: 31.94% (17% above median its 10-year median of 27.35)
GF Value™: $5.81 vs. price of $7.93 (36.5% above fair value)
Industry Position: 1288.7% above the Software median (#884 of 2821)
No single metric tells the full story. See the ABANF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Automated Bank Services Ltd is an Israel-based company involved in providing technological services to the financial system. The company serves as a central junction and a national infrastructure for clearing credit cards. It also works with credit card companies as both a clearing and issuing company.
86GF Score
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