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Automated Bank ServicesABANF 86 Quick Ratio is 3.09 as of Mar. 2026, which is 67% below its 10-year median of 9.45. GuruFocus rates ABANF with a GF Score™ of 86/100 and a GF Value™ of $5.81 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,876 Software companies, Automated Bank Services ranks better than 75.56% on this metric.
Automated Bank Services (OTCPK:ABANF) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Automated Bank Services Quick Ratio Related Terms
Automated Bank Services Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Automated Bank Services's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Automated Bank Services Quick Ratio vs Software Industry
For the Software industry and Technology sector, Automated Bank Services's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Automated Bank Services's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Automated Bank Services's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Automated Bank Services (ABANF) has a Quick Ratio of 3.09 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Automated Bank Services and its competitors. This is 67% below median its historical median of 9.45. Over the past decade, Automated Bank Services' Quick Ratio has ranged from 3.09 to 2,189.32. According to the industry distribution chart, Automated Bank Services ranks #703 out of 2876 companies in the Software industry, placing it in the top 24.4%.
Is Automated Bank Services' Quick Ratio too high?
Automated Bank Services' current Quick Ratio of 3.09 is 67% below median its 10-year median of 9.45. Over the past 10 years, this metric has ranged from a low of 3.09 to a high of 2,189.32. The Software industry median Quick Ratio is 1.70. Automated Bank Services' value of 3.09 is 81.8% above this industry median. Based on the distribution chart, Automated Bank Services ranks #703 out of 2876 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Automated Bank Services has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Automated Bank Services' Quick Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Automated Bank Services ranks #703 out of 2876 companies for Quick Ratio. This places Automated Bank Services in the top 24% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.70. Automated Bank Services' value of 3.09 is 81.8% above this benchmark. Historically, Automated Bank Services' own Quick Ratio has ranged from 3.09 to 2,189.32 over the past decade. While the company's 10-year median is 9.45 vs. the industry median of 1.70, Automated Bank Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,876 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Automated Bank Services's current Quick Ratio of 3.09 is 81.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Automated Bank Services and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Automated Bank Services's current Quick Ratio is 3.09, which is 67% below median its own 10-year median of 9.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Automated Bank Services stock overvalued right now?
Based on GuruFocus' analysis, Automated Bank Services (ABANF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.81, compared to a current price of $7.93 — trading 36.5% above its estimated fair value. The current Quick Ratio is 3.09, which is 67% below median its 10-year median of 9.45 and 81.8% above the Software industry median of 1.70. Automated Bank Services' overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Automated Bank Services (ABANF), the current Quick Ratio is 3.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Automated Bank Services (ABANF) Overvalued in 2026?
Based on GuruFocus' analysis, Automated Bank Services stock appears to be overvalued.
The current stock price of $7.93 is trading 36.5% above its estimated GF Value™ of $5.81.
GuruFocus considers Automated Bank Services to be Significantly Overvalued.
Key valuation signals for ABANF:
Quick Ratio: 3.09 (67% below median its 10-year median of 9.45)
GF Value™: $5.81 vs. price of $7.93 (36.5% above fair value)
Industry Position: 81.8% above the Software median (#703 of 2876)
No single metric tells the full story. See the ABANF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Automated Bank Services Ltd is an Israel-based company involved in providing technological services to the financial system. The company serves as a central junction and a national infrastructure for clearing credit cards. It also works with credit card companies as both a clearing and issuing company.
86GF Score
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