Bendigo and Adelaide Bank (FRA:BDJ) Cash Conversion Cycle

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BDJ Bendigo and Adelaide Bank Ltd FRA:BDJ
60 GF Score
Price €6.20
GF Value €6.69
! 7 Warning Signs
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What is Bendigo and Adelaide Bank Cash Conversion Cycle?

Cash Conversion Cycle (CCC) does not apply to banks and insurance companies.

FRA:BDJ
60GF Score
Bendigo and Adelaide Bank Ltd FRA:BDJ
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bendigo and Adelaide Bank (FRA:BDJ) Overvalued in 2026?

Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be undervalued. The current stock price of €6.20 is trading 7.3% below its estimated GF Value™ of €6.69.

Key valuation signals for FRA:BDJ:

  • Cash Conversion Cycle:
  • GF Value™: €6.69 vs. price of €6.20 (7.3% below fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the FRA:BDJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bendigo and Adelaide Bank Business Description

Address 22-44 Bath Lane, The Bendigo Centre, Bendigo, VIC, AUS, 3550
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
60GF Score

Get the complete analysis for FRA:BDJ

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.20
Price
€6.69
GF Value