Bendigo and Adelaide Bank (FRA:BDJ) ROC %: % (As of Dec. 2025)


FRA:BDJ Bendigo and Adelaide Bank Ltd FRA:BDJ
61 GF Score
Price €6.05
GF Value €6.76
! 6 Warning Signs
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What is Bendigo and Adelaide Bank ROC %?

Bendigo and Adelaide Bank FRA:BDJ -2.42% 61 ROC % is % as of Dec. 2025. GuruFocus rates FRA:BDJ with a GF Score™ of 61/100 and a GF Value™ of €6.76. The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

FRA:BDJ
61GF Score
Bendigo and Adelaide Bank Ltd FRA:BDJ
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Bendigo and Adelaide Bank (FRA:BDJ) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bendigo and Adelaide Bank and its competitors.
Is Bendigo and Adelaide Bank's ROC % too high?
Bendigo and Adelaide Bank's current ROC % is %. Overall, Bendigo and Adelaide Bank has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Bendigo and Adelaide Bank's ROC % compare to PNC and USB?
Bendigo and Adelaide Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bendigo and Adelaide Bank and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bendigo and Adelaide Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bendigo and Adelaide Bank stock overvalued right now?
Bendigo and Adelaide Bank (FRA:BDJ) has a current ROC % of %. The stock's GF Value™ is €6.76, compared to a current price of €6.05 — trading 10.5% below its estimated fair value. The current ROC % is %. Bendigo and Adelaide Bank's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Bendigo and Adelaide Bank (FRA:BDJ), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bendigo and Adelaide Bank (FRA:BDJ) Overvalued in 2026?

Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be undervalued. The current stock price of €6.05 is trading 10.5% below its estimated GF Value™ of €6.76.

Key valuation signals for FRA:BDJ:

  • ROC %: %
  • GF Value™: €6.76 vs. price of €6.05 (10.5% below fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the FRA:BDJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bendigo and Adelaide Bank Business Description

Address 22-44 Bath Lane, The Bendigo Centre, Bendigo, VIC, AUS, 3550
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
61GF Score

Get the complete analysis for FRA:BDJ

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.05
Price
€6.76
GF Value