Crawford (FRA:CWK) Cash Conversion Cycle: 13.73 (As of Mar. 2026)


FRA:CWK Crawford & Co FRA:CWK
74 GF Score
Price €8.20
GF Value €7.60
Valuation Fairly Valued
! 7 Warning Signs
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What is Crawford Cash Conversion Cycle?

Crawford FRA:CWK +1.86% 74 Cash Conversion Cycle is 13.73 as of Mar. 2026. GuruFocus rates FRA:CWK with a GF Score™ of 74/100 and a GF Value™ of €7.60 (Fairly Valued). The stock has 7 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

Crawford's Days Sales Outstanding for the three months ended in Mar. 2026 was 33.1.
Crawford's Days Inventory for the three months ended in Mar. 2026 was 0.
Crawford's Days Payable for the three months ended in Mar. 2026 was 19.37.
Therefore, Crawford's Cash Conversion Cycle (CCC) for the three months ended in Mar. 2026 was 13.73.


Crawford  (FRA:CWK) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


Crawford Cash Conversion Cycle Related Terms


Crawford Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for Crawford's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crawford Cash Conversion Cycle Chart

Crawford Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Conversion Cycle
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.10 20.60 19.76 18.89 19.59

Crawford Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.67 20.01 18.97 18.24 13.73

FRA:CWK vs TWFG, AIFU, SLQT: Cash Conversion Cycle Comparison

For the Insurance Brokers subindustry, Crawford's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crawford Cash Conversion Cycle vs Insurance Industry

For the Insurance industry and Financial Services sector, Crawford's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where Crawford's Cash Conversion Cycle falls into.


FRA:CWK
74GF Score
Crawford & Co FRA:CWK
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Crawford Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

Crawford's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=38.22+0-18.63
=19.59

Crawford's Cash Conversion Cycle for the quarter that ended in Mar. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=33.1+0-19.37
=13.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 13.73 mean?
Crawford (FRA:CWK) has a Cash Conversion Cycle of 13.73 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Crawford and its competitors.
Is Crawford's Cash Conversion Cycle too high?
Crawford's current Cash Conversion Cycle is 13.73. The Insurance industry median Cash Conversion Cycle is 10.07. Crawford's value of 13.73 is 36.3% above this industry median. Overall, Crawford has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crawford's Cash Conversion Cycle compare to TWFG and AIFU?
Crawford's Cash Conversion Cycle of 13.73 can be compared against companies in the Insurance industry. The industry median Cash Conversion Cycle is 10.07. Crawford's value of 13.73 is 36.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for an Insurance company?
The median Cash Conversion Cycle among Insurance companies is 10.07, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crawford's current Cash Conversion Cycle of 13.73 is 36.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Crawford and its competitors. For the Insurance industry, the median Cash Conversion Cycle is 10.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crawford's current Cash Conversion Cycle is 13.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crawford stock overvalued right now?
Based on GuruFocus' analysis, Crawford (FRA:CWK) is currently considered Fairly Valued. The stock's GF Value™ is €7.60, compared to a current price of €8.20 — trading 7.9% above its estimated fair value. The current Cash Conversion Cycle is 13.73 and 36.3% above the Insurance industry median of 10.07. Crawford's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Crawford (FRA:CWK), the current Cash Conversion Cycle is 13.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crawford (FRA:CWK) Overvalued in 2026?

Based on GuruFocus' analysis, Crawford stock appears to be overvalued. The current stock price of €8.20 is trading 7.9% above its estimated GF Value™ of €7.60. GuruFocus considers Crawford to be Fairly Valued.

Key valuation signals for FRA:CWK:

  • Cash Conversion Cycle: 13.73
  • GF Value™: €7.60 vs. price of €8.20 (7.9% above fair value)
  • GF Score™: 74/100 with 7 warning signs
  • Industry Position: 36.3% above the Insurance median

No single metric tells the full story. See the FRA:CWK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crawford Business Description

Other Exchanges CRD.B:USACRD.A:USA
Address 5335 Triangle Parkway, Peachtree Corners, GA, USA, 30092
Crawford & Co provides claims and outsourcing solutions to the risk management, insurance industry, and self-insured entities. Its segments include North America Loss Adjusting; International Operations; Broadspire and Platform Solutions. The company generates maximum revenue from the International Operations segment. The International Operations segment provides claims management and adjusting services to insurance carriers and self-insured entities related to property and casualty insurance claims.
74GF Score

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Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.20
Price
€7.60
GF Value