Crawford (FRA:CWK) Gross Margin %: 27.52% (As of Mar. 2026) — Near Median


FRA:CWK Crawford & Co FRA:CWK
75 GF Score
Price €8.30
GF Value €7.32
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Crawford Gross Margin %?

Crawford FRA:CWK -8.79% 75 Gross Margin % is 27.52% as of Mar. 2026, which is 0% below its 10-year median of 27.54. GuruFocus rates FRA:CWK with a GF Score™ of 75/100 and a GF Value™ of €7.32 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 61 Insurance companies, Crawford ranks worse than 68.85% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. Crawford's Gross Profit for the three months ended in Mar. 2026 was €76 Mil. Crawford's Revenue for the three months ended in Mar. 2026 was €277 Mil. Therefore, Crawford's Gross Margin % for the quarter that ended in Mar. 2026 was 27.52%.


The historical rank and industry rank for Crawford's Gross Margin % or its related term are showing as below:

FRA:CWK' s Gross Margin % Range Over the Past 10 Years
Min: 24.88   Med: 27.54   Max: 28.14
Current: 27.92


During the past 13 years, the highest Gross Margin % of Crawford was 28.14%. The lowest was 24.88%. And the median was 27.54%.

FRA:CWK's Gross Margin % is ranked worse than
68.85% of 61 companies
in the Insurance industry
Industry Median: 42.38 vs FRA:CWK: 27.92

Crawford had a gross margin of 27.52% for the quarter that ended in Mar. 2026 => Competition eroding margins

The 5-Year average Growth Rate of Gross Margin for Crawford was 1.10% per year.


Crawford  (FRA:CWK) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Crawford had a gross margin of 27.52% for the quarter that ended in Mar. 2026 => Competition eroding margins


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


Crawford Gross Margin % Related Terms


Crawford Gross Margin % Historical Data

* Premium members only.

The historical data trend for Crawford's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crawford Gross Margin % Chart

Crawford Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.61 24.88 27.27 27.41 28.00

Crawford Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.88 29.37 28.18 26.52 27.52

FRA:CWK vs TWFG, AIFU, SLQT: Gross Margin % Comparison

For the Insurance Brokers subindustry, Crawford's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crawford Gross Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Crawford's Gross Margin % distribution charts can be found below:

* The bar in red indicates where Crawford's Gross Margin % falls into.


FRA:CWK
75GF Score
Crawford & Co FRA:CWK
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Crawford Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

Crawford's Gross Margin for the fiscal year that ended in Dec. 2025 is calculated as

Gross Margin % (A: Dec. 2025 )=Gross Profit (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=313.5 / 1119.446
=(Revenue - Cost of Goods Sold) / Revenue
=(1119.446 - 805.953) / 1119.446
=28.00 %

Crawford's Gross Margin for the quarter that ended in Mar. 2026 is calculated as


Gross Margin % (Q: Mar. 2026 )=Gross Profit (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=76.2 / 276.909
=(Revenue - Cost of Goods Sold) / Revenue
=(276.909 - 200.691) / 276.909
=27.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 27.52% mean?
Crawford (FRA:CWK) has a Gross Margin % of 27.52% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Crawford and its competitors. This is near median its historical median of 27.54. Over the past decade, Crawford's Gross Margin % has ranged from 24.88 to 28.14. According to the industry distribution chart, Crawford ranks #42 out of 61 companies in the Insurance industry, placing it in the top 68.9%.
Is Crawford's Gross Margin % too high?
Crawford's current Gross Margin % of 27.52% is near median its 10-year median of 27.54. Over the past 10 years, this metric has ranged from a low of 24.88 to a high of 28.14. The Insurance industry median Gross Margin % is 42.38. Crawford's value of 27.52% is 35.1% below this industry median. Based on the distribution chart, Crawford ranks #42 out of 61 companies in the Insurance industry, which is below the industry midpoint. Overall, Crawford has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crawford's Gross Margin % compare to TWFG and AIFU?
According to the Insurance industry distribution chart, Crawford ranks #42 out of 61 companies for Gross Margin %. This places Crawford in the lower half of its industry. The industry median Gross Margin % is 42.38. Crawford's value of 27.52% is 35.1% below this benchmark. Historically, Crawford's own Gross Margin % has ranged from 24.88 to 28.14 over the past decade. While the company's 10-year median is 27.54 vs. the industry median of 42.38, Crawford has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for an Insurance company?
The median Gross Margin % among Insurance companies is 42.38, based on 61 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crawford's current Gross Margin % of 27.52% is 35.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Crawford and its competitors. For the Insurance industry, the median Gross Margin % is 42.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crawford's current Gross Margin % is 27.52%, which is near median its own 10-year median of 27.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crawford stock overvalued right now?
Based on GuruFocus' analysis, Crawford (FRA:CWK) is currently considered Modestly Overvalued. The stock's GF Value™ is €7.32, compared to a current price of €8.30 — trading 13.4% above its estimated fair value. The current Gross Margin % is 27.52%, which is near median its 10-year median of 27.54 and 35.1% below the Insurance industry median of 42.38. Crawford's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Crawford (FRA:CWK), the current Gross Margin % is 27.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crawford (FRA:CWK) Overvalued in 2026?

Based on GuruFocus' analysis, Crawford stock appears to be overvalued. The current stock price of €8.30 is trading 13.4% above its estimated GF Value™ of €7.32. GuruFocus considers Crawford to be Modestly Overvalued.

Key valuation signals for FRA:CWK:

  • Gross Margin %: 27.52% (near median its 10-year median of 27.54)
  • GF Value™: €7.32 vs. price of €8.30 (13.4% above fair value)
  • GF Score™: 75/100 with 8 warning signs
  • Industry Position: 35.1% below the Insurance median (#42 of 61)

No single metric tells the full story. See the FRA:CWK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crawford Business Description

Other Exchanges CRD.B:USACRD.A:USA
Address 5335 Triangle Parkway, Peachtree Corners, GA, USA, 30092
Crawford & Co provides claims and outsourcing solutions to the risk management, insurance industry, and self-insured entities. Its segments include North America Loss Adjusting; International Operations; Broadspire and Platform Solutions. The company generates maximum revenue from the International Operations segment. The International Operations segment provides claims management and adjusting services to insurance carriers and self-insured entities related to property and casualty insurance claims.
75GF Score

Get the complete analysis for FRA:CWK

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.30
Price
€7.32
GF Value