Goldpac Group (HKSE:03315) Cash Conversion Cycle: 56.53 (As of Dec. 2025)

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HKSE:03315 Goldpac Group Ltd HKSE:03315
46 GF Score
Price HK$0.65
GF Value HK$0.79
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Goldpac Group Cash Conversion Cycle?

Goldpac Group HKSE:03315 +1.56% 46 Cash Conversion Cycle is 56.53 as of Dec. 2025. GuruFocus rates HKSE:03315 with a GF Score™ of 46/100 and a GF Value™ of HK$0.79 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

Goldpac Group's Days Sales Outstanding for the six months ended in Dec. 2025 was 94.28.
Goldpac Group's Days Inventory for the six months ended in Dec. 2025 was 135.15.
Goldpac Group's Days Payable for the six months ended in Dec. 2025 was 172.9.
Therefore, Goldpac Group's Cash Conversion Cycle (CCC) for the six months ended in Dec. 2025 was 56.53.


Goldpac Group  (HKSE:03315) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


Goldpac Group Cash Conversion Cycle Related Terms


Goldpac Group Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for Goldpac Group's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Goldpac Group Cash Conversion Cycle Chart

Goldpac Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Conversion Cycle
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.92 65.48 74.27 60.80 49.83

Goldpac Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 77.55 88.68 79.97 64.82 56.53

HKSE:03315 vs MSFT, ORCL, PLTR: Cash Conversion Cycle Comparison

For the Software - Infrastructure subindustry, Goldpac Group's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Goldpac Group Cash Conversion Cycle vs Software Industry

For the Software industry and Technology sector, Goldpac Group's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where Goldpac Group's Cash Conversion Cycle falls into.


HKSE:03315
46GF Score
Goldpac Group Ltd HKSE:03315
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Goldpac Group Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

Goldpac Group's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=88.89+127.1-166.16
=49.83

Goldpac Group's Cash Conversion Cycle for the quarter that ended in Dec. 2025 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=94.28+135.15-172.9
=56.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 56.53 mean?
Goldpac Group (HKSE:03315) has a Cash Conversion Cycle of 56.53 as of Dec. 2025. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Goldpac Group and its competitors.
Is Goldpac Group's Cash Conversion Cycle too high?
Goldpac Group's current Cash Conversion Cycle is 56.53. The Software industry median Cash Conversion Cycle is 32.00. Goldpac Group's value of 56.53 is 76.7% above this industry median. Overall, Goldpac Group has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Goldpac Group's Cash Conversion Cycle compare to MSFT and ORCL?
Goldpac Group's Cash Conversion Cycle of 56.53 can be compared against companies in the Software industry. The industry median Cash Conversion Cycle is 32.00. Goldpac Group's value of 56.53 is 76.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Software company?
The median Cash Conversion Cycle among Software companies is 32.00, based on 2,814 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Goldpac Group's current Cash Conversion Cycle of 56.53 is 76.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Goldpac Group and its competitors. For the Software industry, the median Cash Conversion Cycle is 32.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Goldpac Group's current Cash Conversion Cycle is 56.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goldpac Group stock overvalued right now?
Based on GuruFocus' analysis, Goldpac Group (HKSE:03315) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$0.79, compared to a current price of HK$0.65 — trading 17.7% below its estimated fair value. The current Cash Conversion Cycle is 56.53 and 76.7% above the Software industry median of 32.00. Goldpac Group's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Goldpac Group (HKSE:03315), the current Cash Conversion Cycle is 56.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Goldpac Group (HKSE:03315) Overvalued in 2026?

Based on GuruFocus' analysis, Goldpac Group stock appears to be undervalued. The current stock price of HK$0.65 is trading 17.7% below its estimated GF Value™ of HK$0.79. GuruFocus considers Goldpac Group to be Modestly Undervalued.

Key valuation signals for HKSE:03315:

  • Cash Conversion Cycle: 56.53
  • GF Value™: HK$0.79 vs. price of HK$0.65 (17.7% below fair value)
  • GF Score™: 46/100 with 7 warning signs
  • Industry Position: 76.7% above the Software median

No single metric tells the full story. See the HKSE:03315 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Goldpac Group Business Description

Address No. 56 Gloucester Road, 13th Floor, Bank of East Asia, Room 1301, Harbour View Center, Wanchai, Hong Kong, HKG
Goldpac Group Ltd offers solutions to secure payment systems, embedded software and security products, data management services, card issuance systems, multi-function terminals, and custom turnkey solutions covering financial services. The operating segments of the group are Embedded software and secure payment products, which is the key revenue-driving segment, includes embedded software and secure payment products for smart secure payment; and the Platform and service segment which involves the provision of data processing, equipment, system platforms and other total solutions for customers in a wide business range including financial, government, healthcare, transportation and retails by leveraging Fintech.
46GF Score

Get the complete analysis for HKSE:03315

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.65
Price
HK$0.79
GF Value