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Goldpac GroupHKSE:03315 45 Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus rates HKSE:03315 with a GF Score™ of 45/100 and a GF Value™ of HK$0.79 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,698 Software companies, Goldpac Group ranks worse than 58892.76% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Goldpac Group's
Operating Income
for the
six
months ended in Jun. 2026 was HK$-19.4 Mil. Goldpac Group's Interest Expense for the
six
months ended in Jun. 2026 was HK$-0.1 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Goldpac Group's Interest Coverage or its related term are showing as below:
HKSE:03315's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 26.18 * Ranked among companies with meaningful Interest Coverage only.
Goldpac Group (HKSE:03315) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Goldpac Group Interest Coverage Related Terms
Goldpac Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Goldpac Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HKSE:03315 vs MSFT, PLTR, ORCL: Interest Coverage Comparison
For the Software - Infrastructure subindustry, Goldpac Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Goldpac Group Interest Coverage vs Software Industry
For the Software industry and Technology sector, Goldpac Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Goldpac Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Goldpac Group did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Goldpac Group (HKSE:03315) has a Interest Coverage of 0 (At Loss) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Goldpac Group and its competitors. According to the industry distribution chart, Goldpac Group ranks #999999 out of 1698 companies in the Software industry.
Is Goldpac Group's Interest Coverage too high?
Goldpac Group's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Goldpac Group ranks #999999 out of 1698 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Goldpac Group has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Goldpac Group's Interest Coverage compare to MSFT and PLTR?
According to the Software industry distribution chart, Goldpac Group ranks #999999 out of 1698 companies for Interest Coverage. This places Goldpac Group in the lower half of its industry. The industry median Interest Coverage is 26.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.18, based on 1,698 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Goldpac Group and its competitors. For the Software industry, the median Interest Coverage is 26.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Goldpac Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goldpac Group stock overvalued right now?
Based on GuruFocus' analysis, Goldpac Group (HKSE:03315) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$0.79, compared to a current price of HK$0.62 — trading 21.5% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Goldpac Group's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Goldpac Group (HKSE:03315), the current Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Goldpac Group (HKSE:03315) Overvalued in 2026?
Based on GuruFocus' analysis, Goldpac Group stock appears to be undervalued.
The current stock price of HK$0.62 is trading 21.5% below its estimated GF Value™ of HK$0.79.
GuruFocus considers Goldpac Group to be Modestly Undervalued.
Key valuation signals for HKSE:03315:
Interest Coverage: 0 (At Loss)
GF Value™: HK$0.79 vs. price of HK$0.62 (21.5% below fair value)
No single metric tells the full story. See the HKSE:03315 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Goldpac Group Ltd offers solutions to secure payment systems, embedded software and security products, data management services, card issuance systems, multi-function terminals, and custom turnkey solutions covering financial services. The operating segments of the group are Embedded software and secure payment products, which is the key revenue-driving segment, includes embedded software and secure payment products for smart secure payment; and the Platform and service segment which involves the provision of data processing, equipment, system platforms and other total solutions for customers in a wide business range including financial, government, healthcare, transportation and retails by leveraging Fintech.
45GF Score
Get the complete analysis for HKSE:03315
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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