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Acom Co's Days Sales Outstanding for the
three
months ended in Dec. 2025 was 1466.8.
Acom Co's Days Inventory for the
three
months ended in Dec. 2025 was 0.
Acom Co's Days Payable for the
three
months ended in Dec. 2025 was 23.57.
Therefore, Acom Co's Cash Conversion Cycle (CCC) for the
three
months ended in Dec. 2025 was 1,443.23.
Acom Co (TSE:8572) Cash Conversion Cycle Explanation
Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.
Be Aware
CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.
The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.
Acom Co Cash Conversion Cycle Related Terms
Acom Co Cash Conversion Cycle Historical Data
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The historical data trend for Acom Co's Cash Conversion Cycle can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8572 vs V, MA, AXP: Cash Conversion Cycle Comparison
For the Credit Services subindustry, Acom Co's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Acom Co Cash Conversion Cycle vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Acom Co's Cash Conversion Cycle distribution charts can be found below:
* The bar in red indicates where Acom Co's Cash Conversion Cycle falls into.
Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.
Cash Conversion Cycle is one of several measures of management effectiveness.
Acom Co's Cash Conversion Cycle for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Conversion Cycle of 1,443.23 mean?
Acom Co (TSE:8572) has a Cash Conversion Cycle of 1,443.23 as of Dec. 2025. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Acom Co and its competitors.
Is Acom Co's Cash Conversion Cycle too high?
Acom Co's current Cash Conversion Cycle is 1,443.23. The Credit Services industry median Cash Conversion Cycle is 1.72. Acom Co's value of 1,443.23 is 83808.7% above this industry median. Overall, Acom Co has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Acom Co's Cash Conversion Cycle compare to V and MA?
Acom Co's Cash Conversion Cycle of 1,443.23 can be compared against companies in the Credit Services industry. The industry median Cash Conversion Cycle is 1.72. Acom Co's value of 1,443.23 is 83808.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Credit Services company?
The median Cash Conversion Cycle among Credit Services companies is 1.72, based on 378 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Acom Co's current Cash Conversion Cycle of 1,443.23 is 83808.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Acom Co and its competitors. For the Credit Services industry, the median Cash Conversion Cycle is 1.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Acom Co's current Cash Conversion Cycle is 1,443.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Acom Co stock overvalued right now?
Based on GuruFocus' analysis, Acom Co (TSE:8572) is currently considered Fairly Valued. The stock's GF Value™ is 円448.50, compared to a current price of 円488.50 — trading 8.9% above its estimated fair value. The current Cash Conversion Cycle is 1,443.23 and 83808.7% above the Credit Services industry median of 1.72. Acom Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Acom Co (TSE:8572), the current Cash Conversion Cycle is 1,443.23 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Acom Co (TSE:8572) Overvalued in 2026?
Based on GuruFocus' analysis, Acom Co stock appears to be overvalued.
The current stock price of 円488.50 is trading 8.9% above its estimated GF Value™ of 円448.50.
GuruFocus considers Acom Co to be Fairly Valued.
Key valuation signals for TSE:8572:
Cash Conversion Cycle: 1,443.23
GF Value™: 円448.50 vs. price of 円488.50 (8.9% above fair value)
Industry Position: 83808.7% above the Credit Services median
No single metric tells the full story. See the TSE:8572 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Acom Co Ltd is a Japanese consumer finance company. Its core business segments are the loan and credit card business, Guarantee business, overseas financial business, Loan servicing business, and others. Its loan and credit business offers credit cards and unsecured loans; The guarantee segment provides credit guarantee services, including loan portfolio management and marketing analyses; The firm also offers loan administrative services in its loan servicing segment; Overseas businesses are mostly in the retail finance sector; and Others include contracting at the contact center and temporary personnel services. The company earns maximum revenue from its loan and credit card business.
67GF Score
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Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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