Acom CoTSE:8572 +0.90%83 EBITDA Margin % is 30.42% as of Dec. 2025, which is 0% below its 10-year median of 30.48. GuruFocus rates TSE:8572 with a GF Score™ of 83/100 and a GF Value™ of 円447.53 (Fairly Valued). The stock has 2 warning signs investors should review. Among 413 Credit Services companies, Acom Co ranks better than 62.95% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Acom Co's EBITDA for the
three
months ended in Dec. 2025 was 円26,040 Mil. Acom Co's Revenue for the
three
months ended in Dec. 2025 was 円85,597 Mil. Therefore, Acom Co's EBITDA margin for the quarter that ended in Dec. 2025 was 30.42%.
Acom Co (TSE:8572) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Acom Co EBITDA Margin % Related Terms
Acom Co EBITDA Margin % Historical Data
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The historical data trend for Acom Co's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8572 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Acom Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Acom Co EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Acom Co's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Acom Co's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Acom Co (TSE:8572) has a EBITDA Margin % of 30.42% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Acom Co and its competitors. This is near median its historical median of 30.48. According to the industry distribution chart, Acom Co ranks #153 out of 413 companies in the Credit Services industry, placing it in the top 37%.
Is Acom Co's EBITDA Margin % too high?
Acom Co's current EBITDA Margin % of 30.42% is near median its 10-year median of 30.48. The Credit Services industry median EBITDA Margin % is 21.03. Acom Co's value of 30.42% is 44.7% above this industry median. Based on the distribution chart, Acom Co ranks #153 out of 413 companies in the Credit Services industry, which is above the industry midpoint. Overall, Acom Co has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Acom Co's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Acom Co ranks #153 out of 413 companies for EBITDA Margin %. This puts Acom Co in the upper half of its industry. The industry median EBITDA Margin % is 21.03. Acom Co's value of 30.42% is 44.7% above this benchmark. While the company's 10-year median is 30.48 vs. the industry median of 21.03, Acom Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.03, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Acom Co's current EBITDA Margin % of 30.42% is 44.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Acom Co and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Acom Co's current EBITDA Margin % is 30.42%, which is near median its own 10-year median of 30.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Acom Co stock overvalued right now?
Based on GuruFocus' analysis, Acom Co (TSE:8572) is currently considered Fairly Valued. The stock's GF Value™ is 円447.53, compared to a current price of 円449.50 — trading 0.4% above its estimated fair value. The current EBITDA Margin % is 30.42%, which is near median its 10-year median of 30.48 and 44.7% above the Credit Services industry median of 21.03. Acom Co's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Acom Co (TSE:8572), the current EBITDA Margin % is 30.42% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Acom Co (TSE:8572) Overvalued in 2026?
Based on GuruFocus' analysis, Acom Co stock appears to be overvalued.
The current stock price of 円449.50 is trading 0.4% above its estimated GF Value™ of 円447.53.
GuruFocus considers Acom Co to be Fairly Valued.
Key valuation signals for TSE:8572:
EBITDA Margin %: 30.42% (near median its 10-year median of 30.48)
GF Value™: 円447.53 vs. price of 円449.50 (0.4% above fair value)
Industry Position: 44.7% above the Credit Services median (#153 of 413)
No single metric tells the full story. See the TSE:8572 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Acom Co Ltd is a Japanese consumer finance company. Its core business segments are the loan and credit card business, Guarantee business, overseas financial business, Loan servicing business, and others. Its loan and credit business offers credit cards and unsecured loans; The guarantee segment provides credit guarantee services, including loan portfolio management and marketing analyses; The firm also offers loan administrative services in its loan servicing segment; Overseas businesses are mostly in the retail finance sector; and Others include contracting at the contact center and temporary personnel services. The company earns maximum revenue from its loan and credit card business.
83GF Score
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