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Acom CoTSE:8572 -0.89%68 Net Current Asset Value is 円386.53 as of Dec. 2025, which is 100% below its 10-year median of 1.55. GuruFocus rates TSE:8572 with a GF Score™ of 68/100 and a GF Value™ of 円449.58 (Fairly Valued). The stock has 4 warning signs investors should review. Among 277 Credit Services companies, Acom Co ranks better than 64.26% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Acom Co's net current asset value per share for the quarter that ended in Dec. 2025 was 円386.53.
The historical rank and industry rank for Acom Co's Net Current Asset Value or its related term are showing as below:
TSE:8572'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 1.02 Med: 1.55 Max: 3.51
Current: 1.23
During the past 13 years, the highest Price-to-Net-Current-Asset-Value Ratio of Acom Co was 3.51. The lowest was 1.02. And the median was 1.55.
TSE:8572's Price-to-Net-Current-Asset-Value is ranked better than 64.26% of 277
companies
in the Credit Services industry
Industry Median: 2.13
vs TSE:8572: 1.23
Acom Co (TSE:8572) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Acom Co Net Current Asset Value Related Terms
Acom Co Net Current Asset Value Historical Data
* Premium members only.
The historical data trend for Acom Co's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8572 vs V, MA, AXP: Net Current Asset Value Comparison
For the Credit Services subindustry, Acom Co's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Acom Co Price-to-Net-Current-Asset-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Acom Co's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Acom Co's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of 円386.53 mean?
Acom Co (TSE:8572) has a Net Current Asset Value of 円386.53 as of Dec. 2025. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Acom Co and its competitors. This is 24837% above median its historical median of 1.55. Over the past decade, Acom Co's Net Current Asset Value has ranged from 1.02 to 3.51. According to the industry distribution chart, Acom Co ranks #99 out of 277 companies in the Credit Services industry, placing it in the top 35.7%.
Is Acom Co's Net Current Asset Value too high?
Acom Co's current Net Current Asset Value of 円386.53 is 24837% above median its 10-year median of 1.55. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 3.51. Based on the distribution chart, Acom Co ranks #99 out of 277 companies in the Credit Services industry, which is above the industry midpoint. Overall, Acom Co has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Acom Co's Net Current Asset Value compare to V and MA?
According to the Credit Services industry distribution chart, Acom Co ranks #99 out of 277 companies for Net Current Asset Value. This puts Acom Co in the upper half of its industry. The industry median Net Current Asset Value is 2.13. Historically, Acom Co's own Net Current Asset Value has ranged from 1.02 to 3.51 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Credit Services company?
The median Net Current Asset Value among Credit Services companies is 2.13, based on 277 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Acom Co and its competitors. For the Credit Services industry, the median Net Current Asset Value is 2.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Acom Co's current Net Current Asset Value is 円386.53, which is 24837% above median its own 10-year median of 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Acom Co stock overvalued right now?
Based on GuruFocus' analysis, Acom Co (TSE:8572) is currently considered Fairly Valued. The stock's GF Value™ is 円449.58, compared to a current price of 円489.60 — trading 8.9% above its estimated fair value. The current Net Current Asset Value is 円386.53, which is 24837% above median its 10-year median of 1.55. Acom Co's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Acom Co (TSE:8572), the current Net Current Asset Value is 円386.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Acom Co (TSE:8572) Overvalued in 2026?
Based on GuruFocus' analysis, Acom Co stock appears to be overvalued.
The current stock price of 円489.60 is trading 8.9% above its estimated GF Value™ of 円449.58.
GuruFocus considers Acom Co to be Fairly Valued.
Key valuation signals for TSE:8572:
Net Current Asset Value: 円386.53 (24837% above median its 10-year median of 1.55)
GF Value™: 円449.58 vs. price of 円489.60 (8.9% above fair value)
No single metric tells the full story. See the TSE:8572 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Acom Co Ltd is a Japanese consumer finance company. Its core business segments are the loan and credit card business, Guarantee business, overseas financial business, Loan servicing business, and others. Its loan and credit business offers credit cards and unsecured loans; The guarantee segment provides credit guarantee services, including loan portfolio management and marketing analyses; The firm also offers loan administrative services in its loan servicing segment; Overseas businesses are mostly in the retail finance sector; and Others include contracting at the contact center and temporary personnel services. The company earns maximum revenue from its loan and credit card business.
68GF Score
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Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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