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ASOvings & Loans's operating cash flow per share for the
six
months ended in Dec. 2024 was ₦-0.27.
ASOvings & Loans's operating cash flow per share for the trailing twelve months (TTM) ended in Dec. 2024 was ₦-0.27.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 11.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.
The historical rank and industry rank for ASOvings & Loans's Operating Cash Flow per Share or its related term are showing as below:
NSA:ASOSAVINGS'
s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -24 Med: -6.45 Max: 11.1
Current: 11.1
During the past 5 years, ASOvings & Loans's highest 3-Year average Operating Cash Flow per Share Growth Rate was 11.10% per year. The lowest was -24.00% per year. And the median was -6.45% per year.
NSA:ASOSAVINGS's 3-Year OCF Growth Rate is not ranked
in the Banks industry.
Industry Median: 0.4
vs NSA:ASOSAVINGS: 11.10
ASOvings & Loans Operating Cash Flow per Share Related Terms
ASOvings & Loans Operating Cash Flow per Share Historical Data
* Premium members only.
The historical data trend for ASOvings & Loans's Operating Cash Flow per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASOvings & Loans Operating Cash Flow per Share Chart
ASOvings & Loans Annual Data
Trend
Dec17
Dec18
Dec19
Dec23
Dec24
Operating Cash Flow per Share
-0.20
-0.39
0.06
-0.38
-0.27
ASOvings & Loans Semi-Annual Data
Dec17
Dec18
Dec19
Dec23
Dec24
Operating Cash Flow per Share
-0.20
-0.39
0.06
-0.38
-0.27
NSA:ASOSAVINGS vs RKT, FNMA, PFSI: Operating Cash Flow per Share Comparison
For the Mortgage Finance subindustry, ASOvings & Loans's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASOvings & Loans Price-to-Operating-Cash-Flow vs Banks Industry
For the Banks industry and Financial Services sector, ASOvings & Loans's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where ASOvings & Loans's Price-to-Operating-Cash-Flow falls into.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2024 was ₦-0.27
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Operating Cash Flow per Share of ₦-0.27 mean?
ASOvings & Loans (NSA:ASOSAVINGS) has a Operating Cash Flow per Share of ₦-0.27 as of Dec. 2024. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on ASOvings & Loans and its competitors.
Is ASOvings & Loans' Operating Cash Flow per Share too high?
ASOvings & Loans' current Operating Cash Flow per Share is ₦-0.27. Overall, ASOvings & Loans has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does ASOvings & Loans' Operating Cash Flow per Share compare to RKT and FNMA?
ASOvings & Loans' Operating Cash Flow per Share of ₦-0.27 can be compared against companies in the Banks industry. The industry median Operating Cash Flow per Share is 0.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Banks company?
The median Operating Cash Flow per Share among Banks companies is 0.40, based on 1,071 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on ASOvings & Loans and its competitors. For the Banks industry, the median Operating Cash Flow per Share is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASOvings & Loans's current Operating Cash Flow per Share is ₦-0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASOvings & Loans stock overvalued right now?
ASOvings & Loans (NSA:ASOSAVINGS) has a current Operating Cash Flow per Share of ₦-0.27. The stock's GF Value™ is ₦0.98, compared to a current price of ₦1.07 — trading 9.2% above its estimated fair value. The current Operating Cash Flow per Share is ₦-0.27. ASOvings & Loans' overall GF Score™ is 9/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For ASOvings & Loans (NSA:ASOSAVINGS), the current Operating Cash Flow per Share is ₦-0.27 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASOvings & Loans (NSA:ASOSAVINGS) Overvalued in 2026?
Based on GuruFocus' analysis, ASOvings & Loans stock appears to be overvalued.
The current stock price of ₦1.07 is trading 9.2% above its estimated GF Value™ of ₦0.98.
Key valuation signals for NSA:ASOSAVINGS:
Operating Cash Flow per Share: ₦-0.27
GF Value™: ₦0.98 vs. price of ₦1.07 (9.2% above fair value)
No single metric tells the full story. See the NSA:ASOSAVINGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASO Savings & Loans PLC is a Primary Mortgage Institution. The company provides several personal banking products & services, including Social Mortgage, ASO Commercial Mortgage Facility, ASO Performance Bond/Advance Payment Guarantee, Invoice Discounting Facility, Fixed Deposit Account, Regular Savings Account, Flourish Account (Children's Account), ASO Corporate Account, My House Account, ASO Plus Account (Saving Account), ASO Gap Account, ASO Excel Account (Hybrid of Current & Savings account), Commercial Real Estate Advisory, Issuance of Bonds, Issuance of Bank Guarantees, Mortgage Funds Management, and Financial Advisory and Consulting Services.
9GF Score
Get the complete analysis for NSA:ASOSAVINGS
Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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