ASOvings & Loans (NSA:ASOSAVINGS) EPS without NRI: ₦0.00 (TTM As of Dec. 2024)


NSA:ASOSAVINGS ASO Savings & Loans PLC NSA:ASOSAVINGS
9 GF Score
Price ₦1.07
GF Value ₦0.98
! 6 Warning Signs
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What is ASOvings & Loans EPS without NRI?

ASOvings & Loans NSA:ASOSAVINGS 9 EPS without NRI is ₦0.00 as of Dec. 2024. GuruFocus rates NSA:ASOSAVINGS with a GF Score™ of 9/100 and a GF Value™ of ₦0.98. The stock has 6 warning signs investors should review.

ASOvings & Loans's earnings per share without non-recurring items for the six months ended in Dec. 2024 was ₦0.00. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2024 was ₦0.00.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for ASOvings & Loans's EPS without NRI or its related term are showing as below:

NSA:ASOSAVINGS's 3-Year EPS without NRI Growth Rate is not ranked *
in the Banks industry.
Industry Median: 7.25
* Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.

ASOvings & Loans's EPS (Diluted) for the six months ended in Dec. 2024 was ₦0.01. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was ₦0.01.

ASOvings & Loans's EPS (Basic) for the six months ended in Dec. 2024 was ₦0.01. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2024 was ₦0.01.


ASOvings & Loans  (NSA:ASOSAVINGS) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


ASOvings & Loans EPS without NRI Related Terms


ASOvings & Loans EPS without NRI Historical Data

* Premium members only.

The historical data trend for ASOvings & Loans's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASOvings & Loans EPS without NRI Chart

ASOvings & Loans Annual Data
Trend Dec17 Dec18 Dec19 Dec23 Dec24
EPS without NRI
0.05 -0.08 -0.24 0.01 0.00

ASOvings & Loans Semi-Annual Data
Dec17 Dec18 Dec19 Dec23 Dec24
EPS without NRI 0.05 -0.08 -0.24 0.01 0.00

NSA:ASOSAVINGS vs RKT, FNMA, PFSI: EPS without NRI Comparison

For the Mortgage Finance subindustry, ASOvings & Loans's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASOvings & Loans PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, ASOvings & Loans's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where ASOvings & Loans's PE Ratio without NRI falls into.


NSA:ASOSAVINGS
9GF Score
ASO Savings & Loans PLC NSA:ASOSAVINGS
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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ASOvings & Loans EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2024 was ₦0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of ₦0.00 mean?
ASOvings & Loans (NSA:ASOSAVINGS) has a EPS without NRI of ₦0.00 as of Dec. 2024. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on ASOvings & Loans and its competitors.
Is ASOvings & Loans' EPS without NRI too high?
ASOvings & Loans' current EPS without NRI is ₦0.00. Overall, ASOvings & Loans has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does ASOvings & Loans' EPS without NRI compare to RKT and FNMA?
ASOvings & Loans' EPS without NRI of ₦0.00 can be compared against companies in the Banks industry. The industry median EPS without NRI is 7.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.25, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on ASOvings & Loans and its competitors. For the Banks industry, the median EPS without NRI is 7.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASOvings & Loans's current EPS without NRI is ₦0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASOvings & Loans stock overvalued right now?
ASOvings & Loans (NSA:ASOSAVINGS) has a current EPS without NRI of ₦0.00. The stock's GF Value™ is ₦0.98, compared to a current price of ₦1.07 — trading 9.2% above its estimated fair value. The current EPS without NRI is ₦0.00. ASOvings & Loans' overall GF Score™ is 9/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For ASOvings & Loans (NSA:ASOSAVINGS), the current EPS without NRI is ₦0.00 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASOvings & Loans (NSA:ASOSAVINGS) Overvalued in 2026?

Based on GuruFocus' analysis, ASOvings & Loans stock appears to be overvalued. The current stock price of ₦1.07 is trading 9.2% above its estimated GF Value™ of ₦0.98.

Key valuation signals for NSA:ASOSAVINGS:

  • EPS without NRI: ₦0.00
  • GF Value™: ₦0.98 vs. price of ₦1.07 (9.2% above fair value)
  • GF Score™: 9/100 with 6 warning signs

No single metric tells the full story. See the NSA:ASOSAVINGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASOvings & Loans Business Description

Address Plot 266 Cadastral Zone AO, FMBN Building, Central Business District, Abuja, NGA
ASO Savings & Loans PLC is a Primary Mortgage Institution. The company provides several personal banking products & services, including Social Mortgage, ASO Commercial Mortgage Facility, ASO Performance Bond/Advance Payment Guarantee, Invoice Discounting Facility, Fixed Deposit Account, Regular Savings Account, Flourish Account (Children's Account), ASO Corporate Account, My House Account, ASO Plus Account (Saving Account), ASO Gap Account, ASO Excel Account (Hybrid of Current & Savings account), Commercial Real Estate Advisory, Issuance of Bonds, Issuance of Bank Guarantees, Mortgage Funds Management, and Financial Advisory and Consulting Services.
9GF Score

Get the complete analysis for NSA:ASOSAVINGS

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦1.07
Price
₦0.98
GF Value