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Pretax income is the income that a company earns before paying income taxes. ASOvings & Loans's pretax income for the
six
months ended in Dec. 2024 was ₦108 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Dec. 2024 was ₦108 Mil.
ASOvings & Loans's pretax margin was 4.15%.
During the past 5 years, ASOvings & Loans's highest Pretax Margin was 9272.84%. The lowest was -695.91%. And the median was 4.15%.
During the past 5 years, ASOvings & Loans's highest Pretax Margin was 9272.84%. The lowest was -695.91%. And the median was 4.15%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASOvings & Loans Pre-Tax Income Related Terms
ASOvings & Loans Pre-Tax Income Historical Data
* Premium members only.
The historical data trend for ASOvings & Loans's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASOvings & Loans Pre-Tax Income Chart
ASOvings & Loans Annual Data
Trend
Dec17
Dec18
Dec19
Dec23
Dec24
Pre-Tax Income
834.46
-1,137.34
-3,453.42
112.52
107.92
ASOvings & Loans Semi-Annual Data
Dec17
Dec18
Dec19
Dec23
Dec24
Pre-Tax Income
834.46
-1,137.34
-3,453.42
112.52
107.92
NSA:ASOSAVINGS vs RKT, FNMA, PFSI: Pre-Tax Income Comparison
For the Mortgage Finance subindustry, ASOvings & Loans's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASOvings & Loans Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, ASOvings & Loans's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where ASOvings & Loans's Pre-Tax Income falls into.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2024 was ₦108 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASOvings & Loans (NSA:ASOSAVINGS) has a Pre-Tax Income of ₦108 Mil as of Dec. 2024. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on ASOvings & Loans and its competitors.
Is ASOvings & Loans' Pre-Tax Income too high?
ASOvings & Loans' current Pre-Tax Income is ₦108 Mil. Overall, ASOvings & Loans has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does ASOvings & Loans' Pre-Tax Income compare to RKT and FNMA?
ASOvings & Loans' Pre-Tax Income of ₦108 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on ASOvings & Loans and its competitors. ASOvings & Loans's current Pre-Tax Income is ₦108 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASOvings & Loans stock overvalued right now?
ASOvings & Loans (NSA:ASOSAVINGS) has a current Pre-Tax Income of ₦108 Mil. The stock's GF Value™ is ₦0.98, compared to a current price of ₦1.07 — trading 9.2% above its estimated fair value. The current Pre-Tax Income is ₦108 Mil. ASOvings & Loans' overall GF Score™ is 9/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For ASOvings & Loans (NSA:ASOSAVINGS), the current Pre-Tax Income is ₦108 Mil as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASOvings & Loans (NSA:ASOSAVINGS) Overvalued in 2026?
Based on GuruFocus' analysis, ASOvings & Loans stock appears to be overvalued.
The current stock price of ₦1.07 is trading 9.2% above its estimated GF Value™ of ₦0.98.
Key valuation signals for NSA:ASOSAVINGS:
Pre-Tax Income: ₦108 Mil
GF Value™: ₦0.98 vs. price of ₦1.07 (9.2% above fair value)
No single metric tells the full story. See the NSA:ASOSAVINGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASO Savings & Loans PLC is a Primary Mortgage Institution. The company provides several personal banking products & services, including Social Mortgage, ASO Commercial Mortgage Facility, ASO Performance Bond/Advance Payment Guarantee, Invoice Discounting Facility, Fixed Deposit Account, Regular Savings Account, Flourish Account (Children's Account), ASO Corporate Account, My House Account, ASO Plus Account (Saving Account), ASO Gap Account, ASO Excel Account (Hybrid of Current & Savings account), Commercial Real Estate Advisory, Issuance of Bonds, Issuance of Bank Guarantees, Mortgage Funds Management, and Financial Advisory and Consulting Services.
9GF Score
Get the complete analysis for NSA:ASOSAVINGS
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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