ASOvings & Loans's ROE % for the quarter that ended in Dec. 2024 was Negative Equity. ASOvings & Loans's PB Ratio for the quarter that ended in Dec. 2024 was N/A.
ASOvings & Loans's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2024 was Negative Equity.
ASOvings & Loans ROE % Adjusted to Book Value Related Terms
ASOvings & Loans ROE % Adjusted to Book Value Historical Data
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The historical data trend for ASOvings & Loans's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASOvings & Loans ROE % Adjusted to Book Value Chart
ASOvings & Loans Annual Data
Trend
Dec17
Dec18
Dec19
Dec23
Dec24
ROE % Adjusted to Book Value
Negative Equity
0.00
0.00
Negative Equity
Negative Equity
ASOvings & Loans Semi-Annual Data
Dec17
Dec18
Dec19
Dec23
Dec24
ROE % Adjusted to Book Value
Negative Equity
0.00
0.00
Negative Equity
Negative Equity
NSA:ASOSAVINGS vs RKT, FNMA, PFSI: ROE % Adjusted to Book Value Comparison
For the Mortgage Finance subindustry, ASOvings & Loans's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASOvings & Loans ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, ASOvings & Loans's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where ASOvings & Loans's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of Negative Equity% mean?
ASOvings & Loans (NSA:ASOSAVINGS) has a ROE % Adjusted to Book Value of Negative Equity% as of Dec. 2024. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on ASOvings & Loans and its competitors.
Is ASOvings & Loans' ROE % Adjusted to Book Value too high?
ASOvings & Loans' current ROE % Adjusted to Book Value is Negative Equity%. Overall, ASOvings & Loans has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does ASOvings & Loans' ROE % Adjusted to Book Value compare to RKT and FNMA?
ASOvings & Loans' ROE % Adjusted to Book Value of Negative Equity% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on ASOvings & Loans and its competitors. ASOvings & Loans's current ROE % Adjusted to Book Value is Negative Equity%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASOvings & Loans stock overvalued right now?
ASOvings & Loans (NSA:ASOSAVINGS) has a current ROE % Adjusted to Book Value of Negative Equity%. The stock's GF Value™ is ₦0.98, compared to a current price of ₦1.07 — trading 9.2% above its estimated fair value. The current ROE % Adjusted to Book Value is Negative Equity%. ASOvings & Loans' overall GF Score™ is 9/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For ASOvings & Loans (NSA:ASOSAVINGS), the current ROE % Adjusted to Book Value is Negative Equity% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASOvings & Loans (NSA:ASOSAVINGS) Overvalued in 2026?
Based on GuruFocus' analysis, ASOvings & Loans stock appears to be overvalued.
The current stock price of ₦1.07 is trading 9.2% above its estimated GF Value™ of ₦0.98.
Key valuation signals for NSA:ASOSAVINGS:
ROE % Adjusted to Book Value: Negative Equity%
GF Value™: ₦0.98 vs. price of ₦1.07 (9.2% above fair value)
No single metric tells the full story. See the NSA:ASOSAVINGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASO Savings & Loans PLC is a Primary Mortgage Institution. The company provides several personal banking products & services, including Social Mortgage, ASO Commercial Mortgage Facility, ASO Performance Bond/Advance Payment Guarantee, Invoice Discounting Facility, Fixed Deposit Account, Regular Savings Account, Flourish Account (Children's Account), ASO Corporate Account, My House Account, ASO Plus Account (Saving Account), ASO Gap Account, ASO Excel Account (Hybrid of Current & Savings account), Commercial Real Estate Advisory, Issuance of Bonds, Issuance of Bank Guarantees, Mortgage Funds Management, and Financial Advisory and Consulting Services.
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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