Swiss Life Holding AG (XSWX:SLHN) Cash Flow from Operations: CHF1,704 Mil (TTM As of Dec. 2025)

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XSWX:SLHN Swiss Life Holding AG XSWX:SLHN
76 GF Score
Price CHF957.80
GF Value CHF844.47
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Swiss Life Holding AG Cash Flow from Operations?

Swiss Life Holding AG XSWX:SLHN +0.50% 76 Cash Flow from Operations is CHF1,704 Mil as of Dec. 2025. GuruFocus rates XSWX:SLHN with a GF Score™ of 76/100 and a GF Value™ of CHF844.47 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

For the six months ended in Dec. 2025, Swiss Life Holding AG's Cash Receipts from Operating Activities was CHF0 Mil. Its Cash Payments was CHF0 Mil. And its Cash Flow from Others was CHF0 Mil. In all, Swiss Life Holding AG's Cash Flow from Operations for the six months ended in Dec. 2025 was CHF406 Mil.


Swiss Life Holding AG  (XSWX:SLHN) Cash Flow from Operations Explanation

For financial companies reported in direct method, cash flow from operations contains three items:

1. Cash Receipts from Operating Activities:
Cash Receipts from Operating Activities represents cash received from operating activitiies in direct method.

Swiss Life Holding AG's cash receipts from operating activities for the six months ended in Dec. 2025 was CHF0 Mil.

2. Cash Payments:
It represents cash flow paid from operating activities in the direct cash flow method.

Swiss Life Holding AG's cash payments for the six months ended in Dec. 2025 was CHF0 Mil.

3. Cash Flow from Others:
These are cash differences caused by the change of cash receipts and cash payments. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its cash position will grow more slowly (or even shrink).

Swiss Life Holding AG's cash flow from others for the six months ended in Dec. 2025 was CHF0 Mil.


Swiss Life Holding AG Cash Flow from Operations Related Terms


Swiss Life Holding AG Cash Flow from Operations Historical Data

* Premium members only.

The historical data trend for Swiss Life Holding AG's Cash Flow from Operations can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Life Holding AG Cash Flow from Operations Chart

Swiss Life Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Operations
Get a 7-Day Free Trial Premium Member Only Premium Member Only 296.00 986.00 881.00 186.00 1,704.00

Swiss Life Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Flow from Operations Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,223.00 -215.00 401.00 1,298.00 406.00
XSWX:SLHN
76GF Score
Swiss Life Holding AG XSWX:SLHN
Cash Flow from Operations is just one metric. See GF Score™, valuation, warning signs, and more.
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Swiss Life Holding AG Cash Flow from Operations Calculation

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

Swiss Life Holding AG's Cash Flow from Operations for the fiscal year that ended in Dec. 2025 is calculated as:

Swiss Life Holding AG's Cash Flow from Operations for the quarter that ended in Dec. 2025 is:


Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was CHF1,704 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Operations of CHF1,704 Mil mean?
Swiss Life Holding AG (XSWX:SLHN) has a Cash Flow from Operations of CHF1,704 Mil as of Dec. 2025. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Swiss Life Holding AG and its competitors.
Is Swiss Life Holding AG's Cash Flow from Operations too high?
Swiss Life Holding AG's current Cash Flow from Operations is CHF1,704 Mil. Overall, Swiss Life Holding AG has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's Cash Flow from Operations compare to BRK.A and AIG?
Swiss Life Holding AG's Cash Flow from Operations of CHF1,704 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for an Insurance company?
A good Cash Flow from Operations depends on the Insurance industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Swiss Life Holding AG and its competitors. Swiss Life Holding AG's current Cash Flow from Operations is CHF1,704 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (XSWX:SLHN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF844.47, compared to a current price of CHF957.80 — trading 13.4% above its estimated fair value. The current Cash Flow from Operations is CHF1,704 Mil. Swiss Life Holding AG's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For Swiss Life Holding AG (XSWX:SLHN), the current Cash Flow from Operations is CHF1,704 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Life Holding AG (XSWX:SLHN) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued. The current stock price of CHF957.80 is trading 13.4% above its estimated GF Value™ of CHF844.47. GuruFocus considers Swiss Life Holding AG to be Modestly Overvalued.

Key valuation signals for XSWX:SLHN:

  • Cash Flow from Operations: CHF1,704 Mil
  • GF Value™: CHF844.47 vs. price of CHF957.80 (13.4% above fair value)
  • GF Score™: 76/100 with 9 warning signs

No single metric tells the full story. See the XSWX:SLHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Life Holding AG Business Description

Address General-Guisan-Quai 40, P.O. Box 2831, Zurich, CHE, CH-8022
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
76GF Score

Get the complete analysis for XSWX:SLHN

Cash Flow from Operations is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF957.80
Price
CHF844.47
GF Value