Swiss Life Holding AG (XSWX:SLHN) FCF Yield %: 6.44 (As of Jun. 27, 2026) — 60% Above Median


XSWX:SLHN Swiss Life Holding AG XSWX:SLHN
77 GF Score
Price CHF888.00
GF Value CHF801.14
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Swiss Life Holding AG FCF Yield %?

Swiss Life Holding AG XSWX:SLHN +0.61% 77 FCF Yield % is 6.44 as of Jun. 27, 2026, which is 60% above its 10-year median of 4.02. GuruFocus rates XSWX:SLHN with a GF Score™ of 77/100 and a GF Value™ of CHF801.14 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 504 Insurance companies, Swiss Life Holding AG ranks worse than 52.58% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Swiss Life Holding AG's Trailing 12-Month Free Cash Flow is CHF1,597 Mil, and Market Cap is CHF24,816 Mil. Therefore, Swiss Life Holding AG's FCF Yield % for today is 6.44%.

The historical rank and industry rank for Swiss Life Holding AG's FCF Yield % or its related term are showing as below:

XSWX:SLHN' s FCF Yield % Range Over the Past 10 Years
Min: -10.24   Med: 4.02   Max: 21.7
Current: 6.44


During the past 13 years, the highest FCF Yield % of Swiss Life Holding AG was 21.70%. The lowest was -10.24%. And the median was 4.02%.

XSWX:SLHN's FCF Yield % is ranked worse than
52.58% of 504 companies
in the Insurance industry
Industry Median: 7.115 vs XSWX:SLHN: 6.44

Swiss Life Holding AG's FCF Margin % for the quarter that ended in Dec. 2025 was 3.58%.


Swiss Life Holding AG FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Swiss Life Holding AG FCF Yield % Related Terms


Swiss Life Holding AG FCF Yield % Historical Data

* Premium members only.

The historical data trend for Swiss Life Holding AG's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Life Holding AG FCF Yield % Chart

Swiss Life Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 6.41 4.59 0.28 6.23

Swiss Life Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.36 -3.03 3.35 10.80 2.81

XSWX:SLHN vs BRK.A, AIG, HIG: FCF Yield % Comparison

For the Insurance - Diversified subindustry, Swiss Life Holding AG's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Life Holding AG FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Swiss Life Holding AG's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Swiss Life Holding AG's FCF Yield % falls into.


XSWX:SLHN
77GF Score
Swiss Life Holding AG XSWX:SLHN
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swiss Life Holding AG FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Swiss Life Holding AG's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1597 / 25619.976
=6.23%

Swiss Life Holding AG's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=360 * 2 / 25619.976
=2.81%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 6.44 mean?
Swiss Life Holding AG (XSWX:SLHN) has a FCF Yield % of 6.44 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Swiss Life Holding AG and its competitors. This is 60% above median its historical median of 4.02. According to the industry distribution chart, Swiss Life Holding AG ranks #265 out of 504 companies in the Insurance industry, placing it in the top 52.6%.
Is Swiss Life Holding AG's FCF Yield % too high?
Swiss Life Holding AG's current FCF Yield % of 6.44 is 60% above median its 10-year median of 4.02. The Insurance industry median FCF Yield % is 7.12. Swiss Life Holding AG's value of 6.44 is 9.5% below this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #265 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Swiss Life Holding AG has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #265 out of 504 companies for FCF Yield %. This places Swiss Life Holding AG in the lower half of its industry. The industry median FCF Yield % is 7.12. Swiss Life Holding AG's value of 6.44 is 9.5% below this benchmark. While the company's 10-year median is 4.02 vs. the industry median of 7.12, Swiss Life Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current FCF Yield % of 6.44 is 9.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current FCF Yield % is 6.44, which is 60% above median its own 10-year median of 4.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (XSWX:SLHN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF801.14, compared to a current price of CHF888.00 — trading 10.8% above its estimated fair value. The current FCF Yield % is 6.44, which is 60% above median its 10-year median of 4.02 and 9.5% below the Insurance industry median of 7.12. Swiss Life Holding AG's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Swiss Life Holding AG (XSWX:SLHN), the current FCF Yield % is 6.44 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Life Holding AG (XSWX:SLHN) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued. The current stock price of CHF888.00 is trading 10.8% above its estimated GF Value™ of CHF801.14. GuruFocus considers Swiss Life Holding AG to be Modestly Overvalued.

Key valuation signals for XSWX:SLHN:

  • FCF Yield %: 6.44 (60% above median its 10-year median of 4.02)
  • GF Value™: CHF801.14 vs. price of CHF888.00 (10.8% above fair value)
  • GF Score™: 77/100 with 8 warning signs
  • Industry Position: 9.5% below the Insurance median (#265 of 504)

No single metric tells the full story. See the XSWX:SLHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Life Holding AG Business Description

Address General-Guisan-Quai 40, P.O. Box 2831, Zurich, CHE, CH-8022
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
77GF Score

Get the complete analysis for XSWX:SLHN

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF888.00
Price
CHF801.14
GF Value