Swiss Life Holding AG (XSWX:SLHN) Shiller PE Ratio: 25.16 (As of Sep. 05, 2026) — 35% Above Median

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XSWX:SLHN Swiss Life Holding AG XSWX:SLHN
77 GF Score
Price CHF938.40
GF Value CHF932.05
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Swiss Life Holding AG Shiller PE Ratio?

Swiss Life Holding AG XSWX:SLHN +0.69% 77 Shiller PE Ratio is 25.16 as of Sep. 05, 2026, which is 35% above its 10-year median of 18.57. GuruFocus rates XSWX:SLHN with a GF Score™ of 77/100 and a GF Value™ of CHF932.05 (Fairly Valued). The stock has 7 warning signs investors should review. Among 368 Insurance companies, Swiss Life Holding AG ranks worse than 75% on this metric.

As of today (2026-09-05), Swiss Life Holding AG's current share price is CHF938.40. Swiss Life Holding AG's E10 for the fiscal year that ended in Dec25 was CHF37.30. Swiss Life Holding AG's Shiller PE Ratio for today is 25.16.

The historical rank and industry rank for Swiss Life Holding AG's Shiller PE Ratio or its related term are showing as below:

XSWX:SLHN' s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.64   Med: 18.57   Max: 25.76
Current: 24.99

During the past 13 years, Swiss Life Holding AG's highest Shiller PE Ratio was 25.76. The lowest was 11.64. And the median was 18.57.

XSWX:SLHN's Shiller PE Ratio is ranked worse than
75% of 368 companies
in the Insurance industry
Industry Median: 16.665 vs XSWX:SLHN: 24.99

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Swiss Life Holding AG's adjusted earnings per share data of for the fiscal year that ended in Dec25 was CHF43.470. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is CHF37.30 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Swiss Life Holding AG  (XSWX:SLHN) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Swiss Life Holding AG Shiller PE Ratio Related Terms


Swiss Life Holding AG Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Swiss Life Holding AG's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Life Holding AG Shiller PE Ratio Chart

Swiss Life Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.11 14.84 17.26 19.59 24.58

Swiss Life Holding AG Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 19.59 0.00 24.58 0.00

XSWX:SLHN vs BRK.A, AIG, HIG: Shiller PE Ratio Comparison

For the Insurance - Diversified subindustry, Swiss Life Holding AG's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Life Holding AG Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Swiss Life Holding AG's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Swiss Life Holding AG's Shiller PE Ratio falls into.


XSWX:SLHN
77GF Score
Swiss Life Holding AG XSWX:SLHN
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swiss Life Holding AG Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Swiss Life Holding AG's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=938.40/37.30
=25.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Life Holding AG's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, Swiss Life Holding AG's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=43.47/107.2000*107.2000
=43.470

Current CPI (Dec25) = 107.2000.

Swiss Life Holding AG Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201612 27.270 99.380 29.416
201712 29.630 100.213 31.696
201812 31.490 100.906 33.454
201912 36.480 101.063 38.695
202012 32.780 100.241 35.056
202112 39.930 101.776 42.058
202212 38.620 104.666 39.555
202312 37.010 106.461 37.267
202412 42.290 107.128 42.318
202512 43.470 107.200 43.470

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 25.16 mean?
Swiss Life Holding AG (XSWX:SLHN) has a Shiller PE Ratio of 25.16 as of Sep. 05, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Swiss Life Holding AG and its competitors. This is 35% above median its historical median of 18.57. Over the past decade, Swiss Life Holding AG's Shiller PE Ratio has ranged from 11.64 to 25.76. According to the industry distribution chart, Swiss Life Holding AG ranks #276 out of 368 companies in the Insurance industry, placing it in the top 75%.
Is Swiss Life Holding AG's Shiller PE Ratio too high?
Swiss Life Holding AG's current Shiller PE Ratio of 25.16 is 35% above median its 10-year median of 18.57. Over the past 10 years, this metric has ranged from a low of 11.64 to a high of 25.76. The Insurance industry median Shiller PE Ratio is 16.67. Swiss Life Holding AG's value of 25.16 is 51% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #276 out of 368 companies in the Insurance industry, which is below the industry midpoint. Overall, Swiss Life Holding AG has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's Shiller PE Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #276 out of 368 companies for Shiller PE Ratio. This places Swiss Life Holding AG in the lower half of its industry. The industry median Shiller PE Ratio is 16.67. Swiss Life Holding AG's value of 25.16 is 51% above this benchmark. Historically, Swiss Life Holding AG's own Shiller PE Ratio has ranged from 11.64 to 25.76 over the past decade. While the company's 10-year median is 18.57 vs. the industry median of 16.67, Swiss Life Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.67, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current Shiller PE Ratio of 25.16 is 51% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current Shiller PE Ratio is 25.16, which is 35% above median its own 10-year median of 18.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (XSWX:SLHN) is currently considered Fairly Valued. The stock's GF Value™ is CHF932.05, compared to a current price of CHF938.40 — trading 0.7% above its estimated fair value. The current Shiller PE Ratio is 25.16, which is 35% above median its 10-year median of 18.57 and 51% above the Insurance industry median of 16.67. Swiss Life Holding AG's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Swiss Life Holding AG (XSWX:SLHN), the current Shiller PE Ratio is 25.16 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Life Holding AG (XSWX:SLHN) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued. The current stock price of CHF938.40 is trading 0.7% above its estimated GF Value™ of CHF932.05. GuruFocus considers Swiss Life Holding AG to be Fairly Valued.

Key valuation signals for XSWX:SLHN:

  • Shiller PE Ratio: 25.16 (35% above median its 10-year median of 18.57)
  • GF Value™: CHF932.05 vs. price of CHF938.40 (0.7% above fair value)
  • GF Score™: 77/100 with 7 warning signs
  • Industry Position: 51% above the Insurance median (#276 of 368)

No single metric tells the full story. See the XSWX:SLHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Life Holding AG Business Description

Address General-Guisan-Quai 40, P.O. Box 2831, Zurich, CHE, CH-8022
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
77GF Score

Get the complete analysis for XSWX:SLHN

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF938.40
Price
CHF932.05
GF Value