Swiss Life Holding AG (XSWX:SLHN) YoY EBITDA Growth: -0.17% (As of Dec. 2025)

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XSWX:SLHN Swiss Life Holding AG XSWX:SLHN
78 GF Score
Price CHF911.40
GF Value CHF852.53
Valuation Fairly Valued
! 9 Warning Signs
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What is Swiss Life Holding AG YoY EBITDA Growth?

Swiss Life Holding AG XSWX:SLHN -0.50% 78 YoY EBITDA Growth is -0.17% as of Dec. 2025. GuruFocus rates XSWX:SLHN with a GF Score™ of 78/100 and a GF Value™ of CHF852.53 (Fairly Valued). The stock has 9 warning signs investors should review.

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months. Swiss Life Holding AG's YoY EBITDA Growth for the quarter that ended in Dec. 2025 was -0.17%.

Swiss Life Holding AG's EBITDA per Share for the six months ended in Dec. 2025 was CHF35.66.

Swiss Life Holding AG YoY EBITDA Growth Historical Data

* Premium members only.

The historical data trend for Swiss Life Holding AG's YoY EBITDA Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Life Holding AG YoY EBITDA Growth Chart

Swiss Life Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EBITDA Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.04 -2.04 -6.69 16.70 -0.60

Swiss Life Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
YoY EBITDA Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.61 6.62 29.10 -1.03 -0.17
XSWX:SLHN
78GF Score
Swiss Life Holding AG XSWX:SLHN
YoY EBITDA Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Swiss Life Holding AG YoY EBITDA Growth Calculation

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months.

Swiss Life Holding AG's YoY EBITDA Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EBITDA Growth (A: Dec. 2025 )
=(EBITDA per Share (A: Dec. 2025 )-EBITDA per Share (A: Dec. 2024 ))/ | EBITDA per Share (A: Dec. 2024 ) |
=(70.646-71.07)/ | 71.07 |
=-0.60 %

Swiss Life Holding AG's YoY EBITDA Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EBITDA Growth (Q: Dec. 2025 )
=(EBITDA per Share (Q: Dec. 2025 )-EBITDA per Share (Q: Dec. 2024 )) / | EBITDA per Share (Q: Dec. 2024 )) |
=(35.663-35.722)/ | 35.722 |
=-0.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EBITDA Growth →
What does a YoY EBITDA Growth of -0.17% mean?
Swiss Life Holding AG (XSWX:SLHN) has a YoY EBITDA Growth of -0.17% as of Dec. 2025. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for Swiss Life Holding AG and its competitors.
Is Swiss Life Holding AG's YoY EBITDA Growth too high?
Swiss Life Holding AG's current YoY EBITDA Growth is -0.17%. Overall, Swiss Life Holding AG has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's YoY EBITDA Growth compare to BRK.A and AIG?
Swiss Life Holding AG's YoY EBITDA Growth of -0.17% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EBITDA Growth for an Insurance company?
A good YoY EBITDA Growth depends on the Insurance industry context. However, YoY EBITDA Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EBITDA Growth mean?
A high YoY EBITDA Growth can signal that a stock is expensive relative to its fundamentals. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for Swiss Life Holding AG and its competitors. Swiss Life Holding AG's current YoY EBITDA Growth is -0.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (XSWX:SLHN) is currently considered Fairly Valued. The stock's GF Value™ is CHF852.53, compared to a current price of CHF911.40 — trading 6.9% above its estimated fair value. The current YoY EBITDA Growth is -0.17%. Swiss Life Holding AG's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EBITDA Growth calculated?
YoY EBITDA Growth is calculated from a company's financial statements. For Swiss Life Holding AG (XSWX:SLHN), the current YoY EBITDA Growth is -0.17% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Life Holding AG (XSWX:SLHN) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued. The current stock price of CHF911.40 is trading 6.9% above its estimated GF Value™ of CHF852.53. GuruFocus considers Swiss Life Holding AG to be Fairly Valued.

Key valuation signals for XSWX:SLHN:

  • YoY EBITDA Growth: -0.17%
  • GF Value™: CHF852.53 vs. price of CHF911.40 (6.9% above fair value)
  • GF Score™: 78/100 with 9 warning signs

No single metric tells the full story. See the XSWX:SLHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Swiss Life Holding AG Business Description

Address General-Guisan-Quai 40, P.O. Box 2831, Zurich, CHE, CH-8022
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
78GF Score

Get the complete analysis for XSWX:SLHN

YoY EBITDA Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF911.40
Price
CHF852.53
GF Value