Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Mar. 2026,
UnitedHealth Group receivedCHF182 Mil more from issuing new shares than it paid to buy back shares.
It spentCHF315 Mil paying down its debt.
It paidCHF0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It spentCHF1,579 Mil paying cash dividends to shareholders.
It spentCHF644 Mil on other financial activities.
In all, UnitedHealth GroupspentCHF2,356 Mil on financial activities for the
three
months ended in Mar. 2026.
UnitedHealth Group (XSWX:UNH) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
UnitedHealth Group's issuance of stock for the
three
months ended in Mar. 2026 was CHF182 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
UnitedHealth Group's repurchase of stock for the
three
months ended in Mar. 2026 was CHF0 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
UnitedHealth Group's net issuance of debt for the
three
months ended in Mar. 2026 was CHF-315 Mil.
UnitedHealth Group spentCHF315 Mil paying down its debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
UnitedHealth Group's net issuance of preferred for the
three
months ended in Mar. 2026 was CHF0 Mil.
UnitedHealth Group paidCHF0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
UnitedHealth Group's cash flow for dividends for the
three
months ended in Mar. 2026 was CHF-1,579 Mil.
UnitedHealth Group spentCHF1,579 Mil paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
UnitedHealth Group's other financing for the
three
months ended in Mar. 2026 was CHF-644 Mil.
UnitedHealth Group spentCHF644 Mil on other financial activities.
UnitedHealth Group Cash Flow from Financing Related Terms
UnitedHealth Group Cash Flow from Financing Historical Data
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The historical data trend for UnitedHealth Group's Cash Flow from Financing can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UnitedHealth Group Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
UnitedHealth Group's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:
Cash Flow from Financing for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF-11,841 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of CHF-11,841 Mil mean?
UnitedHealth Group (XSWX:UNH) has a Cash Flow from Financing of CHF-11,841 Mil as of Mar. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for UnitedHealth Group and its competitors.
Is UnitedHealth Group's Cash Flow from Financing too high?
UnitedHealth Group's current Cash Flow from Financing is CHF-11,841 Mil. Overall, UnitedHealth Group has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UnitedHealth Group's Cash Flow from Financing compare to CVS and ELV?
UnitedHealth Group's Cash Flow from Financing of CHF-11,841 Mil can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Healthcare Plans company?
A good Cash Flow from Financing depends on the Healthcare Plans industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for UnitedHealth Group and its competitors. UnitedHealth Group's current Cash Flow from Financing is CHF-11,841 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UnitedHealth Group stock overvalued right now?
Based on GuruFocus' analysis, UnitedHealth Group (XSWX:UNH) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF474.88, compared to a current price of CHF342.65 — trading 27.8% below its estimated fair value. The current Cash Flow from Financing is CHF-11,841 Mil. UnitedHealth Group's overall GF Score™ is 79/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For UnitedHealth Group (XSWX:UNH), the current Cash Flow from Financing is CHF-11,841 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UnitedHealth Group (XSWX:UNH) Overvalued in 2026?
Based on GuruFocus' analysis, UnitedHealth Group stock appears to be undervalued.
The current stock price of CHF342.65 is trading 27.8% below its estimated GF Value™ of CHF474.88.
GuruFocus considers UnitedHealth Group to be Modestly Undervalued.
Key valuation signals for XSWX:UNH:
Cash Flow from Financing: CHF-11,841 Mil
GF Value™: CHF474.88 vs. price of CHF342.65 (27.8% below fair value)
No single metric tells the full story. See the XSWX:UNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
79GF Score
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