UnitedHealth Group (XSWX:UNH) Tariff Resilience Score: 9/10 (As of Jul. 06, 2026)


XSWX:UNH UnitedHealth Group Inc XSWX:UNH
79 GF Score
Price CHF342.65
GF Value CHF474.88
Valuation Modestly Undervalued
! 10 Warning Signs
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What is UnitedHealth Group Tariff Resilience Score?

UnitedHealth Group XSWX:UNH -0.36% 79 Tariff Resilience Score is 9 as of Jul. 06, 2026. GuruFocus rates XSWX:UNH with a GF Score™ of 79/100 and a GF Value™ of CHF474.88 (Modestly Undervalued). The stock has 10 warning signs investors should review. Among 18 Healthcare Plans companies, UnitedHealth Group ranks better than 94.44% on this metric.

UnitedHealth Group has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

UnitedHealth Group has UnitedHealth Group is primarily a domestic healthcare provider with minimal exposure to international trade tariffs, making it highly resilient.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes UnitedHealth Group might have Highly Resilient.

UnitedHealth Group  (XSWX:UNH) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

UnitedHealth Group Tariff Resilience Score Related Terms

XSWX:UNH vs CVS, ELV, CI: Tariff Resilience Score Comparison

For the Healthcare Plans subindustry, UnitedHealth Group's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UnitedHealth Group Tariff Resilience Score vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, UnitedHealth Group's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where UnitedHealth Group's Tariff Resilience Score falls into.


XSWX:UNH
79GF Score
UnitedHealth Group Inc XSWX:UNH
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
UnitedHealth Group (XSWX:UNH) has a Tariff Resilience Score of 9 as of Jul. 06, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, UnitedHealth Group ranks #1 out of 18 companies in the Healthcare Plans industry, placing it in the top 5.6%.
Is UnitedHealth Group's Tariff Resilience Score too high?
UnitedHealth Group's current Tariff Resilience Score is 9. The Healthcare Plans industry median Tariff Resilience Score is 8.00. UnitedHealth Group's value of 9 is 12.5% above this industry median. Based on the distribution chart, UnitedHealth Group ranks #1 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, UnitedHealth Group has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UnitedHealth Group's Tariff Resilience Score compare to CVS and ELV?
According to the Healthcare Plans industry distribution chart, UnitedHealth Group ranks #1 out of 18 companies for Tariff Resilience Score. This places UnitedHealth Group in the top 6% of its industry — outperforming the majority of peers. The industry median Tariff Resilience Score is 8.00. UnitedHealth Group's value of 9 is 12.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Healthcare Plans company?
The median Tariff Resilience Score among Healthcare Plans companies is 8.00, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a Tariff Resilience Score significantly above this median, while those in the bottom quartile fall well below. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UnitedHealth Group's current Tariff Resilience Score of 9 is 12.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. For the Healthcare Plans industry, the median Tariff Resilience Score is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UnitedHealth Group's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UnitedHealth Group stock overvalued right now?
Based on GuruFocus' analysis, UnitedHealth Group (XSWX:UNH) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF474.88, compared to a current price of CHF342.65 — trading 27.8% below its estimated fair value. The current Tariff Resilience Score is 9 and 12.5% above the Healthcare Plans industry median of 8.00. UnitedHealth Group's overall GF Score™ is 79/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For UnitedHealth Group (XSWX:UNH), the current Tariff Resilience Score is 9 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UnitedHealth Group (XSWX:UNH) Overvalued in 2026?

Based on GuruFocus' analysis, UnitedHealth Group stock appears to be undervalued. The current stock price of CHF342.65 is trading 27.8% below its estimated GF Value™ of CHF474.88. GuruFocus considers UnitedHealth Group to be Modestly Undervalued.

Key valuation signals for XSWX:UNH:

  • Tariff Resilience Score: 9
  • GF Value™: CHF474.88 vs. price of CHF342.65 (27.8% below fair value)
  • GF Score™: 79/100 with 10 warning signs
  • Industry Position: 12.5% above the Healthcare Plans median (#1 of 18)

No single metric tells the full story. See the XSWX:UNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UnitedHealth Group Business Description

Address 1 Health Drive, Eden Prairie, MN, USA, 55344
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
79GF Score

Get the complete analysis for XSWX:UNH

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF342.65
Price
CHF474.88
GF Value