UnitedHealth Group (XSWX:UNH) Receivables Turnover: 4.48 (As of Mar. 2026)


XSWX:UNH UnitedHealth Group Inc XSWX:UNH
79 GF Score
Price CHF342.65
GF Value CHF474.88
Valuation Modestly Undervalued
! 10 Warning Signs
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What is UnitedHealth Group Receivables Turnover?

UnitedHealth Group XSWX:UNH -0.36% 79 Receivables Turnover is 4.48 as of Mar. 2026. GuruFocus rates XSWX:UNH with a GF Score™ of 79/100 and a GF Value™ of CHF474.88 (Modestly Undervalued). The stock has 10 warning signs investors should review. Among 14 Healthcare Plans companies, UnitedHealth Group ranks better than 78.57% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. UnitedHealth Group's Revenue for the three months ended in Mar. 2026 was CHF87,958 Mil. UnitedHealth Group's average Accounts Receivable for the three months ended in Mar. 2026 was CHF19,637 Mil. Hence, UnitedHealth Group's Receivables Turnover for the three months ended in Mar. 2026 was 4.48.


UnitedHealth Group  (XSWX:UNH) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


UnitedHealth Group Receivables Turnover Related Terms


UnitedHealth Group Receivables Turnover Historical Data

* Premium members only.

The historical data trend for UnitedHealth Group's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UnitedHealth Group Receivables Turnover Chart

UnitedHealth Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.60 20.43 18.43 18.62 18.63

UnitedHealth Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.43 4.18 4.78 4.96 4.48

XSWX:UNH vs CVS, ELV, CI: Receivables Turnover Comparison

For the Healthcare Plans subindustry, UnitedHealth Group's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UnitedHealth Group Receivables Turnover vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, UnitedHealth Group's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where UnitedHealth Group's Receivables Turnover falls into.


XSWX:UNH
79GF Score
UnitedHealth Group Inc XSWX:UNH
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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UnitedHealth Group Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

UnitedHealth Group's Receivables Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Receivables Turnover (A: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2025 ) / ((Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count )
=356666.142 / ((19940.634 + 18343.044) / 2 )
=356666.142 / 19141.839
=18.63

UnitedHealth Group's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=87957.943 / ((18343.044 + 20931.945) / 2 )
=87957.943 / 19637.4945
=4.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 4.48 mean?
UnitedHealth Group (XSWX:UNH) has a Receivables Turnover of 4.48 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on UnitedHealth Group and its competitors. According to the industry distribution chart, UnitedHealth Group ranks #3 out of 14 companies in the Healthcare Plans industry, placing it in the top 21.4%.
Is UnitedHealth Group's Receivables Turnover too high?
UnitedHealth Group's current Receivables Turnover is 4.48. The Healthcare Plans industry median Receivables Turnover is 8.87. UnitedHealth Group's value of 4.48 is 49.5% below this industry median. Based on the distribution chart, UnitedHealth Group ranks #3 out of 14 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, UnitedHealth Group has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UnitedHealth Group's Receivables Turnover compare to CVS and ELV?
According to the Healthcare Plans industry distribution chart, UnitedHealth Group ranks #3 out of 14 companies for Receivables Turnover. This places UnitedHealth Group in the top 21% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 8.87. UnitedHealth Group's value of 4.48 is 49.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Healthcare Plans company?
The median Receivables Turnover among Healthcare Plans companies is 8.87, based on 14 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UnitedHealth Group's current Receivables Turnover of 4.48 is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on UnitedHealth Group and its competitors. For the Healthcare Plans industry, the median Receivables Turnover is 8.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UnitedHealth Group's current Receivables Turnover is 4.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UnitedHealth Group stock overvalued right now?
Based on GuruFocus' analysis, UnitedHealth Group (XSWX:UNH) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF474.88, compared to a current price of CHF342.65 — trading 27.8% below its estimated fair value. The current Receivables Turnover is 4.48 and 49.5% below the Healthcare Plans industry median of 8.87. UnitedHealth Group's overall GF Score™ is 79/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For UnitedHealth Group (XSWX:UNH), the current Receivables Turnover is 4.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UnitedHealth Group (XSWX:UNH) Overvalued in 2026?

Based on GuruFocus' analysis, UnitedHealth Group stock appears to be undervalued. The current stock price of CHF342.65 is trading 27.8% below its estimated GF Value™ of CHF474.88. GuruFocus considers UnitedHealth Group to be Modestly Undervalued.

Key valuation signals for XSWX:UNH:

  • Receivables Turnover: 4.48
  • GF Value™: CHF474.88 vs. price of CHF342.65 (27.8% below fair value)
  • GF Score™: 79/100 with 10 warning signs
  • Industry Position: 49.5% below the Healthcare Plans median (#3 of 14)

No single metric tells the full story. See the XSWX:UNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UnitedHealth Group Business Description

Address 1 Health Drive, Eden Prairie, MN, USA, 55344
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
79GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF342.65
Price
CHF474.88
GF Value