CIA (Citizens) Cash per Share: $0.34 (As of Mar. 2026)

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CIA Citizens Inc CIA
62 GF Score
Price $4.84
GF Value $5.19
Valuation Fairly Valued
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What is Citizens Cash per Share?

Citizens CIA 62 Cash per Share is $0.34 as of Mar. 2026. GuruFocus rates CIA with a GF Score™ of 62/100 and a GF Value™ of $5.19 (Fairly Valued).

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). Citizens's Cash per Share for the quarter that ended in Mar. 2026 was $0.34.

Citizens  (NYSE:CIA) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

Citizens Cash per Share Related Terms

Citizens Cash per Share Historical Data

* Premium members only.

The historical data trend for Citizens's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Cash per Share Chart

Citizens Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.55 0.46 0.55 0.56 0.43

Citizens Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.42 0.43 0.43 0.34
CIA
62GF Score
Citizens Inc CIA
Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

Citizens's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=21.422/50.3
=0.43

Citizens's Cash per Share for the quarter that ended in Mar. 2026 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=16.966/50.3
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash per Share →
What does a Cash per Share of $0.34 mean?
Citizens (CIA) has a Cash per Share of $0.34 as of Mar. 2026. Cash per share is the per-share value of a company's available cash. View historical data for Citizens and its competitors.
Is Citizens' Cash per Share too high?
Citizens' current Cash per Share is $0.34. Overall, Citizens has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizens' Cash per Share compare to SNFCA and UTGN?
Citizens' Cash per Share of $0.34 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash per Share for an Insurance company?
A good Cash per Share depends on the Insurance industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash per Share mean?
A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for Citizens and its competitors. Citizens's current Cash per Share is $0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens stock overvalued right now?
Based on GuruFocus' analysis, Citizens (CIA) is currently considered Fairly Valued. The stock's GF Value™ is $5.19, compared to a current price of $4.84 — trading 6.7% below its estimated fair value. The current Cash per Share is $0.34. Citizens' overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash per Share calculated?
Cash per Share is calculated from a company's financial statements. For Citizens (CIA), the current Cash per Share is $0.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens (CIA) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens stock appears to be undervalued. The current stock price of $4.84 is trading 6.7% below its estimated GF Value™ of $5.19. GuruFocus considers Citizens to be Fairly Valued.

Key valuation signals for CIA:

  • Cash per Share: $0.34
  • GF Value™: $5.19 vs. price of $4.84 (6.7% below fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the CIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Business Description

Address 11815 Alterra Parkway, Suite 1500, Austin, TX, USA, 78758
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. The company operates in two business segments namely the Domestic Insurance and International Insurance segments.. The company majority generates revenues from Life Insurance segment. Company operates in USA, Columbia, Taiwan, Venezuela, Ecuador, Argentina, and Others.
62GF Score

Get the complete analysis for CIA

Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.84
Price
$5.19
GF Value