CIA (Citizens) Ending Cash Position: $18.5 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CIA Citizens Inc CIA
61 GF Score
Price $5.37
GF Value $5.18
Valuation Fairly Valued
View Full Analysis

What is Citizens Ending Cash Position?

Citizens CIA -1.47% 61 Ending Cash Position is $18.5 Mil as of Mar. 2026. GuruFocus rates CIA with a GF Score™ of 61/100 and a GF Value™ of $5.18 (Fairly Valued).

Citizens's Ending Cash Position for the quarter that ended in Mar. 2026 was $18.5 Mil.

Citizens's quarterly Ending Cash Position declined from Sep. 2025 ($23.1 Mil) to Dec. 2025 ($23.0 Mil) and declined from Dec. 2025 ($23.0 Mil) to Mar. 2026 ($18.5 Mil).

Citizens's annual Ending Cash Position increased from Dec. 2023 ($27.0 Mil) to Dec. 2024 ($29.3 Mil) but then declined from Dec. 2024 ($29.3 Mil) to Dec. 2025 ($23.0 Mil).

Citizens Ending Cash Position Related Terms

Citizens Ending Cash Position Historical Data

* Premium members only.

The historical data trend for Citizens's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Ending Cash Position Chart

Citizens Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.29 22.97 27.00 29.27 22.98

Citizens Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.36 22.67 23.12 22.98 18.52
CIA
61GF Score
Citizens Inc CIA
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizens Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Citizens's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=29.271+-6.295
=23.0

Citizens's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=22.976+-4.456
=18.5

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $18.5 Mil mean?
Citizens (CIA) has a Ending Cash Position of $18.5 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Citizens and its competitors.
Is Citizens' Ending Cash Position too high?
Citizens' current Ending Cash Position is $18.5 Mil. Overall, Citizens has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizens' Ending Cash Position compare to KCLI and SNFCA?
Citizens' Ending Cash Position of $18.5 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for an Insurance company?
A good Ending Cash Position depends on the Insurance industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Citizens and its competitors. Citizens's current Ending Cash Position is $18.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens stock overvalued right now?
Based on GuruFocus' analysis, Citizens (CIA) is currently considered Fairly Valued. The stock's GF Value™ is $5.18, compared to a current price of $5.37 — trading 3.7% above its estimated fair value. The current Ending Cash Position is $18.5 Mil. Citizens' overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Citizens (CIA), the current Ending Cash Position is $18.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens (CIA) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens stock appears to be overvalued. The current stock price of $5.37 is trading 3.7% above its estimated GF Value™ of $5.18. GuruFocus considers Citizens to be Fairly Valued.

Key valuation signals for CIA:

  • Ending Cash Position: $18.5 Mil
  • GF Value™: $5.18 vs. price of $5.37 (3.7% above fair value)
  • GF Score™: 61/100

No single metric tells the full story. See the CIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Business Description

Address 11815 Alterra Parkway, Suite 1500, Austin, TX, USA, 78758
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. The company operates in two business segments namely the Domestic Insurance and International Insurance segments.. The company majority generates revenues from Life Insurance segment. Company operates in USA, Columbia, Taiwan, Venezuela, Ecuador, Argentina, and Others.
61GF Score

Get the complete analysis for CIA

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.37
Price
$5.18
GF Value