CIA (Citizens) Tax Rate %: 4.47% (As of Mar. 2026)


CIA Citizens Inc CIA
61 GF Score
Price $5.62
GF Value $5.15
Valuation Fairly Valued
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What is Citizens Tax Rate %?

Citizens CIA +1.26% 61 Tax Rate % is 4.47% as of Mar. 2026. GuruFocus rates CIA with a GF Score™ of 61/100 and a GF Value™ of $5.15 (Fairly Valued).

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Citizens's Tax Expense for the three months ended in Mar. 2026 was $0.1 Mil. Citizens's Pre-Tax Income for the three months ended in Mar. 2026 was $2.4 Mil. Therefore, Citizens's Tax Rate % for the quarter that ended in Mar. 2026 was 4.47%.

Citizens Tax Rate % Related Terms

Citizens Tax Rate % Historical Data

* Premium members only.

The historical data trend for Citizens's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Tax Rate % Chart

Citizens Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -138.34 5.00 6.64 0.45 16.48

Citizens Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.18 6.58 46.04 6.69 4.47
CIA
61GF Score
Citizens Inc CIA
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Citizens's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=2.879/17.47
=16.48 %

Citizens's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=0.106/2.374
=4.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 4.47% mean?
Citizens (CIA) has a Tax Rate % of 4.47% as of Mar. 2026.
Is Citizens' Tax Rate % too high?
Citizens' current Tax Rate % is 4.47%. Overall, Citizens has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizens' Tax Rate % compare to KCLI and SNFCA?
Citizens' Tax Rate % of 4.47% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for an Insurance company?
A good Tax Rate % depends on the Insurance industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Citizens's current Tax Rate % is 4.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens stock overvalued right now?
Based on GuruFocus' analysis, Citizens (CIA) is currently considered Fairly Valued. The stock's GF Value™ is $5.15, compared to a current price of $5.62 — trading 9.1% above its estimated fair value. The current Tax Rate % is 4.47%. Citizens' overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Citizens (CIA), the current Tax Rate % is 4.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens (CIA) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens stock appears to be overvalued. The current stock price of $5.62 is trading 9.1% above its estimated GF Value™ of $5.15. GuruFocus considers Citizens to be Fairly Valued.

Key valuation signals for CIA:

  • Tax Rate %: 4.47%
  • GF Value™: $5.15 vs. price of $5.62 (9.1% above fair value)
  • GF Score™: 61/100

No single metric tells the full story. See the CIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Business Description

Address 11815 Alterra Parkway, Suite 1500, Austin, TX, USA, 78758
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. The company operates in two business segments namely the Domestic Insurance and International Insurance segments.. The company majority generates revenues from Life Insurance segment. Company operates in USA, Columbia, Taiwan, Venezuela, Ecuador, Argentina, and Others.
61GF Score

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Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.62
Price
$5.15
GF Value