BHM (Bluerock Homes Trust) Cash Ratio: 5.38 (As of Mar. 2026) — 188% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BHM Bluerock Homes Trust Inc BHM
64 GF Score
Price $8.60
GF Value $23.49
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Bluerock Homes Trust Cash Ratio?

Bluerock Homes Trust BHM -0.17% 64 Cash Ratio is 5.38 as of Mar. 2026, which is 188% above its 10-year median of 1.87. GuruFocus rates BHM with a GF Score™ of 64/100 and a GF Value™ of $23.49 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 728 REITs companies, Bluerock Homes Trust ranks better than 94.51% on this metric.

The Cash Ratio measures a company’s ability to meet its short-term obligations with cash and near-cash resources. It is calculated as a company's Cash, Cash Equivalents, Marketable Securities divides by its Total Current Liabilities. Bluerock Homes Trust's Cash Ratio for the quarter that ended in Mar. 2026 was 5.38.

Bluerock Homes Trust has a Cash Ratio of 5.38. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.

The historical rank and industry rank for Bluerock Homes Trust's Cash Ratio or its related term are showing as below:

BHM' s Cash Ratio Range Over the Past 10 Years
Min: 0.17   Med: 1.87   Max: 7.85
Current: 5.38

During the past 6 years, Bluerock Homes Trust's highest Cash Ratio was 7.85. The lowest was 0.17. And the median was 1.87.

BHM's Cash Ratio is ranked better than
94.51% of 728 companies
in the REITs industry
Industry Median: 0.355 vs BHM: 5.38

Bluerock Homes Trust  (AMEX:BHM) Cash Ratio Explanation

The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.

The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.

In general, the higher the cash ratio, the better the company's liquidity position.


Bluerock Homes Trust Cash Ratio Related Terms


Bluerock Homes Trust Cash Ratio Historical Data

* Premium members only.

The historical data trend for Bluerock Homes Trust's Cash Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bluerock Homes Trust Cash Ratio Chart

Bluerock Homes Trust Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Ratio
Get a 7-Day Free Trial 7.85 1.14 0.83 0.79 4.96

Bluerock Homes Trust Quarterly Data
Dec20 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.19 3.86 2.77 4.96 5.38

BHM vs CLPR, MRTI, ELME: Cash Ratio Comparison

For the REIT - Residential subindustry, Bluerock Homes Trust's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bluerock Homes Trust Cash Ratio vs REITs Industry

For the REITs industry and Real Estate sector, Bluerock Homes Trust's Cash Ratio distribution charts can be found below:

* The bar in red indicates where Bluerock Homes Trust's Cash Ratio falls into.


BHM
64GF Score
Bluerock Homes Trust Inc BHM
Cash Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bluerock Homes Trust Cash Ratio Calculation

The Cash Ratio measures a company's ability to meet its short-term obligations with its cash and near-cash resources.

Bluerock Homes Trust's Cash Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Cash Ratio (A: Dec. 2025 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=169.561/34.173
=4.96

Bluerock Homes Trust's Cash Ratio for the quarter that ended in Mar. 2026 is calculated as:

Cash Ratio (Q: Mar. 2026 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=170.097/31.591
=5.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Ratio →
What does a Cash Ratio of 5.38 mean?
Bluerock Homes Trust (BHM) has a Cash Ratio of 5.38 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Bluerock Homes Trust and its competitors. This is 188% above median its historical median of 1.87. Over the past decade, Bluerock Homes Trust's Cash Ratio has ranged from 0.17 to 7.85. According to the industry distribution chart, Bluerock Homes Trust ranks #40 out of 728 companies in the REITs industry, placing it in the top 5.5%.
Is Bluerock Homes Trust's Cash Ratio too high?
Bluerock Homes Trust's current Cash Ratio of 5.38 is 188% above median its 10-year median of 1.87. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 7.85. The REITs industry median Cash Ratio is 0.36. Bluerock Homes Trust's value of 5.38 is 1415.5% above this industry median. Based on the distribution chart, Bluerock Homes Trust ranks #40 out of 728 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Bluerock Homes Trust has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bluerock Homes Trust's Cash Ratio compare to CLPR and MRTI?
According to the REITs industry distribution chart, Bluerock Homes Trust ranks #40 out of 728 companies for Cash Ratio. This places Bluerock Homes Trust in the top 6% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.36. Bluerock Homes Trust's value of 5.38 is 1415.5% above this benchmark. Historically, Bluerock Homes Trust's own Cash Ratio has ranged from 0.17 to 7.85 over the past decade. While the company's 10-year median is 1.87 vs. the industry median of 0.36, Bluerock Homes Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a REITs company?
The median Cash Ratio among REITs companies is 0.36, based on 728 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bluerock Homes Trust's current Cash Ratio of 5.38 is 1415.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Bluerock Homes Trust and its competitors. For the REITs industry, the median Cash Ratio is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bluerock Homes Trust's current Cash Ratio is 5.38, which is 188% above median its own 10-year median of 1.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bluerock Homes Trust stock overvalued right now?
Based on GuruFocus' analysis, Bluerock Homes Trust (BHM) is currently considered Possible Value Trap. The stock's GF Value™ is $23.49, compared to a current price of $8.60 — trading 63.4% below its estimated fair value. The current Cash Ratio is 5.38, which is 188% above median its 10-year median of 1.87 and 1415.5% above the REITs industry median of 0.36. Bluerock Homes Trust's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Bluerock Homes Trust (BHM), the current Cash Ratio is 5.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bluerock Homes Trust (BHM) Overvalued in 2026?

Based on GuruFocus' analysis, Bluerock Homes Trust stock appears to be undervalued. The current stock price of $8.60 is trading 63.4% below its estimated GF Value™ of $23.49. GuruFocus considers Bluerock Homes Trust to be Possible Value Trap.

Key valuation signals for BHM:

  • Cash Ratio: 5.38 (188% above median its 10-year median of 1.87)
  • GF Value™: $23.49 vs. price of $8.60 (63.4% below fair value)
  • GF Score™: 64/100 with 5 warning signs
  • Industry Position: 1415.5% above the REITs median (#40 of 728)

No single metric tells the full story. See the BHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bluerock Homes Trust Business Description

Industry Real EstateREITs
Address 919 Third Avenue, 40th Floor, New York, NY, USA, 10022
Bluerock Homes Trust Inc owns and operates a portfolio of institutional residential properties including single-family homes, build-to-rent communities, and other residential communities located in attractive markets with a focus on the knowledge-economy and high-quality of life growth markets of the Sunbelt and Western United States. The company's principal objective is to generate attractive risk-adjusted returns on investments where it believes it can drive growth in funds from operations and net asset value by acquiring residential units, developing residential communities, and through value-add renovations. The company has two reportable segments, consisting of Residential Communities, which derives maximum revenue; and Scattered Single-family homes.
64GF Score

Get the complete analysis for BHM

Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.60
Price
$23.49
GF Value