BHM (Bluerock Homes Trust) Debt-to-EBITDA : 17.93 (As of Mar. 2026) — 52% Above Median

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BHM Bluerock Homes Trust Inc BHM
65 GF Score
Price $8.36
GF Value $23.41
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Bluerock Homes Trust Debt-to-EBITDA?

Bluerock Homes Trust BHM 65 Debt-to-EBITDA is 17.93 as of Mar. 2026, which is 52% above its 10-year median of 11.79. GuruFocus rates BHM with a GF Score™ of 65/100 and a GF Value™ of $23.41 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 578 REITs companies, Bluerock Homes Trust ranks worse than 92.21% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bluerock Homes Trust's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.00 Mil. Bluerock Homes Trust's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $416.81 Mil. Bluerock Homes Trust's annualized EBITDA for the quarter that ended in Mar. 2026 was $23.24 Mil. Bluerock Homes Trust's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 17.93.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Bluerock Homes Trust's Debt-to-EBITDA or its related term are showing as below:

BHM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.6   Med: 11.79   Max: 18.02
Current: 18.02

During the past 6 years, the highest Debt-to-EBITDA Ratio of Bluerock Homes Trust was 18.02. The lowest was 4.60. And the median was 11.79.

BHM's Debt-to-EBITDA is ranked worse than
92.21% of 578 companies
in the REITs industry
Industry Median: 6.51 vs BHM: 18.02

Bluerock Homes Trust  (AMEX:BHM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Bluerock Homes Trust Debt-to-EBITDA Related Terms


Bluerock Homes Trust Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Bluerock Homes Trust's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bluerock Homes Trust Debt-to-EBITDA Chart

Bluerock Homes Trust Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 4.60 8.40 10.03 13.56 17.34

Bluerock Homes Trust Quarterly Data
Dec20 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.37 10.35 30.87 18.57 17.93

BHM vs CLPR, MRTI, ELME: Debt-to-EBITDA Comparison

For the REIT - Residential subindustry, Bluerock Homes Trust's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bluerock Homes Trust Debt-to-EBITDA vs REITs Industry

For the REITs industry and Real Estate sector, Bluerock Homes Trust's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Bluerock Homes Trust's Debt-to-EBITDA falls into.


BHM
65GF Score
Bluerock Homes Trust Inc BHM
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bluerock Homes Trust Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bluerock Homes Trust's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 428.392) / 24.712
=17.34

Bluerock Homes Trust's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 416.81) / 23.244
=17.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 17.93 mean?
Bluerock Homes Trust (BHM) has a Debt-to-EBITDA of 17.93 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bluerock Homes Trust. This is 52% above median its historical median of 11.79. Over the past decade, Bluerock Homes Trust's Debt-to-EBITDA has ranged from 4.60 to 18.02. According to the industry distribution chart, Bluerock Homes Trust ranks #533 out of 578 companies in the REITs industry, placing it in the top 92.2%.
Is Bluerock Homes Trust's Debt-to-EBITDA too high?
Bluerock Homes Trust's current Debt-to-EBITDA of 17.93 is 52% above median its 10-year median of 11.79. Over the past 10 years, this metric has ranged from a low of 4.60 to a high of 18.02. The REITs industry median Debt-to-EBITDA is 6.51. Bluerock Homes Trust's value of 17.93 is 175.4% above this industry median. Based on the distribution chart, Bluerock Homes Trust ranks #533 out of 578 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Bluerock Homes Trust has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bluerock Homes Trust's Debt-to-EBITDA compare to CLPR and MRTI?
According to the REITs industry distribution chart, Bluerock Homes Trust ranks #533 out of 578 companies for Debt-to-EBITDA. This places Bluerock Homes Trust in the lower half of its industry. The industry median Debt-to-EBITDA is 6.51. Bluerock Homes Trust's value of 17.93 is 175.4% above this benchmark. Historically, Bluerock Homes Trust's own Debt-to-EBITDA has ranged from 4.60 to 18.02 over the past decade. While the company's 10-year median is 11.79 vs. the industry median of 6.51, Bluerock Homes Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.51, based on 578 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bluerock Homes Trust's current Debt-to-EBITDA of 17.93 is 175.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bluerock Homes Trust. For the REITs industry, the median Debt-to-EBITDA is 6.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bluerock Homes Trust's current Debt-to-EBITDA is 17.93, which is 52% above median its own 10-year median of 11.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bluerock Homes Trust stock overvalued right now?
Based on GuruFocus' analysis, Bluerock Homes Trust (BHM) is currently considered Possible Value Trap. The stock's GF Value™ is $23.41, compared to a current price of $8.36 — trading 64.3% below its estimated fair value. The current Debt-to-EBITDA is 17.93, which is 52% above median its 10-year median of 11.79 and 175.4% above the REITs industry median of 6.51. Bluerock Homes Trust's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Bluerock Homes Trust (BHM), the current Debt-to-EBITDA is 17.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bluerock Homes Trust (BHM) Overvalued in 2026?

Based on GuruFocus' analysis, Bluerock Homes Trust stock appears to be undervalued. The current stock price of $8.36 is trading 64.3% below its estimated GF Value™ of $23.41. GuruFocus considers Bluerock Homes Trust to be Possible Value Trap.

Key valuation signals for BHM:

  • Debt-to-EBITDA: 17.93 (52% above median its 10-year median of 11.79)
  • GF Value™: $23.41 vs. price of $8.36 (64.3% below fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 175.4% above the REITs median (#533 of 578)

No single metric tells the full story. See the BHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bluerock Homes Trust Business Description

Industry Real EstateREITs
Address 919 Third Avenue, 40th Floor, New York, NY, USA, 10022
Bluerock Homes Trust Inc owns and operates a portfolio of institutional residential properties including single-family homes, build-to-rent communities, and other residential communities located in attractive markets with a focus on the knowledge-economy and high-quality of life growth markets of the Sunbelt and Western United States. The company's principal objective is to generate attractive risk-adjusted returns on investments where it believes it can drive growth in funds from operations and net asset value by acquiring residential units, developing residential communities, and through value-add renovations. The company has two reportable segments, consisting of Residential Communities, which derives maximum revenue; and Scattered Single-family homes.
65GF Score

Get the complete analysis for BHM

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.36
Price
$23.41
GF Value