BHM (Bluerock Homes Trust) Financial Strength: 3 (As of Jun. 2026) — Near Median

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BHM Bluerock Homes Trust Inc BHM
60 GF Score
Price $8.48
GF Value $18.61
Valuation Possible Value Trap
! 6 Warning Signs
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What is Bluerock Homes Trust Financial Strength?

Bluerock Homes Trust BHM +0.95% 60 Financial Strength is 3 as of Jun. 2026, which is at its 10-year median of 3.00. GuruFocus rates BHM with a GF Score™ of 60/100 and a GF Value™ of $18.61 (Possible Value Trap). The stock has 6 warning signs investors should review.

Bluerock Homes Trust has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Bluerock Homes Trust Inc displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Bluerock Homes Trust did not have earnings to cover the interest expense. Bluerock Homes Trust's debt to revenue ratio for the quarter that ended in Jun. 2026 was 5.46. As of today, Bluerock Homes Trust's Altman Z-Score is 0.27.


Bluerock Homes Trust  (AMEX:BHM) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Bluerock Homes Trust has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Bluerock Homes Trust Financial Strength Related Terms


BHM vs CLPR, MRTI, ELME: Financial Strength Comparison

For the REIT - Residential subindustry, Bluerock Homes Trust's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bluerock Homes Trust Financial Strength vs REITs Industry

For the REITs industry and Real Estate sector, Bluerock Homes Trust's Financial Strength distribution charts can be found below:

* The bar in red indicates where Bluerock Homes Trust's Financial Strength falls into.


BHM
60GF Score
Bluerock Homes Trust Inc BHM
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Bluerock Homes Trust Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Bluerock Homes Trust's Interest Expense for the months ended in Jun. 2026 was $-6.48 Mil. Its Operating Income for the months ended in Jun. 2026 was $-5.04 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $421.92 Mil.

Bluerock Homes Trust's Interest Coverage for the quarter that ended in Jun. 2026 is

Bluerock Homes Trust did not have earnings to cover the interest expense.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Bluerock Homes Trust's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 421.919) / 77.308
=5.46

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Bluerock Homes Trust has a Z-score of 0.27, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 0.27 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 3 mean?
Bluerock Homes Trust (BHM) has a Financial Strength of 3 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Bluerock Homes Trust and its competitors. This is near median its historical median of 3.00. Over the past decade, Bluerock Homes Trust's Financial Strength has ranged from 3.00 to 6.00.
Is Bluerock Homes Trust's Financial Strength too high?
Bluerock Homes Trust's current Financial Strength of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, Bluerock Homes Trust has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bluerock Homes Trust's Financial Strength compare to CLPR and MRTI?
Bluerock Homes Trust's Financial Strength of 3 can be compared against companies in the REITs industry. Historically, Bluerock Homes Trust's own Financial Strength has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a REITs company?
A good Financial Strength depends on the REITs industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Bluerock Homes Trust and its competitors. Bluerock Homes Trust's current Financial Strength is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bluerock Homes Trust stock overvalued right now?
Based on GuruFocus' analysis, Bluerock Homes Trust (BHM) is currently considered Possible Value Trap. The stock's GF Value™ is $18.61, compared to a current price of $8.48 — trading 54.4% below its estimated fair value. The current Financial Strength is 3, which is near median its 10-year median of 3.00. Bluerock Homes Trust's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Bluerock Homes Trust (BHM), the current Financial Strength is 3 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bluerock Homes Trust (BHM) Overvalued in 2026?

Based on GuruFocus' analysis, Bluerock Homes Trust stock appears to be undervalued. The current stock price of $8.48 is trading 54.4% below its estimated GF Value™ of $18.61. GuruFocus considers Bluerock Homes Trust to be Possible Value Trap.

Key valuation signals for BHM:

  • Financial Strength: 3 (near median its 10-year median of 3.00)
  • GF Value™: $18.61 vs. price of $8.48 (54.4% below fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the BHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bluerock Homes Trust Business Description

Industry Real EstateREITs
Address 919 Third Avenue, 40th Floor, New York, NY, USA, 10022
Bluerock Homes Trust Inc owns and operates a portfolio of institutional residential properties including single-family homes, build-to-rent communities, and other residential communities located in attractive markets with a focus on the knowledge-economy and high-quality of life growth markets of the Sunbelt and Western United States. The company's principal objective is to generate attractive risk-adjusted returns on investments where it believes it can drive growth in funds from operations and net asset value by acquiring residential units, developing residential communities, and through value-add renovations. The company has two reportable segments, consisting of Residential Communities, which derives maximum revenue; and Scattered Single-family homes.
60GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.48
Price
$18.61
GF Value