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Lease IT PCLBKK:LIT +1.43%54 Cash Ratio is 0.80 as of Jun. 2026, which is 233% above its 10-year median of 0.24. GuruFocus rates BKK:LIT with a GF Score™ of 54/100 and a GF Value™ of ฿1.19 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 411 Credit Services companies, Lease IT PCL ranks better than 61.07% on this metric.
Lease IT PCL has a Cash Ratio of 0.80. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Lease IT PCL's Cash Ratio or its related term are showing as below:
BKK:LIT'
s Cash Ratio Range Over the Past 10 Years
Min: 0.04 Med: 0.24 Max: 1.53
Current: 0.8
During the past 13 years, Lease IT PCL's highest Cash Ratio was 1.53. The lowest was 0.04. And the median was 0.24.
BKK:LIT's Cash Ratio is ranked better than 61.07% of 411
companies
in the Credit Services industry
Industry Median: 0.47
vs BKK:LIT: 0.80
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Lease IT PCL Cash Ratio Related Terms
Lease IT PCL Cash Ratio Historical Data
* Premium members only.
The historical data trend for Lease IT PCL's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Lease IT PCL's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lease IT PCL Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lease IT PCL's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Lease IT PCL's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lease IT PCL (BKK:LIT) has a Cash Ratio of 0.80 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Lease IT PCL and its competitors. This is 233% above median its historical median of 0.24. Over the past decade, Lease IT PCL's Cash Ratio has ranged from 0.04 to 1.53. According to the industry distribution chart, Lease IT PCL ranks #160 out of 411 companies in the Credit Services industry, placing it in the top 38.9%.
Is Lease IT PCL's Cash Ratio too high?
Lease IT PCL's current Cash Ratio of 0.80 is 233% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 1.53. The Credit Services industry median Cash Ratio is 0.47. Lease IT PCL's value of 0.80 is 70.2% above this industry median. Based on the distribution chart, Lease IT PCL ranks #160 out of 411 companies in the Credit Services industry, which is above the industry midpoint. Overall, Lease IT PCL has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lease IT PCL's Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Lease IT PCL ranks #160 out of 411 companies for Cash Ratio. This puts Lease IT PCL in the upper half of its industry. The industry median Cash Ratio is 0.47. Lease IT PCL's value of 0.80 is 70.2% above this benchmark. Historically, Lease IT PCL's own Cash Ratio has ranged from 0.04 to 1.53 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.47, Lease IT PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.47, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lease IT PCL's current Cash Ratio of 0.80 is 70.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Lease IT PCL and its competitors. For the Credit Services industry, the median Cash Ratio is 0.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lease IT PCL's current Cash Ratio is 0.80, which is 233% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lease IT PCL stock overvalued right now?
Based on GuruFocus' analysis, Lease IT PCL (BKK:LIT) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1.19, compared to a current price of ฿0.71 — trading 40.3% below its estimated fair value. The current Cash Ratio is 0.80, which is 233% above median its 10-year median of 0.24 and 70.2% above the Credit Services industry median of 0.47. Lease IT PCL's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Lease IT PCL (BKK:LIT), the current Cash Ratio is 0.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lease IT PCL (BKK:LIT) Overvalued in 2026?
Based on GuruFocus' analysis, Lease IT PCL stock appears to be undervalued.
The current stock price of ฿0.71 is trading 40.3% below its estimated GF Value™ of ฿1.19.
GuruFocus considers Lease IT PCL to be Possible Value Trap.
Key valuation signals for BKK:LIT:
Cash Ratio: 0.80 (233% above median its 10-year median of 0.24)
GF Value™: ฿1.19 vs. price of ฿0.71 (40.3% below fair value)
Industry Position: 70.2% above the Credit Services median (#160 of 411)
No single metric tells the full story. See the BKK:LIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lease IT PCL is a Thailand-based company engaged in providing financial services in the form of hire-purchase, leasing, factoring services for sales and services, and loans. It is organized into three business segments based on its services such as Lending business in term of hire-purchase, financial leases, factoring from selling and service, loans and sales of goods, Providing the data information and credit analysis included the project management and online shopping service platform with installment payment. It generates maximum revenue from financial services. The company operates only in Thailand.
54GF Score
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