Lease IT PCL (BKK:LIT) Cyclically Adjusted PB Ratio: 0.25 (As of Aug. 13, 2026) — 32% Below Median

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BKK:LIT Lease IT PCL BKK:LIT
50 GF Score
Price ฿0.76
GF Value ฿1.62
Valuation Possible Value Trap
! 9 Warning Signs
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What is Lease IT PCL Cyclically Adjusted PB Ratio?

Lease IT PCL BKK:LIT -15.56% 50 Cyclically Adjusted PB Ratio is 0.25 as of Aug. 13, 2026, which is 32% below its 10-year median of 0.37. GuruFocus rates BKK:LIT with a GF Score™ of 50/100 and a GF Value™ of ฿1.62 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 381 Credit Services companies, Lease IT PCL ranks better than 84.25% on this metric.

As of today (2026-08-13), Lease IT PCL's current share price is ฿0.76. Lease IT PCL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ฿3.01. Lease IT PCL's Cyclically Adjusted PB Ratio for today is 0.25.

The historical rank and industry rank for Lease IT PCL's Cyclically Adjusted PB Ratio or its related term are showing as below:

BKK:LIT' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.14   Med: 0.37   Max: 0.86
Current: 0.3

During the past years, Lease IT PCL's highest Cyclically Adjusted PB Ratio was 0.86. The lowest was 0.14. And the median was 0.37.

BKK:LIT's Cyclically Adjusted PB Ratio is ranked better than
84.25% of 381 companies
in the Credit Services industry
Industry Median: 0.91 vs BKK:LIT: 0.30

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Lease IT PCL's adjusted book value per share data for the three months ended in Mar. 2026 was ฿1.263. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ฿3.01 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Lease IT PCL  (BKK:LIT) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Lease IT PCL Cyclically Adjusted PB Ratio Related Terms


Lease IT PCL Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Lease IT PCL's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lease IT PCL Cyclically Adjusted PB Ratio Chart

Lease IT PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.67 0.36 0.24 0.23

Lease IT PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.19 0.27 0.23 0.20

BKK:LIT vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Lease IT PCL's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lease IT PCL Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Lease IT PCL's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Lease IT PCL's Cyclically Adjusted PB Ratio falls into.


BKK:LIT
50GF Score
Lease IT PCL BKK:LIT
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Lease IT PCL Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Lease IT PCL's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.76/3.01
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lease IT PCL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Lease IT PCL's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.263/330.2130*330.2130
=1.263

Current CPI (Mar. 2026) = 330.2130.

Lease IT PCL Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.255 241.018 1.719
201609 1.335 241.428 1.826
201612 1.421 241.432 1.944
201703 1.603 243.801 2.171
201706 2.821 244.955 3.803
201709 2.938 246.819 3.931
201712 3.042 246.524 4.075
201803 2.941 249.554 3.892
201806 3.058 251.989 4.007
201809 3.173 252.439 4.151
201812 3.274 251.233 4.303
201903 3.371 254.202 4.379
201906 3.260 256.143 4.203
201909 3.360 256.759 4.321
201912 3.360 256.974 4.318
202003 3.193 258.115 4.085
202006 3.084 257.797 3.950
202009 3.132 260.280 3.974
202012 3.190 260.474 4.044
202103 3.077 264.877 3.836
202106 3.079 271.696 3.742
202109 3.075 274.310 3.702
202112 4.243 278.802 5.025
202203 2.674 287.504 3.071
202206 2.620 296.311 2.920
202209 2.585 296.808 2.876
202212 2.502 296.797 2.784
202303 2.449 301.836 2.679
202306 2.385 305.109 2.581
202309 2.315 307.789 2.484
202312 2.237 306.746 2.408
202403 2.176 312.332 2.301
202406 2.097 314.175 2.204
202409 1.218 315.301 1.276
202412 1.221 315.605 1.278
202503 1.229 319.799 1.269
202506 1.235 322.561 1.264
202509 1.241 324.800 1.262
202512 1.251 324.054 1.275
202603 1.263 330.213 1.263

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.25 mean?
Lease IT PCL (BKK:LIT) has a Cyclically Adjusted PB Ratio of 0.25 as of Aug. 13, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Lease IT PCL and its competitors. This is 32% below median its historical median of 0.37. Over the past decade, Lease IT PCL's Cyclically Adjusted PB Ratio has ranged from 0.14 to 0.86. According to the industry distribution chart, Lease IT PCL ranks #60 out of 381 companies in the Credit Services industry, placing it in the top 15.7%.
Is Lease IT PCL's Cyclically Adjusted PB Ratio too high?
Lease IT PCL's current Cyclically Adjusted PB Ratio of 0.25 is 32% below median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.86. The Credit Services industry median Cyclically Adjusted PB Ratio is 0.91. Lease IT PCL's value of 0.25 is 72.5% below this industry median. Based on the distribution chart, Lease IT PCL ranks #60 out of 381 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Lease IT PCL has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lease IT PCL's Cyclically Adjusted PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Lease IT PCL ranks #60 out of 381 companies for Cyclically Adjusted PB Ratio. This places Lease IT PCL in the top 16% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 0.91. Lease IT PCL's value of 0.25 is 72.5% below this benchmark. Historically, Lease IT PCL's own Cyclically Adjusted PB Ratio has ranged from 0.14 to 0.86 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 0.91, Lease IT PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Credit Services company?
The median Cyclically Adjusted PB Ratio among Credit Services companies is 0.91, based on 381 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lease IT PCL's current Cyclically Adjusted PB Ratio of 0.25 is 72.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Lease IT PCL and its competitors. For the Credit Services industry, the median Cyclically Adjusted PB Ratio is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lease IT PCL's current Cyclically Adjusted PB Ratio is 0.25, which is 32% below median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lease IT PCL stock overvalued right now?
Based on GuruFocus' analysis, Lease IT PCL (BKK:LIT) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1.62, compared to a current price of ฿0.76 — trading 53.1% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.25, which is 32% below median its 10-year median of 0.37 and 72.5% below the Credit Services industry median of 0.91. Lease IT PCL's overall GF Score™ is 50/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Lease IT PCL (BKK:LIT), the current Cyclically Adjusted PB Ratio is 0.25 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lease IT PCL (BKK:LIT) Overvalued in 2026?

Based on GuruFocus' analysis, Lease IT PCL stock appears to be undervalued. The current stock price of ฿0.76 is trading 53.1% below its estimated GF Value™ of ฿1.62. GuruFocus considers Lease IT PCL to be Possible Value Trap.

Key valuation signals for BKK:LIT:

  • Cyclically Adjusted PB Ratio: 0.25 (32% below median its 10-year median of 0.37)
  • GF Value™: ฿1.62 vs. price of ฿0.76 (53.1% below fair value)
  • GF Score™: 50/100 with 9 warning signs
  • Industry Position: 72.5% below the Credit Services median (#60 of 381)

No single metric tells the full story. See the BKK:LIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lease IT PCL Business Description

Address Rama III Road, 1023 MS Siam Tower, 29th Floor, Chongnonsi, Yannawa, Bangkok, THA, 10120
Lease IT PCL is a Thailand-based company engaged in providing financial services in the form of hire-purchase, leasing, factoring services for sales and services, and loans. It is organized into three business segments based on its services such as Lending business in term of hire-purchase, financial leases, factoring from selling and service, loans and sales of goods, Providing the data information and credit analysis included the project management and online shopping service platform with installment payment. It generates maximum revenue from financial services. The company operates only in Thailand.
50GF Score

Get the complete analysis for BKK:LIT

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.76
Price
฿1.62
GF Value