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Lease IT PCLBKK:LIT 54 Return-on-Tangible-Equity is 4.18% as of Mar. 2026, which is 3% below its 10-year median of 4.33. GuruFocus rates BKK:LIT with a GF Score™ of 54/100 and a GF Value™ of ฿1.61 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 525 Credit Services companies, Lease IT PCL ranks worse than 66.86% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Lease IT PCL's annualized net income for the quarter that ended in Mar. 2026 was ฿22.0 Mil. Lease IT PCL's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ฿527.4 Mil. Therefore, Lease IT PCL's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 4.18%.
The historical rank and industry rank for Lease IT PCL's Return-on-Tangible-Equity or its related term are showing as below:
BKK:LIT'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -61.46 Med: 4.33 Max: 22.83
Current: 2.52
During the past 13 years, Lease IT PCL's highest Return-on-Tangible-Equity was 22.83%. The lowest was -61.46%. And the median was 4.33%.
BKK:LIT's Return-on-Tangible-Equity is ranked worse than 66.86% of 525
companies
in the Credit Services industry
Industry Median: 7.01
vs BKK:LIT: 2.52
Lease IT PCL (BKK:LIT) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Lease IT PCL Return-on-Tangible-Equity Related Terms
Lease IT PCL Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Lease IT PCL's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:LIT vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Lease IT PCL's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lease IT PCL Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lease IT PCL's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Lease IT PCL's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 4.18% mean?
Lease IT PCL (BKK:LIT) has a Return-on-Tangible-Equity of 4.18% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Lease IT PCL and its competitors. This is near median its historical median of 4.33. According to the industry distribution chart, Lease IT PCL ranks #351 out of 525 companies in the Credit Services industry, placing it in the top 66.9%.
Is Lease IT PCL's Return-on-Tangible-Equity too high?
Lease IT PCL's current Return-on-Tangible-Equity of 4.18% is near median its 10-year median of 4.33. The Credit Services industry median Return-on-Tangible-Equity is 7.01. Lease IT PCL's value of 4.18% is 40.4% below this industry median. Based on the distribution chart, Lease IT PCL ranks #351 out of 525 companies in the Credit Services industry, which is below the industry midpoint. Overall, Lease IT PCL has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lease IT PCL's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Lease IT PCL ranks #351 out of 525 companies for Return-on-Tangible-Equity. This places Lease IT PCL in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.01. Lease IT PCL's value of 4.18% is 40.4% below this benchmark. While the company's 10-year median is 4.33 vs. the industry median of 7.01, Lease IT PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.01, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lease IT PCL's current Return-on-Tangible-Equity of 4.18% is 40.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Lease IT PCL and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lease IT PCL's current Return-on-Tangible-Equity is 4.18%, which is near median its own 10-year median of 4.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lease IT PCL stock overvalued right now?
Based on GuruFocus' analysis, Lease IT PCL (BKK:LIT) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1.61, compared to a current price of ฿0.88 — trading 45.3% below its estimated fair value. The current Return-on-Tangible-Equity is 4.18%, which is near median its 10-year median of 4.33 and 40.4% below the Credit Services industry median of 7.01. Lease IT PCL's overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Lease IT PCL (BKK:LIT), the current Return-on-Tangible-Equity is 4.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lease IT PCL (BKK:LIT) Overvalued in 2026?
Based on GuruFocus' analysis, Lease IT PCL stock appears to be undervalued.
The current stock price of ฿0.88 is trading 45.3% below its estimated GF Value™ of ฿1.61.
GuruFocus considers Lease IT PCL to be Possible Value Trap.
Key valuation signals for BKK:LIT:
Return-on-Tangible-Equity: 4.18% (near median its 10-year median of 4.33)
GF Value™: ฿1.61 vs. price of ฿0.88 (45.3% below fair value)
Industry Position: 40.4% below the Credit Services median (#351 of 525)
No single metric tells the full story. See the BKK:LIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lease IT PCL is a Thailand-based company engaged in providing financial services in the form of hire-purchase, leasing, factoring services for sales and services, and loans. It is organized into three business segments based on its services such as Lending business in term of hire-purchase, financial leases, factoring from selling and service, loans and sales of goods, Providing the data information and credit analysis included the project management and online shopping service platform with installment payment. It generates maximum revenue from financial services. The company operates only in Thailand.
54GF Score
Get the complete analysis for BKK:LIT
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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