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TQM Alpha PCL has a Cash Ratio of 0.78. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for TQM Alpha PCL's Cash Ratio or its related term are showing as below:
BKK:TQM-R'
s Cash Ratio Range Over the Past 10 Years
Min: 0.21 Med: 1.01 Max: 3.22
Current: 0.78
During the past 12 years, TQM Alpha PCL's highest Cash Ratio was 3.22. The lowest was 0.21. And the median was 1.01.
BKK:TQM-R's Cash Ratio is ranked better than 50% of 64
companies
in the Insurance industry
Industry Median: 0.765
vs BKK:TQM-R: 0.78
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
TQM Alpha PCL Cash Ratio Related Terms
TQM Alpha PCL Cash Ratio Historical Data
* Premium members only.
The historical data trend for TQM Alpha PCL's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:TQM-R vs MRSH, AON, AJG: Cash Ratio Comparison
For the Insurance Brokers subindustry, TQM Alpha PCL's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TQM Alpha PCL Cash Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, TQM Alpha PCL's Cash Ratio distribution charts can be found below:
* The bar in red indicates where TQM Alpha PCL's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TQM Alpha PCL (BKK:TQM-R) has a Cash Ratio of 0.78 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on TQM Alpha PCL and its competitors. This is 23% below median its historical median of 1.01. Over the past decade, TQM Alpha PCL's Cash Ratio has ranged from 0.21 to 3.22. According to the industry distribution chart, TQM Alpha PCL ranks #32 out of 64 companies in the Insurance industry, placing it in the top 50%.
Is TQM Alpha PCL's Cash Ratio too high?
TQM Alpha PCL's current Cash Ratio of 0.78 is 23% below median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 3.22. The Insurance industry median Cash Ratio is 0.77. TQM Alpha PCL's value of 0.78 is 2% above this industry median. Based on the distribution chart, TQM Alpha PCL ranks #32 out of 64 companies in the Insurance industry, which is above the industry midpoint. Overall, TQM Alpha PCL has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does TQM Alpha PCL's Cash Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, TQM Alpha PCL ranks #32 out of 64 companies for Cash Ratio. This puts TQM Alpha PCL in the upper half of its industry. The industry median Cash Ratio is 0.77. TQM Alpha PCL's value of 0.78 is 2% above this benchmark. Historically, TQM Alpha PCL's own Cash Ratio has ranged from 0.21 to 3.22 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 0.77, TQM Alpha PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Insurance company?
The median Cash Ratio among Insurance companies is 0.77, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TQM Alpha PCL's current Cash Ratio of 0.78 is 2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on TQM Alpha PCL and its competitors. For the Insurance industry, the median Cash Ratio is 0.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TQM Alpha PCL's current Cash Ratio is 0.78, which is 23% below median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TQM Alpha PCL stock overvalued right now?
TQM Alpha PCL (BKK:TQM-R) has a current Cash Ratio of 0.78. The stock's GF Value™ is ฿16.86, compared to a current price of ฿16.90 — trading 0.2% above its estimated fair value. The current Cash Ratio is 0.78, which is 23% below median its 10-year median of 1.01 and 2% above the Insurance industry median of 0.77. TQM Alpha PCL's overall GF Score™ is 86/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For TQM Alpha PCL (BKK:TQM-R), the current Cash Ratio is 0.78 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TQM Alpha PCL (BKK:TQM-R) Overvalued in 2026?
Based on GuruFocus' analysis, TQM Alpha PCL stock appears to be overvalued.
The current stock price of ฿16.90 is trading 0.2% above its estimated GF Value™ of ฿16.86.
Key valuation signals for BKK:TQM-R:
Cash Ratio: 0.78 (23% below median its 10-year median of 1.01)
GF Value™: ฿16.86 vs. price of ฿16.90 (0.2% above fair value)
Industry Position: 2% above the Insurance median (#32 of 64)
No single metric tells the full story. See the BKK:TQM-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TQM Alpha PCL is engaged in investment in companies that are focused on non-life insurance brokers, life insurance brokers, reinsurance brokers, personal loans, and the provision of services as a manager, caregiver, collect benefits, and property management for related parties. It also provides procurement and consulting services for computer software and hardware.
86GF Score
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