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TQM Alpha PCLBKK:TQM-R +36.29%86 3-Year FCF Growth Rate is 17.70% as of Jun. 2026, which is 19% above its 10-year median of 14.85. GuruFocus rates BKK:TQM-R with a GF Score™ of 86/100 and a GF Value™ of ฿16.86. The stock has 11 warning signs investors should review. Among 341 Insurance companies, TQM Alpha PCL ranks better than 56.3% on this metric.
During the past 12 months, TQM Alpha PCL's average Free Cash Flow per Share Growth Rate was -47.50% per year.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was 17.70% per year.
During the past 5 years, the average Free Cash Flow per Share Growth Rate was -5.30% per year.
During the past 10 years, the average Free Cash Flow per Share Growth Rate was 11.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 12 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of TQM Alpha PCL was 44.40% per year. The lowest was -21.40% per year. And the median was 14.85% per year.
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
TQM Alpha PCL 3-Year FCF Growth Rate Related Terms
BKK:TQM-R vs MRSH, AON, AJG: 3-Year FCF Growth Rate Comparison
For the Insurance Brokers subindustry, TQM Alpha PCL's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TQM Alpha PCL 3-Year FCF Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, TQM Alpha PCL's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where TQM Alpha PCL's 3-Year FCF Growth Rate falls into.
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
What does a 3-Year FCF Growth Rate of 17.70% mean?
TQM Alpha PCL (BKK:TQM-R) has a 3-Year FCF Growth Rate of 17.70% as of Jun. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for TQM Alpha PCL and its competitors. This is 19% above median its historical median of 14.85. According to the industry distribution chart, TQM Alpha PCL ranks #149 out of 341 companies in the Insurance industry, placing it in the top 43.7%.
Is TQM Alpha PCL's 3-Year FCF Growth Rate too high?
TQM Alpha PCL's current 3-Year FCF Growth Rate of 17.70% is 19% above median its 10-year median of 14.85. The Insurance industry median 3-Year FCF Growth Rate is 13.10. TQM Alpha PCL's value of 17.70% is 35.1% above this industry median. Based on the distribution chart, TQM Alpha PCL ranks #149 out of 341 companies in the Insurance industry, which is above the industry midpoint. Overall, TQM Alpha PCL has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does TQM Alpha PCL's 3-Year FCF Growth Rate compare to MRSH and AON?
According to the Insurance industry distribution chart, TQM Alpha PCL ranks #149 out of 341 companies for 3-Year FCF Growth Rate. This puts TQM Alpha PCL in the upper half of its industry. The industry median 3-Year FCF Growth Rate is 13.10. TQM Alpha PCL's value of 17.70% is 35.1% above this benchmark. While the company's 10-year median is 14.85 vs. the industry median of 13.10, TQM Alpha PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for an Insurance company?
The median 3-Year FCF Growth Rate among Insurance companies is 13.10, based on 341 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TQM Alpha PCL's current 3-Year FCF Growth Rate of 17.70% is 35.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for TQM Alpha PCL and its competitors. For the Insurance industry, the median 3-Year FCF Growth Rate is 13.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TQM Alpha PCL's current 3-Year FCF Growth Rate is 17.70%, which is 19% above median its own 10-year median of 14.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TQM Alpha PCL stock overvalued right now?
TQM Alpha PCL (BKK:TQM-R) has a current 3-Year FCF Growth Rate of 17.70%. The stock's GF Value™ is ฿16.86, compared to a current price of ฿16.90 — trading 0.2% above its estimated fair value. The current 3-Year FCF Growth Rate is 17.70%, which is 19% above median its 10-year median of 14.85 and 35.1% above the Insurance industry median of 13.10. TQM Alpha PCL's overall GF Score™ is 86/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For TQM Alpha PCL (BKK:TQM-R), the current 3-Year FCF Growth Rate is 17.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TQM Alpha PCL (BKK:TQM-R) Overvalued in 2026?
Based on GuruFocus' analysis, TQM Alpha PCL stock appears to be overvalued.
The current stock price of ฿16.90 is trading 0.2% above its estimated GF Value™ of ฿16.86.
Key valuation signals for BKK:TQM-R:
3-Year FCF Growth Rate: 17.70% (19% above median its 10-year median of 14.85)
GF Value™: ฿16.86 vs. price of ฿16.90 (0.2% above fair value)
Industry Position: 35.1% above the Insurance median (#149 of 341)
No single metric tells the full story. See the BKK:TQM-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TQM Alpha PCL is engaged in investment in companies that are focused on non-life insurance brokers, life insurance brokers, reinsurance brokers, personal loans, and the provision of services as a manager, caregiver, collect benefits, and property management for related parties. It also provides procurement and consulting services for computer software and hardware.
86GF Score
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3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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