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JDC Group AGCHIX:JDCD 77 Cash Ratio is 0.81 as of Mar. 2026, which is 50% above its 10-year median of 0.54. GuruFocus rates CHIX:JDCD with a GF Score™ of 77/100 and a GF Value™ of €36.41. The stock has 4 warning signs investors should review. Among 455 Diversified Financial Services companies, JDC Group AG ranks worse than 63.52% on this metric.
JDC Group AG has a Cash Ratio of 0.81. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for JDC Group AG's Cash Ratio or its related term are showing as below:
CHIX:JDCd'
s Cash Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.54 Max: 1.29
Current: 0.81
During the past 13 years, JDC Group AG's highest Cash Ratio was 1.29. The lowest was 0.14. And the median was 0.54.
CHIX:JDCd's Cash Ratio is ranked worse than 63.52% of 455
companies
in the Diversified Financial Services industry
Industry Median: 2.7
vs CHIX:JDCd: 0.81
JDC Group AG (CHIX:JDCd) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
JDC Group AG Cash Ratio Related Terms
JDC Group AG Cash Ratio Historical Data
* Premium members only.
The historical data trend for JDC Group AG's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, JDC Group AG's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JDC Group AG Cash Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, JDC Group AG's Cash Ratio distribution charts can be found below:
* The bar in red indicates where JDC Group AG's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JDC Group AG (CHIX:JDCD) has a Cash Ratio of 0.81 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on JDC Group AG and its competitors. This is 50% above median its historical median of 0.54. Over the past decade, JDC Group AG's Cash Ratio has ranged from 0.14 to 1.29. According to the industry distribution chart, JDC Group AG ranks #289 out of 455 companies in the Diversified Financial Services industry, placing it in the top 63.5%.
Is JDC Group AG's Cash Ratio too high?
JDC Group AG's current Cash Ratio of 0.81 is 50% above median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 1.29. The Diversified Financial Services industry median Cash Ratio is 2.70. JDC Group AG's value of 0.81 is 70% below this industry median. Based on the distribution chart, JDC Group AG ranks #289 out of 455 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, JDC Group AG has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does JDC Group AG's Cash Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, JDC Group AG ranks #289 out of 455 companies for Cash Ratio. This places JDC Group AG in the lower half of its industry. The industry median Cash Ratio is 2.70. JDC Group AG's value of 0.81 is 70% below this benchmark. Historically, JDC Group AG's own Cash Ratio has ranged from 0.14 to 1.29 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 2.70, JDC Group AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Diversified Financial Services company?
The median Cash Ratio among Diversified Financial Services companies is 2.70, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JDC Group AG's current Cash Ratio of 0.81 is 70% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on JDC Group AG and its competitors. For the Diversified Financial Services industry, the median Cash Ratio is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JDC Group AG's current Cash Ratio is 0.81, which is 50% above median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JDC Group AG stock overvalued right now?
JDC Group AG (CHIX:JDCD) has a current Cash Ratio of 0.81. The stock's GF Value™ is €36.41, compared to a current price of €24.80 — trading 31.9% below its estimated fair value. The current Cash Ratio is 0.81, which is 50% above median its 10-year median of 0.54 and 70% below the Diversified Financial Services industry median of 2.70. JDC Group AG's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For JDC Group AG (CHIX:JDCD), the current Cash Ratio is 0.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JDC Group AG (CHIX:JDCD) Overvalued in 2026?
Based on GuruFocus' analysis, JDC Group AG stock appears to be undervalued.
The current stock price of €24.80 is trading 31.9% below its estimated GF Value™ of €36.41.
Key valuation signals for CHIX:JDCD:
Cash Ratio: 0.81 (50% above median its 10-year median of 0.54)
GF Value™: €36.41 vs. price of €24.80 (31.9% below fair value)
Industry Position: 70% below the Diversified Financial Services median (#289 of 455)
No single metric tells the full story. See the CHIX:JDCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JDC Group AG is a financial services company advising its customers and brokers with financial products in Germany and Austria. The company sales platform offers products that cover asset classes such as investment funds and alternative investment funds, structured products, insurance, financing, and real estate. Its brokering financial products include broker pool and technical platforms consisting of Jung, DMS, and Cir.AG. The company's segments include the Advisortech segment, Advisory segment, and Holding segment.
77GF Score
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