Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. JDC Group AG's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €7.1 Mil. JDC Group AG's average total debt for the quarter that ended in Mar. 2026 was €87.8 Mil. Therefore, JDC Group AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.14%.
JDC Group AG (CHIX:JDCd) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
JDC Group AG Effective Interest Rate on Debt % Related Terms
JDC Group AG Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for JDC Group AG's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JDC Group AG Effective Interest Rate on Debt % Chart
CHIX:JDCD vs VOYA, FRHC: Effective Interest Rate on Debt % Comparison
For the Financial Conglomerates subindustry, JDC Group AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JDC Group AG Effective Interest Rate on Debt % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, JDC Group AG's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where JDC Group AG's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 8.14% mean?
JDC Group AG (CHIX:JDCD) has a Effective Interest Rate on Debt % of 8.14% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on JDC Group AG and its competitors.
Is JDC Group AG's Effective Interest Rate on Debt % too high?
JDC Group AG's current Effective Interest Rate on Debt % is 8.14%. Overall, JDC Group AG has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does JDC Group AG's Effective Interest Rate on Debt % compare to VOYA and FRHC?
JDC Group AG's Effective Interest Rate on Debt % of 8.14% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Diversified Financial Services company?
A good Effective Interest Rate on Debt % depends on the Diversified Financial Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on JDC Group AG and its competitors. JDC Group AG's current Effective Interest Rate on Debt % is 8.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JDC Group AG stock overvalued right now?
JDC Group AG (CHIX:JDCD) has a current Effective Interest Rate on Debt % of 8.14%. The stock's GF Value™ is €35.86, compared to a current price of €24.80 — trading 30.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.14%. JDC Group AG's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For JDC Group AG (CHIX:JDCD), the current Effective Interest Rate on Debt % is 8.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JDC Group AG (CHIX:JDCD) Overvalued in 2026?
Based on GuruFocus' analysis, JDC Group AG stock appears to be undervalued.
The current stock price of €24.80 is trading 30.8% below its estimated GF Value™ of €35.86.
Key valuation signals for CHIX:JDCD:
Effective Interest Rate on Debt %: 8.14%
GF Value™: €35.86 vs. price of €24.80 (30.8% below fair value)
No single metric tells the full story. See the CHIX:JDCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JDC Group AG is a financial services company advising its customers and brokers with financial products in Germany and Austria. The company sales platform offers products that cover asset classes such as investment funds and alternative investment funds, structured products, insurance, financing, and real estate. Its brokering financial products include broker pool and technical platforms consisting of Jung, DMS, and Cir.AG. The company's segments include the Advisortech segment, Advisory segment, and Holding segment.
75GF Score
Get the complete analysis for CHIX:JDCD
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:JDCD has been successfully added to your 
