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JDC Group AGCHIX:JDCD 81 Debt-to-EBITDA is 2.67 as of Mar. 2026, which is 39% below its 10-year median of 4.37. GuruFocus rates CHIX:JDCD with a GF Score™ of 81/100 and a GF Value™ of €35.39. The stock has 4 warning signs investors should review. Among 120 Diversified Financial Services companies, JDC Group AG ranks better than 65.83% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for JDC Group AG's Debt-to-EBITDA or its related term are showing as below:
CHIX:JDCd'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.37 Med: 4.37 Max: 11.95
Current: 3.61
During the past 13 years, the highest Debt-to-EBITDA Ratio of JDC Group AG was 11.95. The lowest was 1.37. And the median was 4.37.
CHIX:JDCd's Debt-to-EBITDA is ranked better than 65.83% of 120
companies
in the Diversified Financial Services industry
Industry Median: 5.845
vs CHIX:JDCd: 3.61
JDC Group AG (CHIX:JDCd) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
JDC Group AG Debt-to-EBITDA Related Terms
JDC Group AG Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for JDC Group AG's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:JDCD vs VOYA, FRHC: Debt-to-EBITDA Comparison
For the Financial Conglomerates subindustry, JDC Group AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JDC Group AG Debt-to-EBITDA vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, JDC Group AG's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where JDC Group AG's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
JDC Group AG (CHIX:JDCD) has a Debt-to-EBITDA of 2.67 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on JDC Group AG. This is 39% below median its historical median of 4.37. Over the past decade, JDC Group AG's Debt-to-EBITDA has ranged from 1.37 to 11.95. According to the industry distribution chart, JDC Group AG ranks #41 out of 120 companies in the Diversified Financial Services industry, placing it in the top 34.2%.
Is JDC Group AG's Debt-to-EBITDA too high?
JDC Group AG's current Debt-to-EBITDA of 2.67 is 39% below median its 10-year median of 4.37. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 11.95. The Diversified Financial Services industry median Debt-to-EBITDA is 5.85. JDC Group AG's value of 2.67 is 54.3% below this industry median. Based on the distribution chart, JDC Group AG ranks #41 out of 120 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, JDC Group AG has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does JDC Group AG's Debt-to-EBITDA compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, JDC Group AG ranks #41 out of 120 companies for Debt-to-EBITDA. This puts JDC Group AG in the upper half of its industry. The industry median Debt-to-EBITDA is 5.85. JDC Group AG's value of 2.67 is 54.3% below this benchmark. Historically, JDC Group AG's own Debt-to-EBITDA has ranged from 1.37 to 11.95 over the past decade. While the company's 10-year median is 4.37 vs. the industry median of 5.85, JDC Group AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Diversified Financial Services company?
The median Debt-to-EBITDA among Diversified Financial Services companies is 5.85, based on 120 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JDC Group AG's current Debt-to-EBITDA of 2.67 is 54.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on JDC Group AG. For the Diversified Financial Services industry, the median Debt-to-EBITDA is 5.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JDC Group AG's current Debt-to-EBITDA is 2.67, which is 39% below median its own 10-year median of 4.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JDC Group AG stock overvalued right now?
JDC Group AG (CHIX:JDCD) has a current Debt-to-EBITDA of 2.67. The stock's GF Value™ is €35.39, compared to a current price of €24.80 — trading 29.9% below its estimated fair value. The current Debt-to-EBITDA is 2.67, which is 39% below median its 10-year median of 4.37 and 54.3% below the Diversified Financial Services industry median of 5.85. JDC Group AG's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For JDC Group AG (CHIX:JDCD), the current Debt-to-EBITDA is 2.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JDC Group AG (CHIX:JDCD) Overvalued in 2026?
Based on GuruFocus' analysis, JDC Group AG stock appears to be undervalued.
The current stock price of €24.80 is trading 29.9% below its estimated GF Value™ of €35.39.
Key valuation signals for CHIX:JDCD:
Debt-to-EBITDA: 2.67 (39% below median its 10-year median of 4.37)
GF Value™: €35.39 vs. price of €24.80 (29.9% below fair value)
Industry Position: 54.3% below the Diversified Financial Services median (#41 of 120)
No single metric tells the full story. See the CHIX:JDCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JDC Group AG is a financial services company advising its customers and brokers with financial products in Germany and Austria. The company sales platform offers products that cover asset classes such as investment funds and alternative investment funds, structured products, insurance, financing, and real estate. Its brokering financial products include broker pool and technical platforms consisting of Jung, DMS, and Cir.AG. The company's segments include the Advisortech segment, Advisory segment, and Holding segment.
81GF Score
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