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Ultimate ProductsCHIX:ULTPL 64 Cash Ratio is 0.06 as of Jan. 2026, which is 14% below its 10-year median of 0.07. GuruFocus rates CHIX:ULTPL with a GF Score™ of 64/100 and a GF Value™ of £1.12 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 429 Furnishings, Fixtures & Appliances companies, Ultimate Products ranks worse than 88.34% on this metric.
Ultimate Products has a Cash Ratio of 0.06. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Ultimate Products's Cash Ratio or its related term are showing as below:
CHIX:ULTPl'
s Cash Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.07 Max: 0.13
Current: 0.06
During the past 12 years, Ultimate Products's highest Cash Ratio was 0.13. The lowest was 0.01. And the median was 0.07.
CHIX:ULTPl's Cash Ratio is ranked worse than 88.34% of 429
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 0.5
vs CHIX:ULTPl: 0.06
Ultimate Products (CHIX:ULTPl) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Ultimate Products Cash Ratio Related Terms
Ultimate Products Cash Ratio Historical Data
* Premium members only.
The historical data trend for Ultimate Products's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Furnishings, Fixtures & Appliances subindustry, Ultimate Products's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ultimate Products Cash Ratio vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Ultimate Products's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Ultimate Products's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ultimate Products (CHIX:ULTPL) has a Cash Ratio of 0.06 as of Jan. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Ultimate Products and its competitors. This is 14% below median its historical median of 0.07. Over the past decade, Ultimate Products' Cash Ratio has ranged from 0.01 to 0.13. According to the industry distribution chart, Ultimate Products ranks #379 out of 429 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 88.3%.
Is Ultimate Products' Cash Ratio too high?
Ultimate Products' current Cash Ratio of 0.06 is 14% below median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.13. The Furnishings, Fixtures & Appliances industry median Cash Ratio is 0.50. Ultimate Products' value of 0.06 is 88% below this industry median. Based on the distribution chart, Ultimate Products ranks #379 out of 429 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, Ultimate Products has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ultimate Products' Cash Ratio compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Ultimate Products ranks #379 out of 429 companies for Cash Ratio. This places Ultimate Products in the lower half of its industry. The industry median Cash Ratio is 0.50. Ultimate Products' value of 0.06 is 88% below this benchmark. Historically, Ultimate Products' own Cash Ratio has ranged from 0.01 to 0.13 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.50, Ultimate Products has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Furnishings, Fixtures & Appliances company?
The median Cash Ratio among Furnishings, Fixtures & Appliances companies is 0.50, based on 429 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ultimate Products's current Cash Ratio of 0.06 is 88% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Ultimate Products and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Cash Ratio is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ultimate Products's current Cash Ratio is 0.06, which is 14% below median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ultimate Products stock overvalued right now?
Based on GuruFocus' analysis, Ultimate Products (CHIX:ULTPL) is currently considered Significantly Undervalued. The stock's GF Value™ is £1.12, compared to a current price of £0.48 — trading 57.5% below its estimated fair value. The current Cash Ratio is 0.06, which is 14% below median its 10-year median of 0.07 and 88% below the Furnishings, Fixtures & Appliances industry median of 0.50. Ultimate Products' overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Ultimate Products (CHIX:ULTPL), the current Cash Ratio is 0.06 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ultimate Products (CHIX:ULTPL) Overvalued in 2026?
Based on GuruFocus' analysis, Ultimate Products stock appears to be undervalued.
The current stock price of £0.48 is trading 57.5% below its estimated GF Value™ of £1.12.
GuruFocus considers Ultimate Products to be Significantly Undervalued.
Key valuation signals for CHIX:ULTPL:
Cash Ratio: 0.06 (14% below median its 10-year median of 0.07)
GF Value™: £1.12 vs. price of £0.48 (57.5% below fair value)
Industry Position: 88% below the Furnishings, Fixtures & Appliances median (#379 of 429)
No single metric tells the full story. See the CHIX:ULTPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ultimate Products PLC designs, develops and distributes homeware products across its key brands, including the household names Salter and Beldray. Its other brands include Progress, Kleenez, Petra, Maxim, Russell Hobbs, and Intempo among others. The company sells products across different categories, such as small domestic appliances, housewares, laundry, audio, and heating and cooling. Its products are sold to a broad cross-section of both large national and international multi-channel retailers as well as smaller national retail chains, incorporating discount retailers, supermarkets, general retailers, and online retailers. Geographically, the company derives its key revenue from the United Kingdom and the rest from Germany, Rest of Europe and the Rest of the world.
64GF Score
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