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Ultimate ProductsCHIX:ULTPL 64 Debt-to-Equity is 0.35 as of Jan. 2026, which is 48% below its 10-year median of 0.67. GuruFocus rates CHIX:ULTPL with a GF Score™ of 64/100 and a GF Value™ of £1.18 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 379 Furnishings, Fixtures & Appliances companies, Ultimate Products ranks worse than 53.03% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Ultimate Products's Debt-to-Equity or its related term are showing as below:
CHIX:ULTPl'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.35 Med: 0.67 Max: 8.39
Current: 0.35
During the past 12 years, the highest Debt-to-Equity Ratio of Ultimate Products was 8.39. The lowest was 0.35. And the median was 0.67.
CHIX:ULTPl's Debt-to-Equity is ranked worse than 53.03% of 379
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 0.31
vs CHIX:ULTPl: 0.35
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Ultimate Products Debt-to-Equity Related Terms
Ultimate Products Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Ultimate Products's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:ULTPL vs SN, SGI, MHK: Debt-to-Equity Comparison
For the Furnishings, Fixtures & Appliances subindustry, Ultimate Products's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ultimate Products Debt-to-Equity vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Ultimate Products's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Ultimate Products's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ultimate Products (CHIX:ULTPL) has a Debt-to-Equity of 0.35 as of Jan. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ultimate Products and its competitors. This is 48% below median its historical median of 0.67. Over the past decade, Ultimate Products' Debt-to-Equity has ranged from 0.35 to 8.39. According to the industry distribution chart, Ultimate Products ranks #201 out of 379 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 53%.
Is Ultimate Products' Debt-to-Equity too high?
Ultimate Products' current Debt-to-Equity of 0.35 is 48% below median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 8.39. The Furnishings, Fixtures & Appliances industry median Debt-to-Equity is 0.31. Ultimate Products' value of 0.35 is 12.9% above this industry median. Based on the distribution chart, Ultimate Products ranks #201 out of 379 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, Ultimate Products has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ultimate Products' Debt-to-Equity compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Ultimate Products ranks #201 out of 379 companies for Debt-to-Equity. This places Ultimate Products in the lower half of its industry. The industry median Debt-to-Equity is 0.31. Ultimate Products' value of 0.35 is 12.9% above this benchmark. Historically, Ultimate Products' own Debt-to-Equity has ranged from 0.35 to 8.39 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 0.31, Ultimate Products has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Furnishings, Fixtures & Appliances company?
The median Debt-to-Equity among Furnishings, Fixtures & Appliances companies is 0.31, based on 379 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ultimate Products's current Debt-to-Equity of 0.35 is 12.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ultimate Products and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Debt-to-Equity is 0.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ultimate Products's current Debt-to-Equity is 0.35, which is 48% below median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ultimate Products stock overvalued right now?
Based on GuruFocus' analysis, Ultimate Products (CHIX:ULTPL) is currently considered Significantly Undervalued. The stock's GF Value™ is £1.18, compared to a current price of £0.48 — trading 59.7% below its estimated fair value. The current Debt-to-Equity is 0.35, which is 48% below median its 10-year median of 0.67 and 12.9% above the Furnishings, Fixtures & Appliances industry median of 0.31. Ultimate Products' overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Ultimate Products (CHIX:ULTPL), the current Debt-to-Equity is 0.35 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ultimate Products (CHIX:ULTPL) Overvalued in 2026?
Based on GuruFocus' analysis, Ultimate Products stock appears to be undervalued.
The current stock price of £0.48 is trading 59.7% below its estimated GF Value™ of £1.18.
GuruFocus considers Ultimate Products to be Significantly Undervalued.
Key valuation signals for CHIX:ULTPL:
Debt-to-Equity: 0.35 (48% below median its 10-year median of 0.67)
GF Value™: £1.18 vs. price of £0.48 (59.7% below fair value)
Industry Position: 12.9% above the Furnishings, Fixtures & Appliances median (#201 of 379)
No single metric tells the full story. See the CHIX:ULTPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ultimate Products PLC designs, develops and distributes homeware products across its key brands, including the household names Salter and Beldray. Its other brands include Progress, Kleenez, Petra, Maxim, Russell Hobbs, and Intempo among others. The company sells products across different categories, such as small domestic appliances, housewares, laundry, audio, and heating and cooling. Its products are sold to a broad cross-section of both large national and international multi-channel retailers as well as smaller national retail chains, incorporating discount retailers, supermarkets, general retailers, and online retailers. Geographically, the company derives its key revenue from the United Kingdom and the rest from Germany, Rest of Europe and the Rest of the world.
64GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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