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Ultimate ProductsCHIX:ULTPL 64 Debt-to-EBITDA is 1.86 as of Jan. 2026, which is 18% above its 10-year median of 1.58. GuruFocus rates CHIX:ULTPL with a GF Score™ of 64/100 and a GF Value™ of £1.18 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 333 Furnishings, Fixtures & Appliances companies, Ultimate Products ranks better than 52.85% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Ultimate Products's Debt-to-EBITDA or its related term are showing as below:
CHIX:ULTPl'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.71 Med: 1.58 Max: 2.57
Current: 1.73
During the past 12 years, the highest Debt-to-EBITDA Ratio of Ultimate Products was 2.57. The lowest was 0.71. And the median was 1.58.
CHIX:ULTPl's Debt-to-EBITDA is ranked better than 52.85% of 333
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 1.91
vs CHIX:ULTPl: 1.73
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Ultimate Products Debt-to-EBITDA Related Terms
Ultimate Products Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Ultimate Products's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:ULTPL vs SN, SGI, MHK: Debt-to-EBITDA Comparison
For the Furnishings, Fixtures & Appliances subindustry, Ultimate Products's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ultimate Products Debt-to-EBITDA vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Ultimate Products's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Ultimate Products's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Jan. 2026) EBITDA data.
Ultimate Products (CHIX:ULTPL) has a Debt-to-EBITDA of 1.86 as of Jan. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ultimate Products. This is 18% above median its historical median of 1.58. Over the past decade, Ultimate Products' Debt-to-EBITDA has ranged from 0.71 to 2.57. According to the industry distribution chart, Ultimate Products ranks #157 out of 333 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 47.1%.
Is Ultimate Products' Debt-to-EBITDA too high?
Ultimate Products' current Debt-to-EBITDA of 1.86 is 18% above median its 10-year median of 1.58. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 2.57. The Furnishings, Fixtures & Appliances industry median Debt-to-EBITDA is 1.91. Ultimate Products' value of 1.86 is 2.6% below this industry median. Based on the distribution chart, Ultimate Products ranks #157 out of 333 companies in the Furnishings, Fixtures & Appliances industry, which is above the industry midpoint. Overall, Ultimate Products has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ultimate Products' Debt-to-EBITDA compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Ultimate Products ranks #157 out of 333 companies for Debt-to-EBITDA. This puts Ultimate Products in the upper half of its industry. The industry median Debt-to-EBITDA is 1.91. Ultimate Products' value of 1.86 is 2.6% below this benchmark. Historically, Ultimate Products' own Debt-to-EBITDA has ranged from 0.71 to 2.57 over the past decade. While the company's 10-year median is 1.58 vs. the industry median of 1.91, Ultimate Products has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Furnishings, Fixtures & Appliances company?
The median Debt-to-EBITDA among Furnishings, Fixtures & Appliances companies is 1.91, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ultimate Products's current Debt-to-EBITDA of 1.86 is 2.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ultimate Products. For the Furnishings, Fixtures & Appliances industry, the median Debt-to-EBITDA is 1.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ultimate Products's current Debt-to-EBITDA is 1.86, which is 18% above median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ultimate Products stock overvalued right now?
Based on GuruFocus' analysis, Ultimate Products (CHIX:ULTPL) is currently considered Significantly Undervalued. The stock's GF Value™ is £1.18, compared to a current price of £0.48 — trading 59.7% below its estimated fair value. The current Debt-to-EBITDA is 1.86, which is 18% above median its 10-year median of 1.58 and 2.6% below the Furnishings, Fixtures & Appliances industry median of 1.91. Ultimate Products' overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Ultimate Products (CHIX:ULTPL), the current Debt-to-EBITDA is 1.86 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ultimate Products (CHIX:ULTPL) Overvalued in 2026?
Based on GuruFocus' analysis, Ultimate Products stock appears to be undervalued.
The current stock price of £0.48 is trading 59.7% below its estimated GF Value™ of £1.18.
GuruFocus considers Ultimate Products to be Significantly Undervalued.
Key valuation signals for CHIX:ULTPL:
Debt-to-EBITDA: 1.86 (18% above median its 10-year median of 1.58)
GF Value™: £1.18 vs. price of £0.48 (59.7% below fair value)
Industry Position: 2.6% below the Furnishings, Fixtures & Appliances median (#157 of 333)
No single metric tells the full story. See the CHIX:ULTPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ultimate Products PLC designs, develops and distributes homeware products across its key brands, including the household names Salter and Beldray. Its other brands include Progress, Kleenez, Petra, Maxim, Russell Hobbs, and Intempo among others. The company sells products across different categories, such as small domestic appliances, housewares, laundry, audio, and heating and cooling. Its products are sold to a broad cross-section of both large national and international multi-channel retailers as well as smaller national retail chains, incorporating discount retailers, supermarkets, general retailers, and online retailers. Geographically, the company derives its key revenue from the United Kingdom and the rest from Germany, Rest of Europe and the Rest of the world.
64GF Score
Get the complete analysis for CHIX:ULTPL
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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