Coles GroupFRA:2OF -0.70%74 Cash Ratio is 0.09 as of Dec. 2025, which is 10% below its 10-year median of 0.10. GuruFocus rates FRA:2OF with a GF Score™ of 74/100 and a GF Value™ of €12.13 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 304 Retail - Defensive companies, Coles Group ranks worse than 80.26% on this metric.
Coles Group has a Cash Ratio of 0.09. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Coles Group's Cash Ratio or its related term are showing as below:
FRA:2OF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.08 Med: 0.1 Max: 0.19
Current: 0.09
During the past 8 years, Coles Group's highest Cash Ratio was 0.19. The lowest was 0.08. And the median was 0.10.
FRA:2OF's Cash Ratio is ranked worse than 80.26% of 304
companies
in the Retail - Defensive industry
Industry Median: 0.29
vs FRA:2OF: 0.09
Coles Group (FRA:2OF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Coles Group Cash Ratio Related Terms
Coles Group Cash Ratio Historical Data
* Premium members only.
The historical data trend for Coles Group's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Grocery Stores subindustry, Coles Group's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coles Group Cash Ratio vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Coles Group's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Coles Group's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Coles Group (FRA:2OF) has a Cash Ratio of 0.09 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Coles Group and its competitors. This is 10% below median its historical median of 0.10. Over the past decade, Coles Group's Cash Ratio has ranged from 0.08 to 0.19. According to the industry distribution chart, Coles Group ranks #244 out of 304 companies in the Retail - Defensive industry, placing it in the top 80.3%.
Is Coles Group's Cash Ratio too high?
Coles Group's current Cash Ratio of 0.09 is 10% below median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.19. The Retail - Defensive industry median Cash Ratio is 0.29. Coles Group's value of 0.09 is 69% below this industry median. Based on the distribution chart, Coles Group ranks #244 out of 304 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, Coles Group has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Coles Group's Cash Ratio compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Coles Group ranks #244 out of 304 companies for Cash Ratio. This places Coles Group in the lower half of its industry. The industry median Cash Ratio is 0.29. Coles Group's value of 0.09 is 69% below this benchmark. Historically, Coles Group's own Cash Ratio has ranged from 0.08 to 0.19 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.29, Coles Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Retail - Defensive company?
The median Cash Ratio among Retail - Defensive companies is 0.29, based on 304 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coles Group's current Cash Ratio of 0.09 is 69% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Coles Group and its competitors. For the Retail - Defensive industry, the median Cash Ratio is 0.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coles Group's current Cash Ratio is 0.09, which is 10% below median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coles Group stock overvalued right now?
Based on GuruFocus' analysis, Coles Group (FRA:2OF) is currently considered Modestly Overvalued. The stock's GF Value™ is €12.13, compared to a current price of €14.10 — trading 16.2% above its estimated fair value. The current Cash Ratio is 0.09, which is 10% below median its 10-year median of 0.10 and 69% below the Retail - Defensive industry median of 0.29. Coles Group's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Coles Group (FRA:2OF), the current Cash Ratio is 0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coles Group (FRA:2OF) Overvalued in 2026?
Based on GuruFocus' analysis, Coles Group stock appears to be overvalued.
The current stock price of €14.10 is trading 16.2% above its estimated GF Value™ of €12.13.
GuruFocus considers Coles Group to be Modestly Overvalued.
Key valuation signals for FRA:2OF:
Cash Ratio: 0.09 (10% below median its 10-year median of 0.10)
GF Value™: €12.13 vs. price of €14.10 (16.2% above fair value)
Industry Position: 69% below the Retail - Defensive median (#244 of 304)
No single metric tells the full story. See the FRA:2OF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coles is one of Australia's largest retailers, operating the second-largest supermarket chain behind market leader Woolworths, and the country's second-largest liquor chain. The group has an extensive store network of over 1,800 stores and roughly 80% of Australians live within a 10-minute drive from a Coles store. The retailer employs some 120,000 people, who process some 20 million individual customer transactions a week. This compares with Woolworths processing about 30 million customer transactions per week from Australia's population of 27 million.
74GF Score
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