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Willis Towers WatsonFRA:WTY +1.16%77 Cash Ratio is 0.14 as of Mar. 2026, which is 40% above its 10-year median of 0.10. GuruFocus rates FRA:WTY with a GF Score™ of 77/100 and a GF Value™ of €275.82 (Fairly Valued). The stock has 1 warning sign investors should review. Among 66 Insurance companies, Willis Towers Watson ranks worse than 78.79% on this metric.
Willis Towers Watson has a Cash Ratio of 0.14. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Willis Towers Watson's Cash Ratio or its related term are showing as below:
FRA:WTY'
s Cash Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.1 Max: 0.32
Current: 0.14
During the past 13 years, Willis Towers Watson's highest Cash Ratio was 0.32. The lowest was 0.05. And the median was 0.10.
FRA:WTY's Cash Ratio is ranked worse than 78.79% of 66
companies
in the Insurance industry
Industry Median: 0.895
vs FRA:WTY: 0.14
Willis Towers Watson (FRA:WTY) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Willis Towers Watson Cash Ratio Related Terms
Willis Towers Watson Cash Ratio Historical Data
* Premium members only.
The historical data trend for Willis Towers Watson's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Willis Towers Watson's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Willis Towers Watson Cash Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Willis Towers Watson's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Willis Towers Watson's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Willis Towers Watson (FRA:WTY) has a Cash Ratio of 0.14 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Willis Towers Watson and its competitors. This is 40% above median its historical median of 0.10. Over the past decade, Willis Towers Watson's Cash Ratio has ranged from 0.05 to 0.32. According to the industry distribution chart, Willis Towers Watson ranks #52 out of 66 companies in the Insurance industry, placing it in the top 78.8%.
Is Willis Towers Watson's Cash Ratio too high?
Willis Towers Watson's current Cash Ratio of 0.14 is 40% above median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.32. The Insurance industry median Cash Ratio is 0.90. Willis Towers Watson's value of 0.14 is 84.4% below this industry median. Based on the distribution chart, Willis Towers Watson ranks #52 out of 66 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Willis Towers Watson has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Willis Towers Watson's Cash Ratio compare to BRO and ERIE?
According to the Insurance industry distribution chart, Willis Towers Watson ranks #52 out of 66 companies for Cash Ratio. This places Willis Towers Watson in the lower half of its industry. The industry median Cash Ratio is 0.90. Willis Towers Watson's value of 0.14 is 84.4% below this benchmark. Historically, Willis Towers Watson's own Cash Ratio has ranged from 0.05 to 0.32 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.90, Willis Towers Watson has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Insurance company?
The median Cash Ratio among Insurance companies is 0.90, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Willis Towers Watson's current Cash Ratio of 0.14 is 84.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Willis Towers Watson and its competitors. For the Insurance industry, the median Cash Ratio is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Willis Towers Watson's current Cash Ratio is 0.14, which is 40% above median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Willis Towers Watson stock overvalued right now?
Based on GuruFocus' analysis, Willis Towers Watson (FRA:WTY) is currently considered Fairly Valued. The stock's GF Value™ is €275.82, compared to a current price of €252.10 — trading 8.6% below its estimated fair value. The current Cash Ratio is 0.14, which is 40% above median its 10-year median of 0.10 and 84.4% below the Insurance industry median of 0.90. Willis Towers Watson's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Willis Towers Watson (FRA:WTY), the current Cash Ratio is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Willis Towers Watson (FRA:WTY) Overvalued in 2026?
Based on GuruFocus' analysis, Willis Towers Watson stock appears to be undervalued.
The current stock price of €252.10 is trading 8.6% below its estimated GF Value™ of €275.82.
GuruFocus considers Willis Towers Watson to be Fairly Valued.
Key valuation signals for FRA:WTY:
Cash Ratio: 0.14 (40% above median its 10-year median of 0.10)
GF Value™: €275.82 vs. price of €252.10 (8.6% below fair value)
Industry Position: 84.4% below the Insurance median (#52 of 66)
No single metric tells the full story. See the FRA:WTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Willis Towers Watson PLC is an advisory, broking, and solutions company that provides data-driven, insight-led solutions in the areas of people, risk, and capital. The company's segments include Health, Wealth & Career (HWC) and Risk & Broking (R&B). The HWC segment provides an array of advice, broking, solutions and technology for employee benefit plans, institutional investors, compensation and career programs, and employee experience overall. It focuses on four key areas: Health, Wealth, Career and Benefits Delivery & Outsourcing. The R&B segment provides risk advice, insurance brokerage and consulting services to clients ranging from small businesses to multinational corporations. Its R&B segment includes two businesses: Corporate Risk & Broking and Insurance Consulting and Technology.
77GF Score
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