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Lichen InternationalLICN +2.56%62 Cash Ratio is 5.75 as of Dec. 2025, which is 14% above its 10-year median of 5.04. GuruFocus rates LICN with a GF Score™ of 62/100 and a GF Value™ of $3.34 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,058 Business Services companies, Lichen International ranks better than 96.12% on this metric.
Lichen International has a Cash Ratio of 5.75. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Lichen International's Cash Ratio or its related term are showing as below:
LICN'
s Cash Ratio Range Over the Past 10 Years
Min: 1.52 Med: 5.04 Max: 6.32
Current: 5.75
During the past 6 years, Lichen International's highest Cash Ratio was 6.32. The lowest was 1.52. And the median was 5.04.
LICN's Cash Ratio is ranked better than 96.12% of 1058
companies
in the Business Services industry
Industry Median: 0.61
vs LICN: 5.75
Lichen International (NAS:LICN) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Lichen International Cash Ratio Related Terms
Lichen International Cash Ratio Historical Data
* Premium members only.
The historical data trend for Lichen International's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Business Services subindustry, Lichen International's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lichen International Cash Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Lichen International's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Lichen International's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lichen International (LICN) has a Cash Ratio of 5.75 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Lichen International and its competitors. This is 14% above median its historical median of 5.04. Over the past decade, Lichen International's Cash Ratio has ranged from 1.52 to 6.32. According to the industry distribution chart, Lichen International ranks #41 out of 1058 companies in the Business Services industry, placing it in the top 3.9%.
Is Lichen International's Cash Ratio too high?
Lichen International's current Cash Ratio of 5.75 is 14% above median its 10-year median of 5.04. Over the past 10 years, this metric has ranged from a low of 1.52 to a high of 6.32. The Business Services industry median Cash Ratio is 0.61. Lichen International's value of 5.75 is 842.6% above this industry median. Based on the distribution chart, Lichen International ranks #41 out of 1058 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Lichen International has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lichen International's Cash Ratio compare to PMEC and SMX?
According to the Business Services industry distribution chart, Lichen International ranks #41 out of 1058 companies for Cash Ratio. This places Lichen International in the top 4% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.61. Lichen International's value of 5.75 is 842.6% above this benchmark. Historically, Lichen International's own Cash Ratio has ranged from 1.52 to 6.32 over the past decade. While the company's 10-year median is 5.04 vs. the industry median of 0.61, Lichen International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Business Services company?
The median Cash Ratio among Business Services companies is 0.61, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lichen International's current Cash Ratio of 5.75 is 842.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Lichen International and its competitors. For the Business Services industry, the median Cash Ratio is 0.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lichen International's current Cash Ratio is 5.75, which is 14% above median its own 10-year median of 5.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lichen International stock overvalued right now?
Based on GuruFocus' analysis, Lichen International (LICN) is currently considered Possible Value Trap. The stock's GF Value™ is $3.34, compared to a current price of $1.20 — trading 64.1% below its estimated fair value. The current Cash Ratio is 5.75, which is 14% above median its 10-year median of 5.04 and 842.6% above the Business Services industry median of 0.61. Lichen International's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Lichen International (LICN), the current Cash Ratio is 5.75 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lichen International (LICN) Overvalued in 2026?
Based on GuruFocus' analysis, Lichen International stock appears to be undervalued.
The current stock price of $1.20 is trading 64.1% below its estimated GF Value™ of $3.34.
GuruFocus considers Lichen International to be Possible Value Trap.
Key valuation signals for LICN:
Cash Ratio: 5.75 (14% above median its 10-year median of 5.04)
GF Value™: $3.34 vs. price of $1.20 (64.1% below fair value)
Industry Position: 842.6% above the Business Services median (#41 of 1058)
No single metric tells the full story. See the LICN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lichen International Ltd is a financial and taxation service provider in China. The company provides financial and taxation solution services; education support services; and software and maintenance services in the PRC under its Lichen brand. The financial and taxation solution services comprise financial and taxation related management consultation, internal control management consultation, annual or regular consultation, and internal training and general consultation. The education support services comprise the provision of marketing, operational, and technical support and the sales of teaching and learning materials. The software and maintenance services comprise the sales of financial and taxation analysis software and the sales of financial and taxation training software.
62GF Score
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